Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

Citizens Bank & Trust Co.

Marks, MississippiBankAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=account_research; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Account Reconciliation/Research / $20.00 Hourly" · Source

Christmas Club Early Withdrawal$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=early_closure; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Christmas Club Early Withdrawal / $5.00" · Source

Overdraft & NSFVerified

Nonsufficient funds (NSF) fee - each returned item/payment$35Above the typical range ($25–$32 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=nsf; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Nonsufficient funds (NSF) fee - each returned item/payment / $35.00 Each Item" · Source

ATM & CardVerified

Replacement Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=card_replacement; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Replacement Debit Card / $5.00" · Source

Wire TransfersVerified

Wire Transfers: Domestic Incoming$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=wire_domestic_incoming; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Domestic Incoming $10.00" · Source
Wire Transfers: Domestic Outgoing$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=wire_domestic_outgoing; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Domestic Outgoing $30.00" · Source
Wire Transfers: International Incoming$50Above the typical range ($10–$25 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=wire_intl_incoming; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="International Incoming $50.00" · Source
Wire Transfers: international Outgoing$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=wire_intl_outgoing; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="international Outgoing $50.00" · Source

Check ServicesVerified

Cashiers Check$10Above the typical range ($3–$6 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=cashiers_check; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Cashiers Check / $10.00 per check" · Source
Stop Payment ACH/Check/Alerts$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=stop_payment; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Stop Payment ACH/Check/Alerts / $35.00" · Source

Digital & ElectronicVerified

ACH Origination (Monthly)$50Above the typical range ($5–$20 nationally)
$40 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=ach_origination; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="ACH Origination (Monthly) / $50.00" · Source
Internet Banking/Bill Pay$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #2049. canonical_hint=bill_pay; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Internet Banking/Bill Pay / Free" · Source

Cash & DepositVerified

Returned Deposited Item$10Within the typical range ($9.50–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=deposited_item_return; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Returned Deposited Item / $10.00" · Source
Zipper Bag$5Within the typical range ($5–$20 nationally)
$8.75 below the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=night_deposit; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Zipper Bag / $5.00" · Source

Account ServicesVerified

10 x 10"$85Above the typical range ($25–$80 nationally)
$45 above the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=safe_deposit_box; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="10 x 10" / $85.00" · Source
3 x 10"$35Within the typical range ($25–$80 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=safe_deposit_box; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="3 x 10" / $35.00" · Source
3 x 5"$25Within the typical range ($25–$80 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=safe_deposit_box; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="3 x 5" / $25.00" · Source
5 x 10"$45Within the typical range ($25–$80 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=safe_deposit_box; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="5 x 10" / $45.00" · Source
5 x 5"$30Within the typical range ($25–$80 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=safe_deposit_box; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="5 x 5" / $30.00" · Source
Legal Processing Garnishments$35Within the typical range ($25–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=garnishment_levy; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Legal Processing Garnishments / $35.00" · Source

Other FeesVerified

Photocopies$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=document_reproduction; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Photocopies / $1.00 Each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=account_research; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Account Reconciliation/Research / $20.00 Hourly"	Source
Christmas Club Early Withdrawal	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=early_closure; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Christmas Club Early Withdrawal / $5.00"	Source
Overdraft & NSFVerified
Nonsufficient funds (NSF) fee - each returned item/payment	$35Above the typical range ($25–$32 nationally)	$6 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=nsf; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Nonsufficient funds (NSF) fee - each returned item/payment / $35.00 Each Item"	Source
ATM & CardVerified
Replacement Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=card_replacement; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Replacement Debit Card / $5.00"	Source
Wire TransfersVerified
Wire Transfers: Domestic Incoming	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=wire_domestic_incoming; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Domestic Incoming $10.00"	Source
Wire Transfers: Domestic Outgoing
Check ServicesVerified
Cashiers Check	$10Above the typical range ($3–$6 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=cashiers_check; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Cashiers Check / $10.00 per check"	Source
Stop Payment ACH/Check/Alerts
Digital & ElectronicVerified
ACH Origination (Monthly)	$50Above the typical range ($5–$20 nationally)	$40 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=ach_origination; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="ACH Origination (Monthly) / $50.00"	Source
Internet Banking/Bill Pay
Cash & DepositVerified
Returned Deposited Item	$10Within the typical range ($9.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=deposited_item_return; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Returned Deposited Item / $10.00"	Source
Zipper Bag
Account ServicesVerified
10 x 10"	$85Above the typical range ($25–$80 nationally)	$45 above the national median	—	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=safe_deposit_box; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="10 x 10" / $85.00"	Source
3 x 10"	$35
Other FeesVerified
Photocopies	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #2049. canonical_hint=document_reproduction; text_hash=8a8ec1cf6e9c53ad0823408f66f25abfe2493c23ec59f300a91421d3e7a9eec0; excerpt="Photocopies / $1.00 Each"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 21 — leaner than most institutions

Verified fees

Under review

Assets

$98.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$98.6M

Total deposits

$83.0M

Service charge income

$85K

Fee income ratio

6.1%

Return on assets

0.92%

Branches

Service charge income by quarter

Q2 2026$85K

Q1 2026$84K

Q4 2025$87K

Q3 2025$97K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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