Compared with Kansas
13 of 28
compared fees are above the median.
5 below, 10 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
81st percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the Kansas median
of 28 compared; 5 below, 10 about the same
See the feesFee schedule read Oct 15, 2026
Call-report figures are for First National Bank of Kansas at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,681 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Kansas median | Published fees above the Kansas median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | First National Bank of Kansas's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 4.1% of revenue, above the 2.1% median of 1,681 banks with under $300M in assets (81st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $36K in Q2 2026, 9.1% above the same quarter a year earlier ($33K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
13 of 28 compared published fees sit above the Kansas median; 5 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Kansas medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $4, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 16% from Q3 2025 to Q2 2026, to $36K. Its share of revenue, 4.1%, is above the 2.1% median for banks with under $300M in assets.
$36K
First National Bank of KansasMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 1,681 banks with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $0 to $7.50; we compare the midpoint.
First National Bank of Kansas · $106M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First National Bank of Kansas(this institution) | Burlington, KS | $106M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Auburn Savings Bank, FSB | Auburn, ME | $103M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of Bozeman | Bozeman, MT | $108M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Calhoun County | Hardin, IL | $100M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Erath | Erath, LA | $105M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Citizens Bank & Trust Co. | Marks, MS | $99M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Community Bank Owatonna | Owatonna, MN | $103M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Covington County Bank | Collins, MS | $109M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Mutual Bank, FSB | Belpre, OH | $110M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank | Heavener, OK | $113M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank Minnesota | Le Roy, MN | $106M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First State Bank of Le Center | Le Center, MN | $110M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gunnison Savings and Loan Association | Gunnison, CO | $102M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Investors Community Bank | Chillicothe, MO | $98M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Peoples Exchange Bank | Monroeville, AL | $99M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples First Savings Bank | Mason, OH | $100M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Platte Valley Bank | North Bend, NE | $107M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Magnolia Company | Magnolia, OH | $108M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Citizens National Bank of McConnelsville | McConnelsville, OH | $102M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Exchange State Bank of St. Paul, Kansas | Saint Paul, KS | $105M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The First State Bank of Healy | Healy, KS | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Peoples Bank | Willacoochee, GA | $109M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Peoples Savings and Loan Company | West Liberty, OH | $110M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Sherwood State Bank | Sherwood, OH | $108M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Warsaw Federal Savings and Loan Association | Cincinnati, OH | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| White State Bank | South English, IA | $109M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $4, the middle of its eight prices, against a peer median of $6.75 among 16 publishing peers.
Its eight checking prices are $0, $2.95, $2.95, $3, $5, $5.95, $5.95 and $7.50.
$4 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for First National Bank of Kansas (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $36K | +$5K | +16.1% |
| Q1 2026 | $31K | $0 | 0.0% |
| Q4 2025 | $31K | $0 | 0.0% |
| Q3 2025 | $31K | −$2K | −6.1% |
| Q2 2025 | $33K | −$1K | −2.9% |
| Q1 2025 | $34K | −$4K | −10.5% |
| Q4 2024 | $38K | −$2K | −5.0% |
| Q3 2024 | $40K | +$5K | +14.3% |
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,681 reported a share above 0% and are counted, First National Bank of Kansas left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to First National Bank of Kansas by share.
Amounts from First National Bank of Kansas’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
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per hour · Research (per hour, 1 hour minimum)...................................................................................................................... $25.00
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Eagle Checking Account Monthly Service charge (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Maintenance | $2.95Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Maintenance | $5.95Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service charge | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service charge | $3Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Service charge (Minimum Balance Fee) (audience not stated, treated as personal) | $5.95Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Service charge (Minimum Balance Fee) (audience not stated, treated as personal) | $7.50Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Service Charge (Minimum Balance Fee) (audience not stated, treated as personal) | $2.95Below the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Minimum Balance (audience not stated, treated as personal) | $5.95Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Minimum Balance (audience not stated, treated as personal) | $7.50Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Closed Account (Applies if closed within 90 days of opening date) | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormancy Fee (per statement) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Dormant fee (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Reconciliation (per hour, 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research (per hour, 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Research (per hour, 1 hour minimum)...................................................................................................................... $25.00 |
| Paper Statement | $3Inside the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
| Paper Statement Fee (certain accts) | $2Inside the U.S. middle 50% ($2 to $4.99 nationally) | per item | None |
| Excessive Debit Fee - Savings Acct | $1Below the U.S. middle 50% ($3 to $10 nationally) | Not stated | None |
| Returned Mail Fee, per account, per month | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Overdraft (OD) | $30Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Return Item Fee (per item) | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| ATM Service Charge-Foreign ATM (per item) | $2Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| ATM/POS Replacement card | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| International Service Assessment | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing Domestic - Customer | $25Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers: Incoming Domestic - Customer | $5Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfers: Incoming Non Customer | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfers: Outgoing Foreign - Customer | $52Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier Checks | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Cashier Checks (non-customer) | $15Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Personal Money Order | $3Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Personal Money Order (non-customer) | $10Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Counter Checks (each) | $0.50Below the U.S. middle 50% ($1 to $4 nationally) | per item | None |
| Check Cashing - Non customer | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Foreign Check Fee | $12Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Cancelled Check Copy Fee# | $2.50Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Copies (per item) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Photocopy check or transaction (each) | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| ACH Origination (per file) | $5Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Bill Payment Recall Fee# | $30Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Internet Banking Online Bill Pay Service Standard Delivery | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Cash & Deposit | |||
| Deposited item-returned/Chargeback | $10Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Fee - Customer | $5Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Notary Fee - Non Customer | $10Above the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Drilling Box | $10Not compared: Box drilling or key fee | Not stated | None |
| Late Fee (per month, per box) | $7.50Not compared: Monthly charge, not annual | per month | None |
| Lost Key | $20Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box 10 X 10 | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 2 X 5 | $10Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3 X 10 | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3 X 5 | $15Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5 X 10 | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5 X 5 | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 9 X 10 | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Garnishments | $15Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Direct Transfer Fee | $25Inside the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Other Fees | |||
| Fax First | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Photocopies- Miscellaneous (per item) | $0.25Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where First National Bank of Kansas operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state, $94.7M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 2 | $86.1M |
| 1 | $8.6M |
Topeka, KS
0.1% of bank deposits, #30 of 30, unchanged over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capitol Federal Savings Bank | 32.6% |
| CoreFirst Bank & Trust | 13.8% |
| Silver Lake Bank | 5.9% |
| U.S. Bank National Association | 5.6% |
| The Denison State Bank | 5.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Topeka, KS, First National Bank of Kansas holds 0.1% of bank deposits, #30 of 30, with 1 office.
110 offices of 37 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 30 institutions shown. $7.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.1% share, 1 office, #30 of 30
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
23 offices of 7 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
3 past actions
Past
OCC. Ended September 27, 2012
OCC. Ended November 1, 2010
OCC. Ended March 25, 2010
Source: public enforcement action lists from the OCC and Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.