28 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026
Call-report figures are for First National Bank of Kansas at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | First National Bank of Kansas's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $36K in Q2 2026, 9.1% above the same quarter a year earlier ($33K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $4, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 16% from Q3 2025 to Q2 2026, to $36K.
$36K
First National Bank of KansasMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
First National Bank of Kansas · $106M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First National Bank of Kansas(this institution) | Burlington, KS | $106M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Auburn Savings Bank, FSB | Auburn, ME | $103M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of Bozeman | Bozeman, MT | $108M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Calhoun County | Hardin, IL | $100M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Erath | Erath, LA | $105M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Citizens Bank & Trust Co. | Marks, MS | $99M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Community Bank Owatonna | Owatonna, MN | $103M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Covington County Bank | Collins, MS | $109M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Mutual Bank, FSB | Belpre, OH | $110M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank | Heavener, OK | $113M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank Minnesota | Le Roy, MN | $106M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First State Bank of Le Center | Le Center, MN | $110M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gunnison Savings and Loan Association | Gunnison, CO | $102M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Investors Community Bank | Chillicothe, MO | $98M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Peoples Exchange Bank | Monroeville, AL | $99M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples First Savings Bank | Mason, OH | $100M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Platte Valley Bank | North Bend, NE | $107M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Magnolia Company | Magnolia, OH | $108M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Citizens National Bank of McConnelsville | McConnelsville, OH | $102M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Exchange State Bank of St. Paul, Kansas | Saint Paul, KS | $105M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The First State Bank of Healy | Healy, KS | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Peoples Bank | Willacoochee, GA | $109M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Peoples Savings and Loan Company | West Liberty, OH | $110M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Sherwood State Bank | Sherwood, OH | $108M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Warsaw Federal Savings and Loan Association | Cincinnati, OH | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| White State Bank | South English, IA | $109M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $4, the middle of its eight prices, against a peer median of $7 among 16 publishing peers.
Its eight checking prices are $0, $2.95, $2.95, $3, $5, $5.95, $5.95 and $7.50.
$4 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Call reports for First National Bank of Kansas (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $36K | +$5K | +16.1% |
| Q1 2026 | $31K | $0 | 0.0% |
| Q4 2025 | $31K | $0 | 0.0% |
| Q3 2025 | $31K | −$2K | −6.1% |
| Q2 2025 | $33K | −$1K | −2.9% |
| Q1 2025 | $34K | −$4K | −10.5% |
| Q4 2024 | $38K | −$2K | −5.0% |
| Q3 2024 | $40K | +$5K | +14.3% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from First National Bank of Kansas’s own schedules, with a source for each figure.
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per hour · Research (per hour, 1 hour minimum)...................................................................................................................... $25.00
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Eagle Checking Account Monthly Service charge (audience not stated, treated as personal) | $5 | per month | None |
| Monthly Maintenance | $2.95 | per month | None |
| Monthly Maintenance | $5.95 | per month | None |
| Monthly Service charge | No charge | per month | None |
| Monthly Service charge | $3 | per month | None |
| Service charge (Minimum Balance Fee) (audience not stated, treated as personal) | $5.95 | Not stated | None |
| Service charge (Minimum Balance Fee) (audience not stated, treated as personal) | $7.50 | Not stated | None |
| Service Charge (Minimum Balance Fee) (audience not stated, treated as personal) | $2.95 | Not stated | None |
| Minimum Balance (audience not stated, treated as personal) | $5.95 | Not stated | None |
| Minimum Balance (audience not stated, treated as personal) | $7.50 | Not stated | None |
| Closed Account (Applies if closed within 90 days of opening date) | $25 | Not stated | None |
| Dormancy Fee (per statement) | $5 | Not stated | None |
| Dormant fee (audience not stated, treated as personal) | $5 | per month | None |
| Account Reconciliation (per hour, 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research (per hour, 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Research (per hour, 1 hour minimum)...................................................................................................................... $25.00 |
| Paper Statement | $3 | per month | None |
| Paper Statement Fee (certain accts) | $2 | per item | None |
| Excessive Debit Fee - Savings Acct | $1 | Not stated | None |
| Returned Mail Fee, per account, per month | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft (OD) | $30 | per item | None |
| Return Item Fee (per item) | $30 | per item | None |
ATM & Card | |||
| ATM Service Charge-Foreign ATM (per item) | $2 | per item | None |
| ATM/POS Replacement card | $10 | Not stated | None |
| International Service Assessment | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing Domestic - Customer | $25 | Not stated | None |
| Wire Transfers: Incoming Domestic - Customer | $5 | Not stated | None |
| Wire Transfers: Incoming Non Customer | $20 | Not stated | None |
| Wire Transfers: Outgoing Foreign - Customer | $52 | Not stated | None |
Check Services | |||
| Cashier Checks | $5 | Not stated | None |
| Cashier Checks (non-customer) | $15 | Not stated | None |
| Personal Money Order | $3 | Not stated | None |
| Personal Money Order (non-customer) | $10 | Not stated | None |
| Counter Checks (each) | $0.50 | per item | None |
| Check Cashing - Non customer | $5 | Not stated | None |
| Foreign Check Fee | $12 | Not stated | None |
| Cancelled Check Copy Fee# | $2.50 | per item | None |
| Copies (per item) | $5 | per item | None |
| Photocopy check or transaction (each) | $1 | per item | None |
Digital & Electronic | |||
| ACH Origination (per file) | $5 | per item | None |
| Bill Payment Recall Fee# | $30 | Not stated | None |
| Internet Banking Online Bill Pay Service Standard Delivery | No charge | Not stated | None |
Cash & Deposit | |||
| Deposited item-returned/Chargeback | $10 | Not stated | None |
Account Services | |||
| Notary Fee - Customer | $5 | Not stated | None |
| Notary Fee - Non Customer | $10 | Not stated | None |
| Drilling Box | $10Not compared: Box drilling or key fee | Not stated | None |
| Late Fee (per month, per box) | $7.50Not compared: Monthly charge, not annual | per month | None |
| Lost Key | $20Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box 10 X 10 | $50 | per year | None |
| Safe Deposit Box 2 X 5 | $10 | per year | None |
| Safe Deposit Box 3 X 10 | $30 | per year | None |
| Safe Deposit Box 3 X 5 | $15 | per year | None |
| Safe Deposit Box 5 X 10 | $40 | per year | None |
| Safe Deposit Box 5 X 5 | $20 | per year | None |
| Safe Deposit Box 9 X 10 | $50 | per year | None |
| Garnishments | $15 | Not stated | None |
Retirement & IRA | |||
| IRA Direct Transfer Fee | $25 | Not stated | None |
Other Fees | |||
| Fax First | $5 | per item | None |
| Photocopies- Miscellaneous (per item) | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where First National Bank of Kansas operates, and what regulators and customers have on file.
In Topeka, KS, First National Bank of Kansas holds 0.1% of bank deposits, #30 of 30, with 1 office.
110 offices of 37 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 30 institutions shown. $7.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.1% share, 1 office, #30 of 30
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
23 offices of 7 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
We check once a day and send one email covering every change.