First National Bank of Kansas

Headquarters: Burlington, Kansas
Charter: Bank
Assets: $105.6M
Fed district: Kansas City

28 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4, the middle of its prices
First National Bank of Kansas: $0 to $7.50
First National Bank of Kansas: $0 to $7.50
U.S. median: no median
Overdraft (OD)
First National Bank of Kansas: $30
First National Bank of Kansas: $30
U.S. median: no median
NSF / Returned Item
First National Bank of Kansas: $30
First National Bank of Kansas: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

First National Bank of Kansas · $106M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Banks only
$98M to $113M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First National Bank of Kansas(this institution)	Burlington, KS	$106M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Auburn Savings Bank, FSB	Auburn, ME	$103M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Bozeman	Bozeman, MT	$108M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Calhoun County	Hardin, IL	$100M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Erath	Erath, LA	$105M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens Bank & Trust Co.	Marks, MS	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Community Bank Owatonna	Owatonna, MN	$103M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Covington County Bank	Collins, MS	$109M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Mutual Bank, FSB	Belpre, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank	Heavener, OK	$113M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First State Bank Minnesota	Le Roy, MN	$106M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank of Le Center	Le Center, MN	$110M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gunnison Savings and Loan Association	Gunnison, CO	$102M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Investors Community Bank	Chillicothe, MO	$98M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Peoples Exchange Bank	Monroeville, AL	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Peoples First Savings Bank	Mason, OH	$100M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Platte Valley Bank	North Bend, NE	$107M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Magnolia Company	Magnolia, OH	$108M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Citizens National Bank of McConnelsville	McConnelsville, OH	$102M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Exchange State Bank of St. Paul, Kansas	Saint Paul, KS	$105M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First State Bank of Healy	Healy, KS	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Peoples Bank	Willacoochee, GA	$109M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Peoples Savings and Loan Company	West Liberty, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Sherwood State Bank	Sherwood, OH	$108M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Warsaw Federal Savings and Loan Association	Cincinnati, OH	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
White State Bank	South English, IA	$109M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3 (43%) below the median of similar-sized banks.

Compared at $4, the middle of its eight prices, against a peer median of $7 among 16 publishing peers.

Its eight checking prices are $0, $2.95, $2.95, $3, $5, $5.95, $5.95 and $7.50.

$4 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

First National Bank of Ka…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First National Bank of Kansas’s own schedules, with a source for each figure.

Account Maintenance

Eagle Checking Account Monthly Service charge (audience not stated, treated as personal)$5
per month
Monthly Maintenance$2.95
per month
Monthly Maintenance$5.95
per month
Monthly Service chargeNo charge
per month
Monthly Service charge$3
per month
Service charge (Minimum Balance Fee) (audience not stated, treated as personal)$5.95
Service charge (Minimum Balance Fee) (audience not stated, treated as personal)$7.50
Service Charge (Minimum Balance Fee) (audience not stated, treated as personal)$2.95
Minimum Balance (audience not stated, treated as personal)$5.95
Minimum Balance (audience not stated, treated as personal)$7.50
Closed Account (Applies if closed within 90 days of opening date)$25
Dormancy Fee (per statement)$5
Dormant fee (audience not stated, treated as personal)$5
per month
Account Reconciliation (per hour, 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Research (per hour, 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Research (per hour, 1 hour minimum)...................................................................................................................... $25.00
Paper Statement$3
per month
Paper Statement Fee (certain accts)$2
per item
Excessive Debit Fee - Savings Acct$1
Returned Mail Fee, per account, per month$5
per month

Overdraft & NSF

Overdraft (OD)$30
per item
Return Item Fee (per item)$30
per item

ATM & Card

ATM Service Charge-Foreign ATM (per item)$2
per item
ATM/POS Replacement card$10
International Service Assessment1%of the transaction

Wire Transfers

Wire Transfers: Outgoing Domestic - Customer$25
Wire Transfers: Incoming Domestic - Customer$5
Wire Transfers: Incoming Non Customer$20
Wire Transfers: Outgoing Foreign - Customer$52

Check Services

Cashier Checks$5
Cashier Checks (non-customer)$15
Personal Money Order$3
Personal Money Order (non-customer)$10
Counter Checks (each)$0.50
per item
Check Cashing - Non customer$5
Foreign Check Fee$12
Cancelled Check Copy Fee#$2.50
per item
Copies (per item)$5
per item
Photocopy check or transaction (each)$1
per item

Digital & Electronic

ACH Origination (per file)$5
per item
Bill Payment Recall Fee#$30
Internet Banking Online Bill Pay Service Standard DeliveryNo charge

Cash & Deposit

Deposited item-returned/Chargeback$10

Account Services

Notary Fee - Customer$5
Notary Fee - Non Customer$10
Drilling Box$10
Not compared: Box drilling or key fee
Late Fee (per month, per box)$7.50
Not compared: Monthly charge, not annual
per month
Lost Key$20
Not compared: Box drilling or key fee
per year
Safe Deposit Box 10 X 10$50
per year
Safe Deposit Box 2 X 5$10
per year
Safe Deposit Box 3 X 10$30
per year
Safe Deposit Box 3 X 5$15
per year
Safe Deposit Box 5 X 10$40
per year
Safe Deposit Box 5 X 5$20
per year
Safe Deposit Box 9 X 10$50
per year
Garnishments$15

Retirement & IRA

IRA Direct Transfer Fee$25

Other Fees

Fax First$5
per item
Photocopies- Miscellaneous (per item)$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Eagle Checking Account Monthly Service charge (audience not stated, treated as personal)	$5	per month	None
Monthly Maintenance	$2.95	per month	None
Monthly Maintenance	$5.95	per month	None
Monthly Service charge	No charge	per month	None
Monthly Service charge	$3	per month	None
Service charge (Minimum Balance Fee) (audience not stated, treated as personal)	$5.95	Not stated	None
Service charge (Minimum Balance Fee) (audience not stated, treated as personal)	$7.50	Not stated	None
Service Charge (Minimum Balance Fee) (audience not stated, treated as personal)	$2.95	Not stated	None
Minimum Balance (audience not stated, treated as personal)	$5.95	Not stated	None
Minimum Balance (audience not stated, treated as personal)	$7.50	Not stated	None
Closed Account (Applies if closed within 90 days of opening date)	$25	Not stated	None
Dormancy Fee (per statement)	$5	Not stated	None
Dormant fee (audience not stated, treated as personal)	$5	per month	None
Account Reconciliation (per hour, 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Research (per hour, 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Research (per hour, 1 hour minimum)...................................................................................................................... $25.00
Paper Statement	$3	per month	None
Paper Statement Fee (certain accts)	$2	per item	None
Excessive Debit Fee - Savings Acct	$1	Not stated	None
Returned Mail Fee, per account, per month	$5	per month	None
Overdraft & NSF
Overdraft (OD)	$30	per item	None
Return Item Fee (per item)	$30	per item	None
ATM & Card
ATM Service Charge-Foreign ATM (per item)	$2	per item	None
ATM/POS Replacement card	$10	Not stated	None
International Service Assessment	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic - Customer	$25	Not stated	None
Wire Transfers: Incoming Domestic - Customer	$5	Not stated	None
Wire Transfers: Incoming Non Customer	$20	Not stated	None
Wire Transfers: Outgoing Foreign - Customer	$52	Not stated	None
Check Services
Cashier Checks	$5	Not stated	None
Cashier Checks (non-customer)	$15	Not stated	None
Personal Money Order	$3	Not stated	None
Personal Money Order (non-customer)	$10	Not stated	None
Counter Checks (each)	$0.50	per item	None
Check Cashing - Non customer	$5	Not stated	None
Foreign Check Fee	$12	Not stated	None
Cancelled Check Copy Fee#	$2.50	per item	None
Copies (per item)	$5	per item	None
Photocopy check or transaction (each)	$1	per item	None
Digital & Electronic
ACH Origination (per file)	$5	per item	None
Bill Payment Recall Fee#	$30	Not stated	None
Internet Banking Online Bill Pay Service Standard Delivery	No charge	Not stated	None
Cash & Deposit
Deposited item-returned/Chargeback	$10	Not stated	None
Account Services
Notary Fee - Customer	$5	Not stated	None
Notary Fee - Non Customer	$10	Not stated	None
Drilling Box	$10Not compared: Box drilling or key fee	Not stated	None
Late Fee (per month, per box)	$7.50Not compared: Monthly charge, not annual	per month	None
Lost Key	$20Not compared: Box drilling or key fee	per year	None
Safe Deposit Box 10 X 10	$50	per year	None
Safe Deposit Box 2 X 5	$10	per year	None
Safe Deposit Box 3 X 10	$30	per year	None
Safe Deposit Box 3 X 5	$15	per year	None
Safe Deposit Box 5 X 10	$40	per year	None
Safe Deposit Box 5 X 5	$20	per year	None
Safe Deposit Box 9 X 10	$50	per year	None
Garnishments	$15	Not stated	None
Retirement & IRA
IRA Direct Transfer Fee	$25	Not stated	None
Other Fees
Fax First	$5	per item	None
Photocopies- Miscellaneous (per item)	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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