Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Bank of Calhoun County

Hardin, IllinoisBankChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance$15Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=account_research; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Account Balancing Assistance / $15.00 per hour + $0.10 per page of copies" · Source

Account Research$20

$5 below the national median

Dormant Account-DDA$2

$3 below the national median

per month · Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=dormant_account; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Dormant Account-DDA / $2.00 per month" · Source

Fax (Incoming or Outgoing) -Non Customer$5

$20 below the national median

Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=account_research; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Fax (Incoming or Outgoing) -Non Customer / $5.00" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Each Item$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=nsf; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Non-Sufficient Funds (NSF) Each Item / $20.00" · Source
Overdraft (each item) DDA, Prestige Plus, Savings$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=overdraft; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Overdraft (each item) DDA, Prestige Plus, Savings / $20.00" · Source

ATM & CardVerified

ATM Surcharge Non-Customer$2.50Within the typical range ($1–$2.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=atm_non_network; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="ATM Surcharge Non-Customer / $2.50" · Source
Debit Card Instant Issuance (Reissue lost card)$7Within the typical range ($5–$10 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=card_replacement; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Debit Card Instant Issuance (Reissue lost card) / $7.00" · Source

Check ServicesVerified

Cashier’s Checks$1Below the typical range ($3–$6 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=cashiers_check; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Cashier’s Checks / $1.00 up to $500 then $5.00 flat fee" · Source
Check Printing Fee: Wire Transfer – Domestic$25Above the typical range ($1–$15 nationally)
$21 above the national median
Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=check_printing; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Wire Transfer – Domestic / $25.00" · Source
Check Printing Fee: Wire Transfer – International$35Above the typical range ($1–$15 nationally)
$31 above the national median
Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=check_printing; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Wire Transfer – International / $35.00" · Source
Stop Payment (all items)$17.50Below the typical range ($20–$30 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=stop_payment; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Stop Payment (all items) / $17.50" · Source

Cash & DepositVerified

Night Deposit Bag (zipper)$0Below the typical range ($5–$20 nationally)
$12.50 below the national median
Knox read a free fee from Rosetta artifact #6914. canonical_hint=night_deposit; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Night Deposit Bag (zipper) / FREE" · Source

Account ServicesVerified

Notary Public – Non-Customer$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=notary_fee; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Notary Public – Non-Customer / $2.00" · Source

Retirement & IRAVerified

IRA transfer from Bank of Calhoun County$25Within the typical range ($25–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=ira_termination; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="IRA transfer from Bank of Calhoun County / $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=account_research; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Account Balancing Assistance / $15.00 per hour + $0.10 per page of copies"	Source
Account Research	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=account_research; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Account Research / $20.00 per hour"	Source
Dormant Account-DDA	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=dormant_account; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Dormant Account-DDA / $2.00 per month"	Source
Fax (Incoming or Outgoing) -Non Customer	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=account_research; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Fax (Incoming or Outgoing) -Non Customer / $5.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Each Item	$20Below the typical range ($25–$31 nationally)	$10 below the national median	per item	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=nsf; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Non-Sufficient Funds (NSF) Each Item / $20.00"	Source
Overdraft (each item) DDA, Prestige Plus, Savings
ATM & CardVerified
ATM Surcharge Non-Customer	$2.50Within the typical range ($1–$2.50 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=atm_non_network; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="ATM Surcharge Non-Customer / $2.50"	Source
Debit Card Instant Issuance (Reissue lost card)
Check ServicesVerified
Cashier’s Checks	$1Below the typical range ($3–$6 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=cashiers_check; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Cashier’s Checks / $1.00 up to $500 then $5.00 flat fee"	Source
Check Printing Fee: Wire Transfer – Domestic
Cash & DepositVerified
Night Deposit Bag (zipper)	$0Below the typical range ($5–$20 nationally)	$12.50 below the national median	—	Knox read a free fee from Rosetta artifact #6914. canonical_hint=night_deposit; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Night Deposit Bag (zipper) / FREE"	Source
Account ServicesVerified
Notary Public – Non-Customer	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=notary_fee; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="Notary Public – Non-Customer / $2.00"	Source
Retirement & IRAVerified
IRA transfer from Bank of Calhoun County	$25Within the typical range ($25–$35 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6914. canonical_hint=ira_termination; text_hash=1abd59b5693fba030610d41d58ed52e3a37d134b16ecd30f5ccb629bac94fea3; excerpt="IRA transfer from Bank of Calhoun County / $25.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$99.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$99.5M

Total deposits

$89.7M

Service charge income

$13K

Fee income ratio

1.5%

Return on assets

1.20%

Branches

Service charge income by quarter

Q2 2026$13K

Q1 2026$13K

Q4 2025$16K

Q3 2025$16K

Financial profile · Pro

Performance from regulator filings

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