Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
2nd percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 6, 2026
Call-report figures are for Bar Harbor Savings and Loan Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,681 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Bar Harbor Savings and Loan Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 6, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 0.2% of revenue, below the 2.1% median of 1,681 banks with under $300M in assets (2nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $1K in Q2 2026, about level with the same quarter a year earlier ($1K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Bar Harbor Savings and Loan Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1K | +$1K | |
| Q1 2026 | $0 | −$1K | −100.0% |
| Q4 2025 | $1K | +$1K | |
| Q3 2025 | $0 | −$1K | −100.0% |
| Q2 2025 | $1K | +$1K | |
| Q1 2025 | $0 | −$1K | −100.0% |
| Q4 2024 | $1K | $0 | 0.0% |
| Q3 2024 | $1K | +$1K |
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,681 reported a share above 0% and are counted, Bar Harbor Savings and Loan Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Bar Harbor Savings and Loan Association by share.
They stay out of every comparison until review is done.
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSFUnder review | |||
| Returned Item Fee (audience not stated, treated as personal) | $15 | Not stated | None |
ATM & CardUnder review | |||
| ATM (audience not stated, treated as personal) | $10 | Not stated | None |
| Point of Sale (POS): atm/debit card (audience not stated, treated as personal) | $10 | Not stated | None |
Other feesUnder review | |||
| ATM (audience not stated, treated as personal) | $10 | Not stated | None |
| Online Bill Pay Fee: Fee: Transfer Fee: Fees (audience not stated, treated as personal) | No charge | Not stated | None |
| Point of Sale (POS): atm/debit card (audience not stated, treated as personal) | $10 | Not stated | None |
| Point of Sale: Replacement fee (audience not stated, treated as personal) | $10 | per item | None |
| Point of Sale: Replacement fee: to (audience not stated, treated as personal) | $10 | per item | None |
| Reimburse up: Funds (NSF) (audience not stated, treated as personal) | $300 | Not stated | None |
| Replacement fee for | Reimburse up to | per item per (audience not stated, treated as personal) | $300 | per item | None |
| Replacement fee for: Reimburse up (audience not stated, treated as personal) | $300 | per item | None |
| Replacement fee for: Reimburse up to (audience not stated, treated as personal) | $300 | per item | None |
| Returned Item Fee (audience not stated, treated as personal) | $15 | Not stated | None |
| Stop Payment Fee (audience not stated, treated as personal) | $1,000 | Not stated | None |
| withdrawal fees in | Stop Payment Fee (audience not stated, treated as personal) | $1,000 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Bar Harbor Savings and Loan Association operates, and what regulators and customers have on file.
Branch footprint
1 offices in 1 state, $73.8M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 1 | $73.8M |
Largest competitors nearby
Local market: Hancock county, ME, where it holds the most deposits.
| 8 in its local market | Deposit share |
|---|---|
| Bar Harbor Bank & Trust | 53.7% |
| First National Bank | 13.3% |
| The Camden National Bank | 13.3% |
| Machias Savings Bank | 8.4% |
| Bangor Savings Bank | 7.1% |
This bank holds 2.6% of the deposits there.
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows