First State Bank Minnesota

Headquarters: Le Roy, Minnesota
Charter: Bank
Assets: $105.9M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Super Now Checking $1 to $4
Compared at $2.50, the middle of its prices
First State Bank Minnesota: $1 to $4
First State Bank Minnesota: $1 to $4
U.S. median: no median
Overdraft (OD)
First State Bank Minnesota: $30
First State Bank Minnesota: $30
U.S. median: no median
NSF / Returned Item
First State Bank Minnesota: $25
First State Bank Minnesota: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First State Bank Minnesota’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee$1
per month
Monthly Maintenance Fee$4
per month
Dormant Account Fee$1
per month

Overdraft & NSF

Overdraft Fee$30
per item
Returned Item Fee$25
per item
Continuous Overdraft Fee on seventh business day with notice$25

Wire Transfers

Outgoing Wire Transfer$15
Non-customer Incoming Wire Transfer$15
International Outgoing Wire Transfer$40

Check Services

Cashier’s Check$3
Cashier’s Check Over $1,000.00$5
Cashier’s Checks$2
Certified Checks$20
per item
Stop Payments$10
Check Cashing Non-customer$1

Account Services

Notary FeeNo charge

Other Fees

Additional Statement Copies$5
Photocopies$0.20
per item

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	$1	per month	None
Monthly Maintenance Fee	$4	per month	None
Dormant Account Fee	$1	per month	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Returned Item Fee	$25	per item	None
Continuous Overdraft Fee on seventh business day with notice	$25	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$15	Not stated	None
Non-customer Incoming Wire Transfer	$15	Not stated	None
International Outgoing Wire Transfer	$40	Not stated	None
Check Services
Cashier’s Check	$3	Not stated	None
Cashier’s Check Over $1,000.00	$5	Not stated	None
Cashier’s Checks	$2	Not stated	None
Certified Checks	$20	per item	None
Stop Payments	$10	Not stated	None
Check Cashing Non-customer	$1	Not stated	None
Account Services
Notary Fee	No charge	Not stated	None
Other Fees
Additional Statement Copies	$5	Not stated	None
Photocopies	$0.20	per item	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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