Auburn Savings Bank, FSB

Headquarters: Auburn, Maine
Charter: Bank
Assets: $103.2M
Fed district: Boston
Regulator: OCC
Holding company: Auburn Bancorp Mhc

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 21, 2026

How these figures are measured

Call-report figures are for Auburn Savings Bank, FSB at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Auburn Savings Bank, FSB's published fee schedule; Bank Fee Index medians	Current schedule	Oct 21, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Auburn Savings Bank, FSB (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $51K in Q2 2026, 6.3% above the same quarter a year earlier ($48K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Auburn Savings Bank, FSB: $30
Auburn Savings Bank, FSB: $30
U.S. median: no median
NSF / Returned Item
Auburn Savings Bank, FSB: $30
Auburn Savings Bank, FSB: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Auburn Savings Bank, FSB: $25
Auburn Savings Bank, FSB: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 5.6% from Q3 2025 to Q2 2026, to $51K.

Service-charge income, Q2 2026

$51K

$54KQ3 2025

$53KQ4 2025

$48KQ1 2026

$51KQ2 2026

Against the median

Auburn Savings Bank, FSBMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Auburn Savings Bank, FSB · $103M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Banks only
$97M to $110M in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Auburn Savings Bank, FSB(this institution)	Auburn, ME	$103M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Bozeman	Bozeman, MT	$108M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Calhoun County	Hardin, IL	$100M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Erath	Erath, LA	$105M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens Bank & Trust Co.	Marks, MS	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Community Bank Owatonna	Owatonna, MN	$103M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Community First Bank	Rosholt, WI	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Covington County Bank	Collins, MS	$109M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Mutual Bank, FSB	Belpre, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank of Kansas	Burlington, KS	$106M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank Minnesota	Le Roy, MN	$106M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gunnison Savings and Loan Association	Gunnison, CO	$102M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Investors Community Bank	Chillicothe, MO	$98M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Peoples Exchange Bank	Monroeville, AL	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Peoples First Savings Bank	Mason, OH	$100M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Platte Valley Bank	North Bend, NE	$107M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Magnolia Company	Magnolia, OH	$108M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Citizens National Bank of McConnelsville	McConnelsville, OH	$102M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Exchange State Bank of St. Paul, Kansas	Saint Paul, KS	$105M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First State Bank of Healy	Healy, KS	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Miners National Bank of Eveleth	Eveleth, MN	$97M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Bank	Willacoochee, GA	$109M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Sherwood State Bank	Sherwood, OH	$108M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Security Bank	Fulton, MO	$97M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Warsaw Federal Savings and Loan Association	Cincinnati, OH	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
White State Bank	South English, IA	$109M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Auburn Savings Bank, FSB does not publish a monthly maintenance fee in the index.

The peer median is $7 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Auburn Savings Bank, FSB does not publish a monthly maintenance fee, so it is not on this chart.

Auburn Savings Bank, FSBPeer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Auburn Savings Bank, FSB (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file

Latest, Q2 2026: $51K
vs prior quarter: +$3K+6.3%; from Q1 2026
vs a year earlier: +$3K+6.3%; from Q2 2025
vs start of range: $00.0%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Auburn Savings Bank, FSB (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$51K	+$3K	+6.3%
Q1 2026	$48K	−$5K	−9.4%
Q4 2025	$53K	−$1K	−1.9%
Q3 2025	$54K	+$6K	+12.5%
Q2 2025	$48K	+$3K	+6.7%
Q1 2025	$45K	−$1K	−2.2%
Q4 2024	$46K	−$5K	−9.8%
Q3 2024	$51K	+$1K	+2.0%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Auburn Savings Bank, FSB’s own schedules, with a source for each figure.

Account Maintenance

Early Checking, Savings, or Club Closure (within 90 days of opening)$25
Early Health Savings Account Closure (within 180 days of opening)$50
Inactive or Dormant Account$3
per month
Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour · Research Fee | $30.00 per hour
Statement Reconciliation-per Month$20
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Insufficient Funds or Overdraft (created by check, in-person withdrawal, ATM withdrawal, or other electronic means)$30
per item
Insufficient Funds or Overdraft (created by check, in-person withdrawal, ATM withdrawal, or other electronic means)$30
per item
OD Protection Transfer (Linked Accounts)$3
per item

ATM & Card

Debit Card Replacement$15
per item

Wire Transfers

Outgoing wire$25
per item
Incoming wire$15
per item

Check Services

Bank Check Reissue$25
per item
Bank/Cashier’s Check$5
per item
Money Order$3
per item
Stop Payment Fee$30
per item
Counter Checks, per sheet of 4$2
per item
Collection Item Fee (Canadian check clearing)$35
Copy of Check$3

Cash & Deposit

Returned Deposited Item Fee$10
per item

Account Services

Notary Public (Non-customer)$25
Not compared: Charged per document; comparison unavailable
per document · Notary Public (Non-customer) | $25.00 per document
Box drill$200
Not compared: Box drilling or key fee
Key replacement$25
Not compared: Box drilling or key fee
per item
IRS Levy Charge$25
Legal Processing Fee$100

Other Fees

Copy of Statement$5
NSF for Automatic Loan Payment$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Checking, Savings, or Club Closure (within 90 days of opening)	$25	Not stated	None
Early Health Savings Account Closure (within 180 days of opening)	$50	Not stated	None
Inactive or Dormant Account	$3	per month	None
Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	Research Fee \| $30.00 per hour
Statement Reconciliation-per Month	$20Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Insufficient Funds or Overdraft (created by check, in-person withdrawal, ATM withdrawal, or other electronic means)	$30	per item	None
Insufficient Funds or Overdraft (created by check, in-person withdrawal, ATM withdrawal, or other electronic means)	$30	per item	None
OD Protection Transfer (Linked Accounts)	$3	per item	None
ATM & Card
Debit Card Replacement	$15	per item	None
Wire Transfers
Outgoing wire	$25	per item	None
Incoming wire	$15	per item	None
Check Services
Bank Check Reissue	$25	per item	None
Bank/Cashier’s Check	$5	per item	None
Money Order	$3	per item	None
Stop Payment Fee	$30	per item	None
Counter Checks, per sheet of 4	$2	per item	None
Collection Item Fee (Canadian check clearing)	$35	Not stated	None
Copy of Check	$3	Not stated	None
Cash & Deposit
Returned Deposited Item Fee	$10	per item	None
Account Services
Notary Public (Non-customer)	$25Not compared: Charged per document; comparison unavailable	per document	Notary Public (Non-customer) \| $25.00 per document
Box drill	$200Not compared: Box drilling or key fee	Not stated	None
Key replacement	$25Not compared: Box drilling or key fee	per item	None
IRS Levy Charge	$25	Not stated	None
Legal Processing Fee	$100	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
NSF for Automatic Loan Payment	$30	per item	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Auburn Savings Bank, FSB operates, and what regulators and customers have on file.

Market position

In Lewiston-Auburn, ME, Auburn Savings Bank, FSB holds 3.6% of bank deposits, #8 of 9, with 2 offices.

Compare fees with the 13 Lewiston-Auburn, ME banks and credit unions in its home-metro peer set →

Offices in the metro

34 offices of 18 institutions shown.

Auburn Savings Bank, FSBOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Lewiston-Auburn, ME metro (FDIC metro code 30340), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Androscoggin Savings Bank36.4%
2TD Bank, National Association17.6%
3Maine Community Bank11.1%
4Northeast Bank10.3%
5The Camden National Bank8.9%
6Bangor Savings Bank6.3%
7KeyBank National Association3.9%
8Auburn Savings Bank, FSB3.6%

8 of 9 institutions shown. $2.1B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Lewiston-Auburn, ME metro (FDIC metro code 30340)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 3.6% share, 2 offices, #8 of 9

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Lewiston-Auburn, ME metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

15 offices of 9 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Enforcement actions

1 past action

Past

Formal AgreementFebruary 28, 2012
OCC. Ended December 9, 2015
Allowance for Losses (ALLL / ACL); Appraisals; Asset Quality; Board / Management Oversight; Capital; Compensation; Credit/Collateral Exceptions; Earnings; Insider Issues; Lending Issues; Loan Review; Other Lending Deficiencies; Problem Loan Identification; Strategic Planning

Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

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