Bank of Bozeman

Headquarters: Bozeman, Montana
Charter: Bank
Assets: $108.4M
Fed district: Minneapolis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Bank of Bozeman: $30
Bank of Bozeman: $30
U.S. median: no median
NSF / Returned Item
Bank of Bozeman: $30
Bank of Bozeman: $30
U.S. median: no median
Non-Network ATM
Bank of Bozeman: $3
Bank of Bozeman: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of Bozeman’s own schedules, with a source for each figure.

Account Maintenance

Early Closure (First 90 Days)$15
Dormant Account/Statement Cycle$15
Inactive Account/Statement Cycle$15
per item
Checkbook Reconciliation Fee$25
Research/Hour (1 Hour Minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement/Statement Cycle$5
Returned Mail or Hold Mail/Envelope$5

Overdraft & NSF

Overdraft Item(s) Fee$30
Returned Item(s) Fee$30

ATM & Card

Unassociated ATM$3
Replacement Debit Card$10
Rush Debit Card$60
per item

Wire Transfers

Outgoing Domestic Wire Transfer$20
Incoming Wire Transfer$10
Outgoing International Wire Transfer$50
per item

Check Services

Official Check$5
1% Stop Pay$30
Counter Check$1
Canadian Item Charge$20

Digital & Electronic

Bill Pay Expedited$14.95

Cash & Deposit

Returned Deposited Item Charge$5

Account Services

Garnishment/Levy$100

Other Fees

Check Order | Varies Statement Copy or Multiple Mailing$5

Fee	Amount	Basis	Note
Account Maintenance
Early Closure (First 90 Days)	$15	Not stated	None
Dormant Account/Statement Cycle	$15	Not stated	None
Inactive Account/Statement Cycle	$15	per item	None
Checkbook Reconciliation Fee	$25	Not stated	None
Research/Hour (1 Hour Minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement/Statement Cycle	$5	Not stated	None
Returned Mail or Hold Mail/Envelope	$5	Not stated	None
Overdraft & NSF
Overdraft Item(s) Fee	$30	Not stated	None
Returned Item(s) Fee	$30	Not stated	None
ATM & Card
Unassociated ATM	$3	Not stated	None
Replacement Debit Card	$10	Not stated	None
Rush Debit Card	$60	per item	None
Wire Transfers
Outgoing Domestic Wire Transfer	$20	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Outgoing International Wire Transfer	$50	per item	None
Check Services
Official Check	$5	Not stated	None
1% Stop Pay	$30	Not stated	None
Counter Check	$1	Not stated	None
Canadian Item Charge	$20	Not stated	None
Digital & Electronic
Bill Pay Expedited	$14.95	Not stated	None
Cash & Deposit
Returned Deposited Item Charge	$5	Not stated	None
Account Services
Garnishment/Levy	$100	Not stated	None
Other Fees
Check Order \| Varies Statement Copy or Multiple Mailing	$5	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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