The Exchange State Bank of St. Paul, Kansas

Headquarters: Saint Paul, Kansas
Charter: Bank
Assets: $105.0M
Fed district: Kansas City

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 29, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
The Exchange State Bank of St. Paul, Kansas: $4 to $10
The Exchange State Bank of St. Paul, Kansas: $4 to $10
U.S. median: no median
Overdraft (OD)
The Exchange State Bank of St. Paul, Kansas: $30
The Exchange State Bank of St. Paul, Kansas: $30
U.S. median: no median
NSF / Returned Item
The Exchange State Bank of St. Paul, Kansas: $30
The Exchange State Bank of St. Paul, Kansas: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from The Exchange State Bank of St. Paul, Kansas’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (audience not stated, treated as personal)$6
per month
Regular Personal Checking Service charge (audience not stated, treated as personal)$4
Service charge (audience not stated, treated as personal)$7
Service charge per month (audience not stated, treated as personal)$10
per month
Dormant accounts over 2 years$5
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (audience not stated, treated as personal)	$6	per month	None
Regular Personal Checking Service charge (audience not stated, treated as personal)	$4	Not stated	None
Service charge (audience not stated, treated as personal)	$7	Not stated	None
Service charge per month (audience not stated, treated as personal)	$10	per month	None
Dormant accounts over 2 years	$5	per month	None
Overdraft & NSF
Overdraft & Insufficient Funds	$30	per item	None
Overdraft & Insufficient Funds	$30	per item	None
Wire Transfers
Wire Transfer: Outgoing	$20	Not stated	None
Wire Transfer: Incoming	$10	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Order	$2	Not stated	None
Stop Payments	$30	Not stated	None
Account Services
Safe Deposit Box 10x10x24 (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box 10x3x24 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 10x4x24 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 10x5x24 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3x5x24 (audience not stated, treated as personal)	$15	Not stated	None
Safe Deposit Box 5x5x24 (audience not stated, treated as personal)	$20	Not stated	None
Other Fees
Statement Copy	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Showing 5 of 19 fees.

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when a fee at The Exchange State Bank of St. Paul, Kansas changes in our data