Covington County Bank

Headquarters: Collins, Mississippi
Charter: Bank
Assets: $109.2M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Covington Gold PLUS Checking $4 to $7 · Covington Gold Checking $6 · Regular Checking $7 · Club Plus Checking $7.50 to $9.50
Compared at $7.25, the middle of its prices
Covington County Bank: $4 to $9.50
Covington County Bank: $4 to $9.50
U.S. median: no median
Overdraft (OD)
Covington County Bank: $38
Covington County Bank: $38
U.S. median: no median
NSF / Returned Item
Covington County Bank: $38
Covington County Bank: $38
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Covington County Bank · $109M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$103M to $115M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Covington County Bank(this institution)	Collins, MS	$109M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Auburn Savings Bank, FSB	Auburn, ME	$103M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Bozeman	Bozeman, MT	$108M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Erath	Erath, LA	$105M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Bank Owatonna	Owatonna, MN	$103M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Farmers and Mechanics Federal Savings Bank	Bloomfield, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Mutual Bank, FSB	Belpre, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank	Heavener, OK	$113M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First National Bank of Kansas	Burlington, KS	$106M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank Minnesota	Le Roy, MN	$106M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank of Le Center	Le Center, MN	$110M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Monroe Savings Bank	Williamstown, NJ	$114M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Platte Valley Bank	North Bend, NE	$107M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Richland County Bank	Richland Center, WI	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rushford State Bank (Incorporated)	Rushford, MN	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Magnolia Company	Magnolia, OH	$108M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Commercial Bank Of Ozark	Ozark, AL	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
The Exchange State Bank of St. Paul, Kansas	Saint Paul, KS	$105M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First State Bank of Healy	Healy, KS	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Lytle State Bank of Lytle, Texas	Lytle, TX	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples Bank	Sardis, TN	$113M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Bank	Willacoochee, GA	$109M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Peoples Savings and Loan Company	West Liberty, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Sherwood State Bank	Sherwood, OH	$108M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Warsaw Federal Savings and Loan Association	Cincinnati, OH	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
White State Bank	South English, IA	$109M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.75 (12%) above the median of similar-sized banks.

Compared at $7.25, the middle of its eight prices, against a peer median of $6.50 among 17 publishing peers.

Its eight checking prices are $4, $6, $6, $7, $7, $7, $7.50 and $7.50.

$7.25 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Covington County Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

This institution

Covington County Bank

$109M in assets · Collins, MS

Monthly maintenance

Account prices

monthly service charge Interest earned on all balances$4
monthly service charge if the daily collected balance drops below any day during the month$6
Covington Gold Checking Monthly service charge$6
monthly service charge if the daily collected balance drops below any day during the month$7
Regular Checking Monthly service charge$7
monthly service charge if the daily collected balance drops below $1,000.00 any day during the month$7
monthly service charge for Personal Plan ( Accidental Death Insurance)$7.50
Monthly service charge$7.50

Comparison price: middle of 8 account prices, not a fee anyone is charged$7.25

Peer median: $6.50
Peers publishing: 17

▲ $0.75 above the peer median

Lowest $2median $6.50Highest $25

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Covington County Bank’s own schedules, with a source for each figure.

Account Maintenance

Covington Gold Checking Monthly service charge$6
per month
Monthly Maintenance (audience not stated, treated as personal)$9.50
per month
Monthly Maintenance (audience not stated, treated as personal)$8.50
per month
Monthly Maintenance (audience not stated, treated as personal)$7.50
per month
Monthly Maintenance$7
per month
Monthly Maintenance (audience not stated, treated as personal)$6
per month
Monthly Maintenance (audience not stated, treated as personal)$7
per month
Monthly Maintenance (audience not stated, treated as personal)$4
per month
Monthly service charge$8.50
per month
Monthly service charge$9.50
per month
Monthly service charge$7.50
per month
Regular Checking Monthly service charge$7
per month
Early Account Closing$30
Dormant Account$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

DDA Overdraft (audience not stated, treated as personal)$38
per item
NSF Fees (audience not stated, treated as personal)$38
per item

ATM & Card

ATM Withdrawal Fee (non-bank ATM) (audience not stated, treated as personal)$2
Replace Debit Card (audience not stated, treated as personal)$15

Check Services

Official Checks (audience not stated, treated as personal)$20
Stop Payment$38

Account Services

Garnishments$20
Levies$20

Other Fees

Fax Services (audience not stated, treated as personal)$5

Fee	Amount	Basis	Note
Account Maintenance
Covington Gold Checking Monthly service charge	$6	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$9.50	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$8.50	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$7.50	per month	None
Monthly Maintenance	$7	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$6	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$7	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$4	per month	None
Monthly service charge	$8.50	per month	None
Monthly service charge	$9.50	per month	None
Monthly service charge	$7.50	per month	None
Regular Checking Monthly service charge	$7	per month	None
Early Account Closing	$30	Not stated	None
Dormant Account	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
DDA Overdraft (audience not stated, treated as personal)	$38	per item	None
NSF Fees (audience not stated, treated as personal)	$38	per item	None
ATM & Card
ATM Withdrawal Fee (non-bank ATM) (audience not stated, treated as personal)	$2	Not stated	None
Replace Debit Card (audience not stated, treated as personal)	$15	Not stated	None
Check Services
Official Checks (audience not stated, treated as personal)	$20	Not stated	None
Stop Payment	$38	Not stated	None
Account Services
Garnishments	$20	Not stated	None
Levies	$20	Not stated	None
Other Fees
Fax Services (audience not stated, treated as personal)	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Early Account Closing$30
Dormant Account$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Check Services

Stop Payment$38

Cash & Deposit

Deposited checks returned unpaid$2

Account Services

Garnishments$20
Levies$20

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing	$30	Not stated	None
Dormant Account	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Check Services
Stop Payment	$38	Not stated	None
Cash & Deposit
Deposited checks returned unpaid	$2	Not stated	None
Account Services
Garnishments	$20	Not stated	None
Levies	$20	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Covington County Bank's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Covington Gold PLUS Checking $4 to $7 · Covington Gold Checking $6 · Regular Checking $7 · Club Plus Checking $7.50 to $9.50
Compared at $7.25, the middle of its prices
Covington County Bank: $4 to $9.50
Covington County Bank: $4 to $9.50
U.S. median: no median
Overdraft (OD)
Covington County Bank: $38
Covington County Bank: $38
U.S. median: no median
NSF / Returned Item
Covington County Bank: $38
Covington County Bank: $38
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Covington County Bank · $109M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$103M to $115M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Covington County Bank(this institution)	Collins, MS	$109M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Auburn Savings Bank, FSB	Auburn, ME	$103M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Bozeman	Bozeman, MT	$108M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Erath	Erath, LA	$105M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Bank Owatonna	Owatonna, MN	$103M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Farmers and Mechanics Federal Savings Bank	Bloomfield, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Mutual Bank, FSB	Belpre, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank	Heavener, OK	$113M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First National Bank of Kansas	Burlington, KS	$106M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank Minnesota	Le Roy, MN	$106M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank of Le Center	Le Center, MN	$110M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Monroe Savings Bank	Williamstown, NJ	$114M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Platte Valley Bank	North Bend, NE	$107M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Richland County Bank	Richland Center, WI	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rushford State Bank (Incorporated)	Rushford, MN	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Magnolia Company	Magnolia, OH	$108M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Commercial Bank Of Ozark	Ozark, AL	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
The Exchange State Bank of St. Paul, Kansas	Saint Paul, KS	$105M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First State Bank of Healy	Healy, KS	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Lytle State Bank of Lytle, Texas	Lytle, TX	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples Bank	Sardis, TN	$113M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Bank	Willacoochee, GA	$109M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Peoples Savings and Loan Company	West Liberty, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Sherwood State Bank	Sherwood, OH	$108M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Warsaw Federal Savings and Loan Association	Cincinnati, OH	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
White State Bank	South English, IA	$109M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.75 (12%) above the median of similar-sized banks.

Compared at $7.25, the middle of its eight prices, against a peer median of $6.50 among 17 publishing peers.

Its eight checking prices are $4, $6, $6, $7, $7, $7, $7.50 and $7.50.

$7.25 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Against this institution's monthly maintenance fee

This institution

Covington County Bank

$109M in assets · Collins, MS

Monthly maintenance

Account prices

monthly service charge Interest earned on all balances$4
monthly service charge if the daily collected balance drops below any day during the month$6
Covington Gold Checking Monthly service charge$6
monthly service charge if the daily collected balance drops below any day during the month$7
Regular Checking Monthly service charge$7
monthly service charge if the daily collected balance drops below $1,000.00 any day during the month$7
monthly service charge for Personal Plan ( Accidental Death Insurance)$7.50
Monthly service charge$7.50

Comparison price: middle of 8 account prices, not a fee anyone is charged$7.25

Peer median: $6.50
Peers publishing: 17

▲ $0.75 above the peer median

Lowest $2median $6.50Highest $25

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Covington County Bank’s own schedules, with a source for each figure.

Account Maintenance

Covington Gold Checking Monthly service charge$6
per month
Monthly Maintenance (audience not stated, treated as personal)$9.50
per month
Monthly Maintenance (audience not stated, treated as personal)$8.50
per month
Monthly Maintenance (audience not stated, treated as personal)$7.50
per month
Monthly Maintenance$7
per month
Monthly Maintenance (audience not stated, treated as personal)$6
per month
Monthly Maintenance (audience not stated, treated as personal)$7
per month
Monthly Maintenance (audience not stated, treated as personal)$4
per month
Monthly service charge$8.50
per month
Monthly service charge$9.50
per month
Monthly service charge$7.50
per month
Regular Checking Monthly service charge$7
per month
Early Account Closing$30
Dormant Account$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

DDA Overdraft (audience not stated, treated as personal)$38
per item
NSF Fees (audience not stated, treated as personal)$38
per item

ATM & Card

ATM Withdrawal Fee (non-bank ATM) (audience not stated, treated as personal)$2
Replace Debit Card (audience not stated, treated as personal)$15

Check Services

Official Checks (audience not stated, treated as personal)$20
Stop Payment$38

Account Services

Garnishments$20
Levies$20

Other Fees

Fax Services (audience not stated, treated as personal)$5

Fee	Amount	Basis	Note
Account Maintenance
Covington Gold Checking Monthly service charge	$6	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$9.50	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$8.50	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$7.50	per month	None
Monthly Maintenance	$7	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$6	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$7	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$4	per month	None
Monthly service charge	$8.50	per month	None
Monthly service charge	$9.50	per month	None
Monthly service charge	$7.50	per month	None
Regular Checking Monthly service charge	$7	per month	None
Early Account Closing	$30	Not stated	None
Dormant Account	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
DDA Overdraft (audience not stated, treated as personal)	$38	per item	None
NSF Fees (audience not stated, treated as personal)	$38	per item	None
ATM & Card
ATM Withdrawal Fee (non-bank ATM) (audience not stated, treated as personal)	$2	Not stated	None
Replace Debit Card (audience not stated, treated as personal)	$15	Not stated	None
Check Services
Official Checks (audience not stated, treated as personal)	$20	Not stated	None
Stop Payment	$38	Not stated	None
Account Services
Garnishments	$20	Not stated	None
Levies	$20	Not stated	None
Other Fees
Fax Services (audience not stated, treated as personal)	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Early Account Closing$30
Dormant Account$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Check Services

Stop Payment$38

Cash & Deposit

Deposited checks returned unpaid$2

Account Services

Garnishments$20
Levies$20

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing	$30	Not stated	None
Dormant Account	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Check Services
Stop Payment	$38	Not stated	None
Cash & Deposit
Deposited checks returned unpaid	$2	Not stated	None
Account Services
Garnishments	$20	Not stated	None
Levies	$20	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.