11 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Covington Gold PLUS Checking $4 to $7 · Covington Gold Checking $6 · Regular Checking $7 · Club Plus Checking $7.50 to $9.50
Compared at $7.25, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Covington County Bank’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Covington Gold Checking Monthly service charge | $6 | per month | None |
| Monthly Maintenance (audience not stated, treated as personal) | $9.50 | per month | None |
| Monthly Maintenance (audience not stated, treated as personal) | $8.50 | per month | None |
| Monthly Maintenance (audience not stated, treated as personal) | $7.50 | per month | None |
| Monthly Maintenance | $7 | per month | None |
| Monthly Maintenance (audience not stated, treated as personal) | $6 | per month | None |
| Monthly Maintenance (audience not stated, treated as personal) | $7 | per month | None |
| Monthly Maintenance (audience not stated, treated as personal) | $4 | per month | None |
| Monthly service charge | $8.50 | per month | None |
| Monthly service charge | $9.50 | per month | None |
| Monthly service charge | $7.50 | per month | None |
| Regular Checking Monthly service charge | $7 | per month | None |
| Early Account Closing | $30 | Not stated | None |
| Dormant Account | $5 | per month | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| DDA Overdraft (audience not stated, treated as personal) | $38 | per item | None |
| NSF Fees (audience not stated, treated as personal) | $38 | per item | None |
ATM & Card | |||
| ATM Withdrawal Fee (non-bank ATM) (audience not stated, treated as personal) | $2 | Not stated | None |
| Replace Debit Card (audience not stated, treated as personal) | $15 | Not stated | None |
Check Services | |||
| Official Checks (audience not stated, treated as personal) | $20 | Not stated | None |
| Stop Payment | $38 | Not stated | None |
Account Services | |||
| Garnishments | $20 | Not stated | None |
| Levies | $20 | Not stated | None |
Other Fees | |||
| Fax Services (audience not stated, treated as personal) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closing | $30 | Not stated | None |
| Dormant Account | $5 | per month | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Check Services | |||
| Stop Payment | $38 | Not stated | None |
Cash & Deposit | |||
| Deposited checks returned unpaid | $2 | Not stated | None |
Account Services | |||
| Garnishments | $20 | Not stated | None |
| Levies | $20 | Not stated | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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