20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 20, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 20, 2026
Call-report figures are for The Sherwood State Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Sherwood State Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 20, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $51K in Q2 2026, 42% above the same quarter a year earlier ($36K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Regular Checking
Overdraft (OD)
NSF / Returned Item
Compared at $35, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 24% from Q3 2025 to Q2 2026, to $51K.
$51K
The Sherwood State BankMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
The Sherwood State Bank · $108M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| The Sherwood State Bank(this institution) | Sherwood, OH | $108M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Auburn Savings Bank, FSB | Auburn, ME | $103M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of Bozeman | Bozeman, MT | $108M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Erath | Erath, LA | $105M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community Bank Owatonna | Owatonna, MN | $103M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Covington County Bank | Collins, MS | $109M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Farmers and Mechanics Federal Savings Bank | Bloomfield, IN | $114M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Mutual Bank, FSB | Belpre, OH | $110M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank | Heavener, OK | $113M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank of Kansas | Burlington, KS | $106M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First State Bank Minnesota | Le Roy, MN | $106M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First State Bank of Le Center | Le Center, MN | $110M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gunnison Savings and Loan Association | Gunnison, CO | $102M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Monroe Savings Bank | Williamstown, NJ | $114M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Platte Valley Bank | North Bend, NE | $107M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Richland County Bank | Richland Center, WI | $114M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Magnolia Company | Magnolia, OH | $108M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Citizens National Bank of McConnelsville | McConnelsville, OH | $102M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Exchange State Bank of St. Paul, Kansas | Saint Paul, KS | $105M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The First State Bank of Healy | Healy, KS | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Lytle State Bank of Lytle, Texas | Lytle, TX | $115M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Peoples Bank | Sardis, TN | $113M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Peoples Bank | Willacoochee, GA | $109M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Peoples Savings and Loan Company | West Liberty, OH | $110M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Warsaw Federal Savings and Loan Association | Cincinnati, OH | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| White State Bank | South English, IA | $109M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $4.50, against a peer median of $7 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Call reports for The Sherwood State Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $51K | +$7K | +15.9% |
| Q1 2026 | $44K | $0 | 0.0% |
| Q4 2025 | $44K | +$3K | +7.3% |
| Q3 2025 | $41K | +$5K | +13.9% |
| Q2 2025 | $36K | −$9K | −20.0% |
| Q1 2025 | $45K | +$15K | +50.0% |
| Q4 2024 | $30K | −$16K | −34.8% |
| Q3 2024 | $46K | +$1K | +2.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from The Sherwood State Bank’s own schedules, with a source for each figure.
per month
one time
per month
per hour · Account balancing assistance (1 hour minimum) | $25.00 per hour
per hour · Account research (1hour minimum) | $25.00 per hour
per day
per day
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Checking Monthly service fee | $4.50 | per month | None |
| Account closed within 180 days | $25 | Not stated | None |
| Early account closure fee | $25 | one time | None |
| Inactive fee/Dormant | $5 | per month | None |
| Account balancing assistance (1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account balancing assistance (1 hour minimum) | $25.00 per hour |
| Account research (1hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account research (1hour minimum) | $25.00 per hour |
| Fax Payoff Fee | $15 | Not stated | None |
| Paper statement fee | $1 | Not stated | None |
Overdraft & NSF | |||
| Overdraft fee | $35 | per item | None |
| NSF check- personal checking | $35 | per item | None |
| NSF EFT or ACH (preauthorized withdrawal) | $35 | per item | None |
| NSF telephone payment | $35 | per item | None |
| Return check- personal | $15 | per item | None |
ATM & Card | |||
| Variable tiered interest compounded monthly and credited monthly, ATM card | $1Not compared: Monthly charge, not per item | per month | None |
| Variable tiered interest compounded monthly and credited monthly, ATM card | $5Not compared: Monthly charge, not per item | per month | None |
| Replace lost/stolen ATM/Debit card | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing domestic wire transfer | $25 | Not stated | None |
| Incoming domestic wire transfer | $25 | Not stated | None |
| Outgoing international wire transfer | $50 | Not stated | None |
| Incoming international wire transfer | $50 | Not stated | None |
Check Services | |||
| Cashier's check ( 1 free draft from account per day) | $5Not compared: Daily charge, not per item | per day | None |
| Money order (1 free draft from account per day) | $3Not compared: Daily charge, not per item | per day | None |
| Stop payment (all types) | $35 | per item | None |
| Per 10 counter checks | $2.50 | Not stated | None |
| Check copies | $1 | per item | None |
| Check images | $5 | per item | None |
Digital & Electronic | |||
| Online Bill Payment Fee | No charge | Not stated | None |
Cash & Deposit | |||
| Check charge-back to loan | $35 | per item | None |
Account Services | |||
| 3 x 10 x 22 ($35.00 if automatic pay) | $35 | Not stated | None |
| 4 x 4.5 x 18 ($23.00 if automatic pay) | $25 | Not stated | None |
| 5 x 10 x 20 ($38.00 if automatic pay) | $40 | Not stated | None |
| Late charge after 10 days | $5Not compared: Box drilling or key fee | Not stated | None |
| Lost key replacement | $50Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal) | $35 | Not stated | None |
| Garnishment/Levies per transaction | $75 | per item | None |
Other Fees | |||
| Fax machine-in or out | $2Not compared: Charged per page; comparison unavailable | per page | Fax machine-in or out | $2.00 per page |
| Photocopies | $1Not compared: Charged per page; comparison unavailable | per page | Photocopies | $1.00 each page |
| Reproduction of statement | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per hour · Account balancing assistance (1 hour minimum) | $25.00 per hour
per hour · Account research (1hour minimum) | $25.00 per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 180 days | $25 | Not stated | None |
| Inactive fee/Dormant | $5 | per month | None |
| Account balancing assistance (1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account balancing assistance (1 hour minimum) | $25.00 per hour |
| Account research (1hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account research (1hour minimum) | $25.00 per hour |
| Fax Payoff Fee | $15 | Not stated | None |
Overdraft & NSF | |||
| Overdraft fee | $35 | per item | None |
| NSF check-business checking | $35 | per item | None |
| NSF EFT or ACH (preauthorized withdrawal) | $35 | per item | None |
| NSF telephone payment | $35 | per item | None |
| Return check-business | $15 | per item | None |
ATM & Card | |||
| Replace lost/stolen ATM/Debit card | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing domestic wire transfer | $25 | Not stated | None |
| Incoming domestic wire transfer | $25 | Not stated | None |
| Outgoing international wire transfer | $50 | Not stated | None |
| Incoming international wire transfer | $50 | Not stated | None |
Check Services | |||
| Cashier's check ( 1 free draft from account per day) | $5Not compared: Daily charge, not per item | per day | None |
| Money order (1 free draft from account per day) | $3Not compared: Daily charge, not per item | per day | None |
| Stop payment (all types) | $35 | per item | None |
| Per 10 counter checks | $2.50 | Not stated | None |
| Check copies | $1 | per item | None |
Digital & Electronic | |||
| Online Bill Payment Fee | No charge | Not stated | None |
Cash & Deposit | |||
| Check charge-back to loan | $35 | per item | None |
Account Services | |||
| 3 x 10 x 22 ($35.00 if automatic pay) | $35 | Not stated | None |
| 4 x 4.5 x 18 ($23.00 if automatic pay) | $25 | Not stated | None |
| 5 x 10 x 20 ($38.00 if automatic pay) | $40 | Not stated | None |
| Late charge after 10 days | $5Not compared: Box drilling or key fee | Not stated | None |
| Lost key replacement | $50Not compared: Box drilling or key fee | per item | None |
| Garnishment/Levies per transaction | $75 | per item | None |
Other Fees | |||
| Fax machine-in or out | $2Not compared: Charged per page; comparison unavailable | per page | Fax machine-in or out | $2.00 per page |
| Photocopies | $1Not compared: Charged per page; comparison unavailable | per page | Photocopies | $1.00 each page |
| Reproduction of statement | $5 | Not stated | None |
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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