The Sherwood State Bank

Headquarters: Sherwood, Ohio
Charter: Bank
Assets: $107.5M
Fed district: Cleveland

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking
The Sherwood State Bank: $4.50
The Sherwood State Bank: $4.50
U.S. median: no median
Overdraft (OD)
The Sherwood State Bank: $35
The Sherwood State Bank: $35
U.S. median: no median
NSF / Returned Item
Compared at $35, the middle of its prices
The Sherwood State Bank: $15 to $35
The Sherwood State Bank: $15 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Sherwood State Bank’s own schedules, with a source for each figure.

Account Maintenance

Regular Checking Monthly service fee$4.50
per month
Account closed within 180 days$25
Early account closure fee$25
one time
Inactive fee/Dormant$5
per month
Account balancing assistance (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account balancing assistance (1 hour minimum) | $25.00 per hour
Account research (1hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account research (1hour minimum) | $25.00 per hour
Fax Payoff Fee$15
Paper statement fee$1

Overdraft & NSF

Overdraft fee$35
per item
NSF check- personal checking$35
per item
NSF EFT or ACH (preauthorized withdrawal)$35
per item
NSF telephone payment$35
per item
Return check- personal$15
per item

ATM & Card

Variable tiered interest compounded monthly and credited monthly, ATM card$1
Not compared: Monthly charge, not per item
per month
Variable tiered interest compounded monthly and credited monthly, ATM card$5
Not compared: Monthly charge, not per item
per month
Replace lost/stolen ATM/Debit card$10

Wire Transfers

Outgoing domestic wire transfer$25
Incoming domestic wire transfer$25
Outgoing international wire transfer$50
Incoming international wire transfer$50

Check Services

Cashier's check ( 1 free draft from account per day)$5
Not compared: Daily charge, not per item
per day
Money order (1 free draft from account per day)$3
Not compared: Daily charge, not per item
per day
Stop payment (all types)$35
per item
Per 10 counter checks$2.50
Check copies$1
per item
Check images$5
per item

Digital & Electronic

Online Bill Payment FeeNo charge

Cash & Deposit

Check charge-back to loan$35
per item

Account Services

3 x 10 x 22 ($35.00 if automatic pay)$35
4 x 4.5 x 18 ($23.00 if automatic pay)$25
5 x 10 x 20 ($38.00 if automatic pay)$40
Late charge after 10 days$5
Not compared: Box drilling or key fee
Lost key replacement$50
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)$35
Garnishment/Levies per transaction$75
per item

Other Fees

Fax machine-in or out$2
Not compared: Charged per page; comparison unavailable
per page · Fax machine-in or out | $2.00 per page
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies | $1.00 each page
Reproduction of statement$5

Fee	Amount	Basis	Note
Account Maintenance
Regular Checking Monthly service fee	$4.50	per month	None
Account closed within 180 days	$25	Not stated	None
Early account closure fee	$25	one time	None
Inactive fee/Dormant	$5	per month	None
Account balancing assistance (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account balancing assistance (1 hour minimum) \| $25.00 per hour
Account research (1hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account research (1hour minimum) \| $25.00 per hour
Fax Payoff Fee	$15	Not stated	None
Paper statement fee	$1	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
NSF check- personal checking	$35	per item	None
NSF EFT or ACH (preauthorized withdrawal)	$35	per item	None
NSF telephone payment	$35	per item	None
Return check- personal	$15	per item	None
ATM & Card
Variable tiered interest compounded monthly and credited monthly, ATM card	$1Not compared: Monthly charge, not per item	per month	None
Variable tiered interest compounded monthly and credited monthly, ATM card	$5Not compared: Monthly charge, not per item	per month	None
Replace lost/stolen ATM/Debit card	$10	Not stated	None
Wire Transfers
Outgoing domestic wire transfer	$25	Not stated	None
Incoming domestic wire transfer	$25	Not stated	None
Outgoing international wire transfer	$50	Not stated	None
Incoming international wire transfer	$50	Not stated	None
Check Services
Cashier's check ( 1 free draft from account per day)	$5Not compared: Daily charge, not per item	per day	None
Money order (1 free draft from account per day)	$3Not compared: Daily charge, not per item	per day	None
Stop payment (all types)	$35	per item	None
Per 10 counter checks	$2.50	Not stated	None
Check copies	$1	per item	None
Check images	$5	per item	None
Digital & Electronic
Online Bill Payment Fee	No charge	Not stated	None
Cash & Deposit
Check charge-back to loan	$35	per item	None
Account Services
3 x 10 x 22 ($35.00 if automatic pay)	$35	Not stated	None
4 x 4.5 x 18 ($23.00 if automatic pay)	$25	Not stated	None
5 x 10 x 20 ($38.00 if automatic pay)	$40	Not stated	None
Late charge after 10 days	$5Not compared: Box drilling or key fee	Not stated	None
Lost key replacement	$50Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)	$35	Not stated	None
Garnishment/Levies per transaction	$75	per item	None
Other Fees
Fax machine-in or out	$2Not compared: Charged per page; comparison unavailable	per page	Fax machine-in or out \| $2.00 per page
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies \| $1.00 each page
Reproduction of statement	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account closed within 180 days$25
Inactive fee/Dormant$5
per month
Account balancing assistance (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account balancing assistance (1 hour minimum) | $25.00 per hour
Account research (1hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account research (1hour minimum) | $25.00 per hour
Fax Payoff Fee$15

Overdraft & NSF

Overdraft fee$35
per item
NSF check-business checking$35
per item
NSF EFT or ACH (preauthorized withdrawal)$35
per item
NSF telephone payment$35
per item
Return check-business$15
per item

ATM & Card

Replace lost/stolen ATM/Debit card$10

Wire Transfers

Outgoing domestic wire transfer$25
Incoming domestic wire transfer$25
Outgoing international wire transfer$50
Incoming international wire transfer$50

Check Services

Cashier's check ( 1 free draft from account per day)$5
Not compared: Daily charge, not per item
per day
Money order (1 free draft from account per day)$3
Not compared: Daily charge, not per item
per day
Stop payment (all types)$35
per item
Per 10 counter checks$2.50
Check copies$1
per item

Digital & Electronic

Online Bill Payment FeeNo charge

Cash & Deposit

Check charge-back to loan$35
per item

Account Services

3 x 10 x 22 ($35.00 if automatic pay)$35
4 x 4.5 x 18 ($23.00 if automatic pay)$25
5 x 10 x 20 ($38.00 if automatic pay)$40
Late charge after 10 days$5
Not compared: Box drilling or key fee
Lost key replacement$50
Not compared: Box drilling or key fee
per item
Garnishment/Levies per transaction$75
per item

Other Fees

Fax machine-in or out$2
Not compared: Charged per page; comparison unavailable
per page · Fax machine-in or out | $2.00 per page
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies | $1.00 each page
Reproduction of statement$5

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 180 days	$25	Not stated	None
Inactive fee/Dormant	$5	per month	None
Account balancing assistance (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account balancing assistance (1 hour minimum) \| $25.00 per hour
Account research (1hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account research (1hour minimum) \| $25.00 per hour
Fax Payoff Fee	$15	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
NSF check-business checking	$35	per item	None
NSF EFT or ACH (preauthorized withdrawal)	$35	per item	None
NSF telephone payment	$35	per item	None
Return check-business	$15	per item	None
ATM & Card
Replace lost/stolen ATM/Debit card	$10	Not stated	None
Wire Transfers
Outgoing domestic wire transfer	$25	Not stated	None
Incoming domestic wire transfer	$25	Not stated	None
Outgoing international wire transfer	$50	Not stated	None
Incoming international wire transfer	$50	Not stated	None
Check Services
Cashier's check ( 1 free draft from account per day)	$5Not compared: Daily charge, not per item	per day	None
Money order (1 free draft from account per day)	$3Not compared: Daily charge, not per item	per day	None
Stop payment (all types)	$35	per item	None
Per 10 counter checks	$2.50	Not stated	None
Check copies	$1	per item	None
Digital & Electronic
Online Bill Payment Fee	No charge	Not stated	None
Cash & Deposit
Check charge-back to loan	$35	per item	None
Account Services
3 x 10 x 22 ($35.00 if automatic pay)	$35	Not stated	None
4 x 4.5 x 18 ($23.00 if automatic pay)	$25	Not stated	None
5 x 10 x 20 ($38.00 if automatic pay)	$40	Not stated	None
Late charge after 10 days	$5Not compared: Box drilling or key fee	Not stated	None
Lost key replacement	$50Not compared: Box drilling or key fee	per item	None
Garnishment/Levies per transaction	$75	per item	None
Other Fees
Fax machine-in or out	$2Not compared: Charged per page; comparison unavailable	per page	Fax machine-in or out \| $2.00 per page
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies \| $1.00 each page
Reproduction of statement	$5	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The Sherwood State Bank's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking
The Sherwood State Bank: $4.50
The Sherwood State Bank: $4.50
U.S. median: no median
Overdraft (OD)
The Sherwood State Bank: $35
The Sherwood State Bank: $35
U.S. median: no median
NSF / Returned Item
Compared at $35, the middle of its prices
The Sherwood State Bank: $15 to $35
The Sherwood State Bank: $15 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from The Sherwood State Bank’s own schedules, with a source for each figure.

Account Maintenance

Regular Checking Monthly service fee$4.50
per month
Account closed within 180 days$25
Early account closure fee$25
one time
Inactive fee/Dormant$5
per month
Account balancing assistance (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account balancing assistance (1 hour minimum) | $25.00 per hour
Account research (1hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account research (1hour minimum) | $25.00 per hour
Fax Payoff Fee$15
Paper statement fee$1

Overdraft & NSF

Overdraft fee$35
per item
NSF check- personal checking$35
per item
NSF EFT or ACH (preauthorized withdrawal)$35
per item
NSF telephone payment$35
per item
Return check- personal$15
per item

ATM & Card

Variable tiered interest compounded monthly and credited monthly, ATM card$1
Not compared: Monthly charge, not per item
per month
Variable tiered interest compounded monthly and credited monthly, ATM card$5
Not compared: Monthly charge, not per item
per month
Replace lost/stolen ATM/Debit card$10

Wire Transfers

Outgoing domestic wire transfer$25
Incoming domestic wire transfer$25
Outgoing international wire transfer$50
Incoming international wire transfer$50

Check Services

Cashier's check ( 1 free draft from account per day)$5
Not compared: Daily charge, not per item
per day
Money order (1 free draft from account per day)$3
Not compared: Daily charge, not per item
per day
Stop payment (all types)$35
per item
Per 10 counter checks$2.50
Check copies$1
per item
Check images$5
per item

Digital & Electronic

Online Bill Payment FeeNo charge

Cash & Deposit

Check charge-back to loan$35
per item

Account Services

3 x 10 x 22 ($35.00 if automatic pay)$35
4 x 4.5 x 18 ($23.00 if automatic pay)$25
5 x 10 x 20 ($38.00 if automatic pay)$40
Late charge after 10 days$5
Not compared: Box drilling or key fee
Lost key replacement$50
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)$35
Garnishment/Levies per transaction$75
per item

Other Fees

Fax machine-in or out$2
Not compared: Charged per page; comparison unavailable
per page · Fax machine-in or out | $2.00 per page
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies | $1.00 each page
Reproduction of statement$5

Fee	Amount	Basis	Note
Account Maintenance
Regular Checking Monthly service fee	$4.50	per month	None
Account closed within 180 days	$25	Not stated	None
Early account closure fee	$25	one time	None
Inactive fee/Dormant	$5	per month	None
Account balancing assistance (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account balancing assistance (1 hour minimum) \| $25.00 per hour
Account research (1hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account research (1hour minimum) \| $25.00 per hour
Fax Payoff Fee	$15	Not stated	None
Paper statement fee	$1	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
NSF check- personal checking	$35	per item	None
NSF EFT or ACH (preauthorized withdrawal)	$35	per item	None
NSF telephone payment	$35	per item	None
Return check- personal	$15	per item	None
ATM & Card
Variable tiered interest compounded monthly and credited monthly, ATM card	$1Not compared: Monthly charge, not per item	per month	None
Variable tiered interest compounded monthly and credited monthly, ATM card	$5Not compared: Monthly charge, not per item	per month	None
Replace lost/stolen ATM/Debit card	$10	Not stated	None
Wire Transfers
Outgoing domestic wire transfer	$25	Not stated	None
Incoming domestic wire transfer	$25	Not stated	None
Outgoing international wire transfer	$50	Not stated	None
Incoming international wire transfer	$50	Not stated	None
Check Services
Cashier's check ( 1 free draft from account per day)	$5Not compared: Daily charge, not per item	per day	None
Money order (1 free draft from account per day)	$3Not compared: Daily charge, not per item	per day	None
Stop payment (all types)	$35	per item	None
Per 10 counter checks	$2.50	Not stated	None
Check copies	$1	per item	None
Check images	$5	per item	None
Digital & Electronic
Online Bill Payment Fee	No charge	Not stated	None
Cash & Deposit
Check charge-back to loan	$35	per item	None
Account Services
3 x 10 x 22 ($35.00 if automatic pay)	$35	Not stated	None
4 x 4.5 x 18 ($23.00 if automatic pay)	$25	Not stated	None
5 x 10 x 20 ($38.00 if automatic pay)	$40	Not stated	None
Late charge after 10 days	$5Not compared: Box drilling or key fee	Not stated	None
Lost key replacement	$50Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal)	$35	Not stated	None
Garnishment/Levies per transaction	$75	per item	None
Other Fees
Fax machine-in or out	$2Not compared: Charged per page; comparison unavailable	per page	Fax machine-in or out \| $2.00 per page
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies \| $1.00 each page
Reproduction of statement	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account closed within 180 days$25
Inactive fee/Dormant$5
per month
Account balancing assistance (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account balancing assistance (1 hour minimum) | $25.00 per hour
Account research (1hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account research (1hour minimum) | $25.00 per hour
Fax Payoff Fee$15

Overdraft & NSF

Overdraft fee$35
per item
NSF check-business checking$35
per item
NSF EFT or ACH (preauthorized withdrawal)$35
per item
NSF telephone payment$35
per item
Return check-business$15
per item

ATM & Card

Replace lost/stolen ATM/Debit card$10

Wire Transfers

Outgoing domestic wire transfer$25
Incoming domestic wire transfer$25
Outgoing international wire transfer$50
Incoming international wire transfer$50

Check Services

Cashier's check ( 1 free draft from account per day)$5
Not compared: Daily charge, not per item
per day
Money order (1 free draft from account per day)$3
Not compared: Daily charge, not per item
per day
Stop payment (all types)$35
per item
Per 10 counter checks$2.50
Check copies$1
per item

Digital & Electronic

Online Bill Payment FeeNo charge

Cash & Deposit

Check charge-back to loan$35
per item

Account Services

3 x 10 x 22 ($35.00 if automatic pay)$35
4 x 4.5 x 18 ($23.00 if automatic pay)$25
5 x 10 x 20 ($38.00 if automatic pay)$40
Late charge after 10 days$5
Not compared: Box drilling or key fee
Lost key replacement$50
Not compared: Box drilling or key fee
per item
Garnishment/Levies per transaction$75
per item

Other Fees

Fax machine-in or out$2
Not compared: Charged per page; comparison unavailable
per page · Fax machine-in or out | $2.00 per page
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies | $1.00 each page
Reproduction of statement$5

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 180 days	$25	Not stated	None
Inactive fee/Dormant	$5	per month	None
Account balancing assistance (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account balancing assistance (1 hour minimum) \| $25.00 per hour
Account research (1hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account research (1hour minimum) \| $25.00 per hour
Fax Payoff Fee	$15	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
NSF check-business checking	$35	per item	None
NSF EFT or ACH (preauthorized withdrawal)	$35	per item	None
NSF telephone payment	$35	per item	None
Return check-business	$15	per item	None
ATM & Card
Replace lost/stolen ATM/Debit card	$10	Not stated	None
Wire Transfers
Outgoing domestic wire transfer	$25	Not stated	None
Incoming domestic wire transfer	$25	Not stated	None
Outgoing international wire transfer	$50	Not stated	None
Incoming international wire transfer	$50	Not stated	None
Check Services
Cashier's check ( 1 free draft from account per day)	$5Not compared: Daily charge, not per item	per day	None
Money order (1 free draft from account per day)	$3Not compared: Daily charge, not per item	per day	None
Stop payment (all types)	$35	per item	None
Per 10 counter checks	$2.50	Not stated	None
Check copies	$1	per item	None
Digital & Electronic
Online Bill Payment Fee	No charge	Not stated	None
Cash & Deposit
Check charge-back to loan	$35	per item	None
Account Services
3 x 10 x 22 ($35.00 if automatic pay)	$35	Not stated	None
4 x 4.5 x 18 ($23.00 if automatic pay)	$25	Not stated	None
5 x 10 x 20 ($38.00 if automatic pay)	$40	Not stated	None
Late charge after 10 days	$5Not compared: Box drilling or key fee	Not stated	None
Lost key replacement	$50Not compared: Box drilling or key fee	per item	None
Garnishment/Levies per transaction	$75	per item	None
Other Fees
Fax machine-in or out	$2Not compared: Charged per page; comparison unavailable	per page	Fax machine-in or out \| $2.00 per page
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies \| $1.00 each page
Reproduction of statement	$5	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.