11 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 20, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Compared at $20, the middle of its prices
Non-Network ATM
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from The Bank of Magnolia Company’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed within 60 days of opening | $50 | Not stated | None |
| Dormant Account Fee | $5 | Not stated | None |
| Inactive Account Fee | $2 | Not stated | None |
| Paper Statement (audience not stated, treated as personal) | $2 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (each) | $35 | per item | None |
| Non-Sufficient Funds Recurring Item | $5 | Not stated | None |
| Overdraft Protection Transfer Fee | $5 | Not stated | None |
ATM & Card | |||
| Cash withdrawal at Foreign ATM | $1 | Not stated | None |
| Replace ATM Card | $5 | Not stated | None |
| Replace Debit Card | $5 | Not stated | None |
Check Services | |||
| Cashiers Check | $5 | Not stated | None |
| Stop Payment Fee (each) | $35 | per item | None |
Cash & Deposit | |||
| Deposited Checks Returned Unpaid | $15 | Not stated | None |
Account Services | |||
| Process Tax Levy/Garnishment | $100 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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