Compared with Louisiana
9 of 21
compared fees are above the median.
3 below, 9 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
64th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the Louisiana median
of 21 compared; 3 below, 9 about the same
See the feesFee schedule read Oct 21, 2026
Call-report figures are for Home Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Louisiana median | Published fees above the Louisiana median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Home Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 21, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 2.8% of revenue, above the 2.2% median of 869 banks with $1B to $10B in assets (64th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $1.1M in Q2 2026, 3.6% above the same quarter a year earlier ($1.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
9 of 21 compared published fees sit above the Louisiana median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Louisiana medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
Compared at $8, the middle of its prices
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 1.8% from Q3 2025 to Q2 2026, to $1.1M. Its share of revenue, 2.8%, is above the 2.2% median for banks with $1B to $10B in assets.
$1.1M
Home Bank, National AssociationMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 869 banks with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $3 to $15; we compare the midpoint.
Home Bank, National Association · $3.6B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Home Bank, National Association(this institution) | Lafayette, LA | $3.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Austin Bank, Texas National Association | Jacksonville, TX | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Banco do Brasil Americas | Miami, FL | $3.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of the Sierra | Porterville, CA | $3.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank of Utah | Ogden, UT | $3.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankFirst Financial Services | Columbus, MS | $3.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bankwell Bank | New Canaan, CT | $3.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Banterra Bank | Marion, IL | $3.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Capital Bank, National Association | Rockville, MD | $3.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Colony Bank | Fitzgerald, GA | $3.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cornerstone Capital Bank, SSB | Houston, TX | $3.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Community Bank | Batesville, AR | $3.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Community Bank | Bluefield, VA | $3.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Dakota National Bank | Yankton, SD | $3.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Guaranty Bank | Hammond, LA | $3.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First PREMIER Bank | Sioux Falls, SD | $3.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Frandsen Bank & Trust | Lonsdale, MN | $3.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Gulf Coast Bank and Trust Company | New Orleans, LA | $3.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Independence Bank of Kentucky | Owensboro, KY | $3.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lake Ridge Bank | Middleton, WI | $3.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Manasquan Bank | Manasquan, NJ | $3.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| MVB Bank, Inc | Fairmont, WV | $3.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northern Bank & Trust Company | Woburn, MA | $3.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Old Plank Trail Community Bank, National Association | New Lenox, IL | $3.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Security Bank of Kansas City | Kansas City, KS | $3.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Union Savings Bank | Danbury, CT | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $8, the middle of its five prices, against a peer median of $9.50 among 16 publishing peers.
Its five checking prices are $3, $5, $8, $10 and $15.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Call reports for Home Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.1M | −$52K | −4.3% |
| Q1 2026 | $1.2M | $0 | 0.0% |
| Q4 2025 | $1.2M | +$31K | +2.7% |
| Q3 2025 | $1.2M | +$61K | +5.5% |
| Q2 2025 | $1.1M | +$17K | +1.6% |
| Q1 2025 | $1.1M | −$6K | −0.5% |
| Q4 2024 | $1.1M | +$29K | +2.7% |
| Q3 2024 | $1.1M | +$75K | +7.6% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, Home Bank, National Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Home Bank, National Association by share.
Amounts from Home Bank, National Association’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per month
per hour · Research per Hour (One Hour Minimum) $25.00
per month
per item
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | $3Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Charge | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Charge | $8Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Charge | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Charge | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Account Fee (Monthly) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Research per Hour (One Hour Minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Research per Hour (One Hour Minimum) $25.00 |
| Monthly Paper Statement Fee | $3Inside the U.S. middle 50% ($2 to $4.98 nationally) | per month | None |
| Excess transaction fee | $3Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
| Excess transaction fee | $10Inside the U.S. middle 50% ($3 to $10 nationally) | per item | None |
Overdraft & NSF | |||
| NSFs/Overdrafts/Overdraft Privilege Program (ODP) (Each) | $33Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| NSFs/Overdrafts/Overdraft Privilege Program (ODP) (Each) | $33Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| ATM/Debit Card Transactions at Non-Home Bank ATMs and/or Non-Community Cash ATMs | $1.50Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM/Debit Card Replacement (Consumers) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers, Domestic, Outgoing | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers, Domestic, Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfers, Foreign, Outgoing | $60Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfers, Foreign, Incoming | $20Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Official Check | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Stop Payment Orders (Except Stolen Checks) | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary Checks (each/minimum of 5) | $1Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Charge-off Collection Fee | $23Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Collection Items (Domestic and Foreign) | $10Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
Digital & Electronic | |||
| Consumers who pay a minimum of three Bill Pay transactions per month | $4.95Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Cash & Deposit | |||
| Return Deposited Item (Each) | $5Below the U.S. middle 50% ($9 to $25 nationally) | per item | None |
| Return Deposited Item (payable to self) | $15Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Basic Notary Services (where available) | $15Above the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Safe Deposit Box Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Replacement Keys | $110Not compared: Box drilling or key fee | Not stated | None |
| Tax/Levy Garnishment Fee | $50Inside the U.S. middle 50% ($30 to $85.63 nationally) | Not stated | None |
Other Fees | |||
| Photocopies (Research and Copies Per Page) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
vs. the U.S. middle 50%:BelowInsideAbove
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account Fee (Monthly) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Research per Hour (One Hour Minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Research per Hour (One Hour Minimum) $25.00 |
Overdraft & NSF | |||
| NSFs/Overdrafts/Overdraft Privilege Program (ODP) (Each) | $33Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| NSFs/Overdrafts/Overdraft Privilege Program (ODP) (Each) | $33Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| ATM/Debit Card Transactions at Non-Home Bank ATMs and/or Non-Community Cash ATMs | $1.50Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM/Debit Card Replacement (Consumers) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers, Domestic, Outgoing | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers, Domestic, Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfers, Foreign, Outgoing | $60Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfers, Foreign, Incoming | $20Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Official Check | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Stop Payment Orders (Except Stolen Checks) | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary Checks (each/minimum of 5) | $1Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Charge-off Collection Fee | $23Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Collection Items (Domestic and Foreign) | $10Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
Digital & Electronic | |||
| Automated Clearing House (ACH) Return Processing Fee (Business & Commercial Checking Originators) | $5 | Not stated | None |
Cash & Deposit | |||
| Return Deposited Item (Each) | $5Below the U.S. middle 50% ($9 to $25 nationally) | per item | None |
| Return Deposited Item (payable to self) | $15Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Basic Notary Services (where available) | $15Above the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Safe Deposit Box Drilling | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Replacement Keys | $110Not compared: Box drilling or key fee | Not stated | None |
| Tax/Levy Garnishment Fee | $50Inside the U.S. middle 50% ($30 to $85.63 nationally) | Not stated | None |
Other Fees | |||
| Photocopies (Research and Copies Per Page) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Home Bank, National Association operates, and what regulators and customers have on file.
Branch footprint
43 offices in 3 states, $3.1B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 15 | $1.6B | |
| 6 | $393.1M | |
| 6 | $322.1M | |
| 6 | $291.8M | |
| Outside a metro area | 3 | $195.1M |
| 3 | $138.9M | |
| 4 | $114.5M |
Lafayette, LA
13.3% of bank deposits, #3 of 41, up 3.3 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| First Horizon Bank | 17% |
| JPMorgan Chase Bank, National Association | 14.9% |
| Hancock Whitney Bank | 11.4% |
| Capital One, National Association | 4.5% |
| Rayne State Bank & Trust Company | 3.9% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Lafayette, LA, Home Bank, National Association holds 13.3% of bank deposits, #3 of 41, with 15 offices.
168 offices of 58 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 41 institutions shown. $12.2B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 13.3% share, 15 offices, #3 of 41
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
27 offices of 18 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the OCC and Federal Reserve
The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
HOME BANCORP, INC. (Nasdaq: HBCP)
Consolidated assets
$3.6B
Shareholders' equity
$453.1M
As of
2026Q3
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 1436425. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.