Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Bank of Erath

Erath, LouisianaBankAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

monthly fee$2Below the typical range ($3–$10 nationally)

Overdraft & NSFVerified

Daily Overdraft Charge$5Within the typical range ($5–$18.50 nationally)
At the national median
per day · Source
Non-Sufficient , Overdraft$25Within the typical range ($25–$32 nationally)
$5 below the national median
per item · Source
Overdraft Protection$25Above the typical range ($3–$5 nationally)
$20 above the national median
per year · Source

ATM & CardVerified

Replacement card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source

Wire TransfersVerified

Wire Transfer, Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Wire Transfer, Outgoing$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source

Check ServicesVerified

Cashier's Checks$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
per item · Source
Money Orders$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Source
Stop Payment Orders$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Digital & ElectronicVerified

monthly charge for Online Bill Payment.$4.95Within the typical range ($0–$10.15 nationally)
At the national median
per month · Source

Cash & DepositVerified

Night Deposit Bag$25Above the typical range ($5–$20 nationally)
$15 above the national median
Source
Small Zipper Bag$5Within the typical range ($5–$20 nationally)
$5 below the national median
Source

Account ServicesVerified

fee or charges incurred to drill a box if keys are lost$250Above the typical range ($25–$80 nationally)
$205 above the national median
Source
No insurance is provided on Safe Deposit Box contents$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
monthly fee	$2Below the typical range ($3–$10 nationally)	$3.50 below the national median	per month	—	Source
Overdraft & NSFVerified
Daily Overdraft Charge	$5Within the typical range ($5–$18.50 nationally)	At the national median	per day	—	Source
Non-Sufficient , Overdraft	$25
ATM & CardVerified
Replacement card	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Wire TransfersVerified
Wire Transfer, Incoming	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Wire Transfer, Outgoing	$15
Check ServicesVerified
Cashier's Checks	$2Below the typical range ($3–$5.50 nationally)	$3 below the national median	per item	—	Source
Money Orders	$1
Digital & ElectronicVerified
monthly charge for Online Bill Payment.	$4.95Within the typical range ($0–$10.15 nationally)	At the national median	per month	—	Source
Cash & DepositVerified
Night Deposit Bag	$25Above the typical range ($5–$20 nationally)	$15 above the national median	—	—	Source
Small Zipper Bag	$5
Account ServicesVerified
fee or charges incurred to drill a box if keys are lost	$250Above the typical range ($25–$80 nationally)	$205 above the national median	—	—	Source
No insurance is provided on Safe Deposit Box contents	$25

Fee change alerts

Get an email when Bank of Erath changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Bank of Erath? Request a report against local competitors

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$105.3M

Work at Bank of Erath? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. Priced on request: we reply within one business day with scope and price.

Request the report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$105.3M

Total deposits

$90.2M

Service charge income

$102K

Fee income ratio

9.4%

Return on assets

-0.07%

Branches

Service charge income by quarter

Q2 2026$102K

Q1 2026$111K

Q4 2025$104K

Q3 2025$106K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 37,913 published fee entries from 2,651 institutions

See pricing