Rushford State Bank (Incorporated)

Headquarters: Rushford, Minnesota
Charter: Bank
Assets: $114.7M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a balance of $25,000 or more.
Rushford State Bank (Incorporated): $25
Rushford State Bank (Incorporated): $25
U.S. median: no median
Overdraft (OD)
Rushford State Bank (Incorporated): $30
Rushford State Bank (Incorporated): $30
U.S. median: no median
NSF / Returned Item
Rushford State Bank (Incorporated): $30
Rushford State Bank (Incorporated): $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Rushford State Bank (Incorporated)’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$25
per month
Inactive accountNo charge
Account Research$35
Not compared: Charged per hour; comparison unavailable
per hour · *Account Research | $35.00 per hour
Statement reconciliation$35
Not compared: Charged per hour; comparison unavailable
per hour · Statement reconciliation | $35.00 per hour

Overdraft & NSF

Overdraft, check, ACH and other item$30
per item
Return check charge, check, ACH and other item$30
per item

ATM & Card

Debit card replacement, lost or stolen$10

Wire Transfers

Wire transfers, outgoing domestic$25
per item
Wire transfer, outgoing foreign$50
per item

Check Services

Money Order$3
per item
Stop payments, per item or range of items$20
per item
Counter checks-first five are free$1
per item

Cash & Deposit

Coin counting (audience not stated, treated as personal)10%
Coin counting10%
Deposited checks (and other items) returned unpaid$12

Account Services

Safe Deposit Box, drilling$250
Not compared: Box drilling or key fee
Safe Deposit Box, key replacement$10
Not compared: Box drilling or key fee
Safe Deposit Box, monthly late fee$10
Not compared: Monthly charge, not annual
per month
Garnishment$50
Levies$50

Gift & Prepaid Cards

Visa® Gift Card$3
per item

Other Fees

Duplicate Statements$0.30
Not compared: Charged per page; comparison unavailable
per page · Duplicate Statements | $0.30 /page
Photocopies$0.30
Not compared: Charged per page; comparison unavailable
per page · Photocopies | $0.30 /page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$25	per month	None
Inactive account	No charge	Not stated	None
Account Research	$35Not compared: Charged per hour; comparison unavailable	per hour	*Account Research \| $35.00 per hour
Statement reconciliation	$35Not compared: Charged per hour; comparison unavailable	per hour	Statement reconciliation \| $35.00 per hour
Overdraft & NSF
Overdraft, check, ACH and other item	$30	per item	None
Return check charge, check, ACH and other item	$30	per item	None
ATM & Card
Debit card replacement, lost or stolen	$10	Not stated	None
Wire Transfers
Wire transfers, outgoing domestic	$25	per item	None
Wire transfer, outgoing foreign	$50	per item	None
Check Services
Money Order	$3	per item	None
Stop payments, per item or range of items	$20	per item	None
Counter checks-first five are free	$1	per item	None
Cash & Deposit
Coin counting (audience not stated, treated as personal)	10%	Not stated	None
Coin counting	10%	Not stated	None
Deposited checks (and other items) returned unpaid	$12	Not stated	None
Account Services
Safe Deposit Box, drilling	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box, key replacement	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box, monthly late fee	$10Not compared: Monthly charge, not annual	per month	None
Garnishment	$50	Not stated	None
Levies	$50	Not stated	None
Gift & Prepaid Cards
Visa® Gift Card	$3	per item	None
Other Fees
Duplicate Statements	$0.30Not compared: Charged per page; comparison unavailable	per page	Duplicate Statements \| $0.30 /page
Photocopies	$0.30Not compared: Charged per page; comparison unavailable	per page	Photocopies \| $0.30 /page

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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