21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Richland County Bank’s own schedules, with a source for each figure.
per year
per year
per year
per year
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 3 months | $25 | Not stated | None |
| Inactive Account Fee (365 days) (per month) | $5 | per month | None |
| Account Reconciliation per/hr ($15 min) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research per/hr ($15 min) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Bounce Paid Item Charge | $35 | Not stated | None |
| NSF Returned Item(s) Charge(per item)+ | $35 | per item | None |
ATM & Card | |||
| Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Out | $25 | Not stated | None |
| Wire Transfer International (Out) | $75 | Not stated | None |
Check Services | |||
| Cashiers Checks - Customer | $5 | Not stated | None |
| Money Order - Customer | $4 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Temporary Checks | $0.50 | per item | None |
| Check Cashing - Non Customer | $10 | Not stated | None |
| Foreign Check Deposited | $10 | Not stated | None |
Cash & Deposit | |||
| Deposit Item Returned | $10 | Not stated | None |
| Night Deposit Key | $2 | Not stated | None |
Account Services | |||
| Notary Public (customer) | $0.50 | Not stated | None |
| Notary Public (non-customer) | $1 | Not stated | None |
| Safe Deposit Box 10 x 10 | $50 | per year | None |
| Safe Deposit Box 13 x 21 | $75 | Not stated | None |
| Safe Deposit Box 26 x 21 | $100 | Not stated | None |
| Safe Deposit Box 3 x 10 | $25 | per year | None |
| Safe Deposit Box 3 x 5 | $15 | per year | None |
| Safe Deposit Box 39 x 21 | $150 | Not stated | None |
| Safe Deposit Box 5 x 10 | $30 | per year | None |
| Safe Deposit Box 5 x 5 | $20 | per year | None |
| Safe Deposit Box 8 x 10 | $35 | per year | None |
| Levy | $50 | Not stated | None |
| Account Verification | $20 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer/Roll Over/WD | $25 | Not stated | None |
Other Fees | |||
| Duplicate/Reprint Statement | $5 | Not stated | None |
| FAX: Incoming (1st page) | $5 | Not stated | None |
| Photocopies (per side) | $0.25 | Not stated | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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