Gulf Coast Bank and Trust Company

Headquarters: New Orleans, Louisiana
Charter: Bank
Assets: $3.9B
Fed district: Atlanta

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Gulf Coast Bank and Trust Company: $35
Gulf Coast Bank and Trust Company: $35
U.S. median: no median
Non-Network ATM
Gulf Coast Bank and Trust Company: $1.50
Gulf Coast Bank and Trust Company: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Gulf Coast Bank and Trust Company: $25
Gulf Coast Bank and Trust Company: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gulf Coast Bank and Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account Fee$5
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$4.85
Return Statement Fee$5

Overdraft & NSF

NSF/Overdraft Paid Fee (per presented item)\ \$35

ATM & Card

Non-GCB ATM Withdrawal fee (Not applicable at Community Cash ATMs)$1.50
ATM/Debit Card (reissue card)$5
ATM/Debit Card Rush Order$45

Wire Transfers

Outgoing Domestic Wire Fee$25
Incoming Domestic Wire Fee$25
Outgoing Foreign Wire Fee$45
Incoming Foreign Wire Fee$25

Check Services

Cashiers Checks$8
Money Orders$5
Stop Payments/Item Charge (via Digital Banking, Single Check Only)$30
per item
Counter/Temporary Checks (5)$1
Collection Item$25
Deposit or Check Copy$3

Digital & Electronic

Digital Bill Pay @ gulfbank.comNo charge

Cash & Deposit

Return Deposit Item Charge$8

Account Services

Subpoena (Per Hour/One Hour Minimum)$85
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Loan payment by phone (ACH or Draft)$10

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account Fee	$5	Not stated	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$4.85	Not stated	None
Return Statement Fee	$5	Not stated	None
Overdraft & NSF
NSF/Overdraft Paid Fee (per presented item)\ \	$35	Not stated	None
ATM & Card
Non-GCB ATM Withdrawal fee (Not applicable at Community Cash ATMs)	$1.50	Not stated	None
ATM/Debit Card (reissue card)	$5	Not stated	None
ATM/Debit Card Rush Order	$45	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$25	Not stated	None
Incoming Domestic Wire Fee	$25	Not stated	None
Outgoing Foreign Wire Fee	$45	Not stated	None
Incoming Foreign Wire Fee	$25	Not stated	None
Check Services
Cashiers Checks	$8	Not stated	None
Money Orders	$5	Not stated	None
Stop Payments/Item Charge (via Digital Banking, Single Check Only)	$30	per item	None
Counter/Temporary Checks (5)	$1	Not stated	None
Collection Item	$25	Not stated	None
Deposit or Check Copy	$3	Not stated	None
Digital & Electronic
Digital Bill Pay @ gulfbank.com	No charge	Not stated	None
Cash & Deposit
Return Deposit Item Charge	$8	Not stated	None
Account Services
Subpoena (Per Hour/One Hour Minimum)	$85Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Loan payment by phone (ACH or Draft)	$10	Not stated	None

Account Maintenance

Inactive/Dormant Account Fee$5
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$4.85
Return Statement Fee$5

Overdraft & NSF

NSF/Overdraft Paid Fee (per presented item)\ \$35
NSF/Overdraft Return Fee (business accounts only / per presented item)\ \$35

ATM & Card

Non-GCB ATM Withdrawal fee (Not applicable at Community Cash ATMs)$1.50
ATM/Debit Card (reissue card)$5
ATM/Debit Card Rush Order$45

Wire Transfers

Outgoing Domestic Wire Fee$25
Incoming Domestic Wire Fee$25
Outgoing Foreign Wire Fee$45
Incoming Foreign Wire Fee$25

Check Services

Cashiers Checks$8
Money Orders$5
Stop Payments/Item Charge (via Digital Banking, Single Check Only)$30
per item
Counter/Temporary Checks (5)$1
Collection Item$25
Deposit or Check Copy$3

Digital & Electronic

Digital Bill Pay @ gulfbank.comNo charge

Cash & Deposit

Return Deposit Item Charge$8

Account Services

Subpoena (Per Hour/One Hour Minimum)$85
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Loan payment by phone (ACH or Draft)$10

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account Fee	$5	Not stated	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$4.85	Not stated	None
Return Statement Fee	$5	Not stated	None
Overdraft & NSF
NSF/Overdraft Paid Fee (per presented item)\ \	$35	Not stated	None
NSF/Overdraft Return Fee (business accounts only / per presented item)\ \	$35	Not stated	None
ATM & Card
Non-GCB ATM Withdrawal fee (Not applicable at Community Cash ATMs)	$1.50	Not stated	None
ATM/Debit Card (reissue card)	$5	Not stated	None
ATM/Debit Card Rush Order	$45	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$25	Not stated	None
Incoming Domestic Wire Fee	$25	Not stated	None
Outgoing Foreign Wire Fee	$45	Not stated	None
Incoming Foreign Wire Fee	$25	Not stated	None
Check Services
Cashiers Checks	$8	Not stated	None
Money Orders	$5	Not stated	None
Stop Payments/Item Charge (via Digital Banking, Single Check Only)	$30	per item	None
Counter/Temporary Checks (5)	$1	Not stated	None
Collection Item	$25	Not stated	None
Deposit or Check Copy	$3	Not stated	None
Digital & Electronic
Digital Bill Pay @ gulfbank.com	No charge	Not stated	None
Cash & Deposit
Return Deposit Item Charge	$8	Not stated	None
Account Services
Subpoena (Per Hour/One Hour Minimum)	$85Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Loan payment by phone (ACH or Draft)	$10	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Gulf Coast Bank and Trust Company's nsf / returned item changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Gulf Coast Bank and Trust Company: $35
Gulf Coast Bank and Trust Company: $35
U.S. median: no median
Non-Network ATM
Gulf Coast Bank and Trust Company: $1.50
Gulf Coast Bank and Trust Company: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Gulf Coast Bank and Trust Company: $25
Gulf Coast Bank and Trust Company: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Gulf Coast Bank and Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account Fee$5
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$4.85
Return Statement Fee$5

Overdraft & NSF

NSF/Overdraft Paid Fee (per presented item)\ \$35

ATM & Card

Non-GCB ATM Withdrawal fee (Not applicable at Community Cash ATMs)$1.50
ATM/Debit Card (reissue card)$5
ATM/Debit Card Rush Order$45

Wire Transfers

Outgoing Domestic Wire Fee$25
Incoming Domestic Wire Fee$25
Outgoing Foreign Wire Fee$45
Incoming Foreign Wire Fee$25

Check Services

Cashiers Checks$8
Money Orders$5
Stop Payments/Item Charge (via Digital Banking, Single Check Only)$30
per item
Counter/Temporary Checks (5)$1
Collection Item$25
Deposit or Check Copy$3

Digital & Electronic

Digital Bill Pay @ gulfbank.comNo charge

Cash & Deposit

Return Deposit Item Charge$8

Account Services

Subpoena (Per Hour/One Hour Minimum)$85
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Loan payment by phone (ACH or Draft)$10

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account Fee	$5	Not stated	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$4.85	Not stated	None
Return Statement Fee	$5	Not stated	None
Overdraft & NSF
NSF/Overdraft Paid Fee (per presented item)\ \	$35	Not stated	None
ATM & Card
Non-GCB ATM Withdrawal fee (Not applicable at Community Cash ATMs)	$1.50	Not stated	None
ATM/Debit Card (reissue card)	$5	Not stated	None
ATM/Debit Card Rush Order	$45	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$25	Not stated	None
Incoming Domestic Wire Fee	$25	Not stated	None
Outgoing Foreign Wire Fee	$45	Not stated	None
Incoming Foreign Wire Fee	$25	Not stated	None
Check Services
Cashiers Checks	$8	Not stated	None
Money Orders	$5	Not stated	None
Stop Payments/Item Charge (via Digital Banking, Single Check Only)	$30	per item	None
Counter/Temporary Checks (5)	$1	Not stated	None
Collection Item	$25	Not stated	None
Deposit or Check Copy	$3	Not stated	None
Digital & Electronic
Digital Bill Pay @ gulfbank.com	No charge	Not stated	None
Cash & Deposit
Return Deposit Item Charge	$8	Not stated	None
Account Services
Subpoena (Per Hour/One Hour Minimum)	$85Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Loan payment by phone (ACH or Draft)	$10	Not stated	None

Account Maintenance

Inactive/Dormant Account Fee$5
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$4.85
Return Statement Fee$5

Overdraft & NSF

NSF/Overdraft Paid Fee (per presented item)\ \$35
NSF/Overdraft Return Fee (business accounts only / per presented item)\ \$35

ATM & Card

Non-GCB ATM Withdrawal fee (Not applicable at Community Cash ATMs)$1.50
ATM/Debit Card (reissue card)$5
ATM/Debit Card Rush Order$45

Wire Transfers

Outgoing Domestic Wire Fee$25
Incoming Domestic Wire Fee$25
Outgoing Foreign Wire Fee$45
Incoming Foreign Wire Fee$25

Check Services

Cashiers Checks$8
Money Orders$5
Stop Payments/Item Charge (via Digital Banking, Single Check Only)$30
per item
Counter/Temporary Checks (5)$1
Collection Item$25
Deposit or Check Copy$3

Digital & Electronic

Digital Bill Pay @ gulfbank.comNo charge

Cash & Deposit

Return Deposit Item Charge$8

Account Services

Subpoena (Per Hour/One Hour Minimum)$85
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Loan payment by phone (ACH or Draft)$10

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account Fee	$5	Not stated	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$4.85	Not stated	None
Return Statement Fee	$5	Not stated	None
Overdraft & NSF
NSF/Overdraft Paid Fee (per presented item)\ \	$35	Not stated	None
NSF/Overdraft Return Fee (business accounts only / per presented item)\ \	$35	Not stated	None
ATM & Card
Non-GCB ATM Withdrawal fee (Not applicable at Community Cash ATMs)	$1.50	Not stated	None
ATM/Debit Card (reissue card)	$5	Not stated	None
ATM/Debit Card Rush Order	$45	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$25	Not stated	None
Incoming Domestic Wire Fee	$25	Not stated	None
Outgoing Foreign Wire Fee	$45	Not stated	None
Incoming Foreign Wire Fee	$25	Not stated	None
Check Services
Cashiers Checks	$8	Not stated	None
Money Orders	$5	Not stated	None
Stop Payments/Item Charge (via Digital Banking, Single Check Only)	$30	per item	None
Counter/Temporary Checks (5)	$1	Not stated	None
Collection Item	$25	Not stated	None
Deposit or Check Copy	$3	Not stated	None
Digital & Electronic
Digital Bill Pay @ gulfbank.com	No charge	Not stated	None
Cash & Deposit
Return Deposit Item Charge	$8	Not stated	None
Account Services
Subpoena (Per Hour/One Hour Minimum)	$85Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Loan payment by phone (ACH or Draft)	$10	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.