Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First State Bank of Bigfork

Bigfork, MinnesotaBankMinneapolis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

If your account is inactive for at least 6 months, AND your balance is less than , you may be assessed a one time inacti$5Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=dormant_account; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="If your account is inactive for at least 6 months, AND your balance is less than $5.00, you may be assessed a one time inactivity fee. The fee will be the lesser of $5.00 or the ba" · Source

Overdraft & NSFVerified

Non-Suffcient Funds / Return Item Fee that we may charge$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=nsf; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="Non-Suffcient Funds / Return Item Fee that we may charge | $25 each time an item is presented for payment." · Source
Overdraft Fee$20Below the typical range ($25–$31 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=overdraft; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="Overdraft Fee | $20 Fees apply to overdrafts created by check, in-person withdrawal, or other electronic means." · Source

ATM & CardVerified

Debit Card Reissue Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=card_replacement; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="Debit Card Reissue Fee | $10" · Source

Check ServicesVerified

Cashier's Checks (All Customers)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=cashiers_check; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="Cashier's Checks (All Customers) | $5" · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=stop_payment; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="Stop Payment Fee | $20" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
If your account is inactive for at least 6 months, AND your balance is less than , you may be assessed a one time inacti	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=dormant_account; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="If your account is inactive for at least 6 months, AND your balance is less than $5.00, you may be assessed a one time inactivity fee. The fee will be the lesser of $5.00 or the ba"	Source
Overdraft & NSFVerified
Non-Suffcient Funds / Return Item Fee that we may charge	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=nsf; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="Non-Suffcient Funds / Return Item Fee that we may charge \| $25 each time an item is presented for payment."	Source

ATM & CardVerified
Debit Card Reissue Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=card_replacement; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="Debit Card Reissue Fee \| $10"	Source
Check ServicesVerified
Cashier's Checks (All Customers)	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #9333. canonical_hint=cashiers_check; text_hash=1df1e3de10334df80c6b81556926e95192a28f19eedcd8811f8f37de97143879; excerpt="Cashier's Checks (All Customers) \| $5"	Source
Stop Payment Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 6 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$117.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$117.4M

Total deposits

$101.3M

Service charge income

$25K

Fee income ratio

2.1%

Return on assets

0.96%

Branches

Service charge income by quarter

Q2 2026$25K

Q1 2026$24K

Q4 2025$24K

Q3 2025$24K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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