Monroe Savings Bank

Headquarters: Williamstown, New Jersey
Charter: Bank
Assets: $114.0M
Fed district: Philadelphia

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
55+ Interest Checking
Monroe Savings Bank: $10
Monroe Savings Bank: $10
U.S. median: no median
NSF / Returned Item
Monroe Savings Bank: $30
Monroe Savings Bank: $30
U.S. median: no median
Non-Network ATM
Monroe Savings Bank: $1
Monroe Savings Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Monroe Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee (audience not stated, treated as personal)$10
per month
Monthly minimum balance fee$7
per month
Monthly minimum balance fee if the daily balance drops below any day of the month$7
per month
Dormant Account$6
Not compared: Annual charge, not monthly
per year
Research/Reconciliation - per hour$20
Not compared: Charged per hour; comparison unavailable
per hour · Research/Reconciliation - per hour | $20.00

Overdraft & NSF

Return Check Charge - Insufficient$30
Return Check Charge - Uncollected Funds$30
Sweep Transfers (each occurrence)$5
per item

ATM & Card

ACCEL Exchange Fees – at foreign ATM’s – per transaction: Withdrawals$1
Balance Inquiry$1
Debit Replacement Cards$7.50

Wire Transfers

Wire Transfers - out$20

Check Services

Cashier Checks$3.50
Money Orders$2
Stop Payments - Check, Money Order, Dividend Check$20
Counter Checks - 3 per day$1
Not compared: Daily charge, not per item
per day
Photocopy - Check or Money Order$4

Cash & Deposit

Cashed or Deposited Checks Returned$12

Account Services

Customer NotaryNo charge
Safe Deposit Box 3x5$30
Safe Deposit Box 3x5 (audience not stated, treated as personal)$30
Safe Deposit Box 5x5$45
Safe Deposit Box 5x5 (audience not stated, treated as personal)$45
Safe Deposit Boxes$20
Levy & Lien Processing$90

Other Fees

Photocopy - NOW/MMDA/MTG Statements$4

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee (audience not stated, treated as personal)	$10	per month	None
Monthly minimum balance fee	$7	per month	None
Monthly minimum balance fee if the daily balance drops below any day of the month	$7	per month	None
Dormant Account	$6Not compared: Annual charge, not monthly	per year	None
Research/Reconciliation - per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	Research/Reconciliation - per hour \| $20.00
Overdraft & NSF
Return Check Charge - Insufficient	$30	Not stated	None
Return Check Charge - Uncollected Funds	$30	Not stated	None
Sweep Transfers (each occurrence)	$5	per item	None
ATM & Card
ACCEL Exchange Fees – at foreign ATM’s – per transaction: Withdrawals	$1	Not stated	None
Balance Inquiry	$1	Not stated	None
Debit Replacement Cards	$7.50	Not stated	None
Wire Transfers
Wire Transfers - out	$20	Not stated	None
Check Services
Cashier Checks	$3.50	Not stated	None
Money Orders	$2	Not stated	None
Stop Payments - Check, Money Order, Dividend Check	$20	Not stated	None
Counter Checks - 3 per day	$1Not compared: Daily charge, not per item	per day	None
Photocopy - Check or Money Order	$4	Not stated	None
Cash & Deposit
Cashed or Deposited Checks Returned	$12	Not stated	None
Account Services
Customer Notary	No charge	Not stated	None
Safe Deposit Box 3x5	$30	Not stated	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 5x5	$45	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Boxes	$20	Not stated	None
Levy & Lien Processing	$90	Not stated	None
Other Fees
Photocopy - NOW/MMDA/MTG Statements	$4	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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