Woodsfield Savings Bank

Headquarters: Woodsfield, Ohio
Charter: Bank
Assets: $123.3M
Fed district: Cleveland

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Woodsfield Savings Bank: $30
Woodsfield Savings Bank: $30
U.S. median: no median
NSF / Returned Item
Woodsfield Savings Bank: $30
Woodsfield Savings Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Woodsfield Savings Bank: $25
Woodsfield Savings Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Woodsfield Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Periodic statement minimum balance fee if daily balance drops below $1000.00 any day of the statement period (audience not stated, treated as personal)$10
Account Research Fee (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Reconciliation Assistance/Research (per hour charge) (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (audience not stated, treated as personal)$2

Overdraft & NSF

Overdraft Fee (per debit) (audience not stated, treated as personal)$30
per item
Non-Sufficient Funds (NSF) per check (audience not stated, treated as personal)$30
per item

ATM & Card

ATM Card Replacement$10

Wire Transfers

Domestic Wire Transfer Fees: Out$25
International Wire Fee: Out (audience not stated, treated as personal)$45

Check Services

Teller Check$5
Stop Payment Order (per request) (audience not stated, treated as personal)$30
per item
Check Image Copy (audience not stated, treated as personal)$1

Cash & Deposit

Coin Counting (audience not stated, treated as personal)10%

Account Services

Notary Fee$5
Drilling of Safety Deposit Box$200
Not compared: Box drilling or key fee
Lost Key (one key lost)$50
Not compared: Box drilling or key fee
Safety Deposit Box 3×10 Annual Fee$35
per year
Safety Deposit Box 5×10 Annual Fee$50
per year

Fee	Amount	Basis	Note
Account Maintenance
Periodic statement minimum balance fee if daily balance drops below $1000.00 any day of the statement period (audience not stated, treated as personal)	$10	Not stated	None
Account Research Fee (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Reconciliation Assistance/Research (per hour charge) (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (audience not stated, treated as personal)	$2	Not stated	None
Overdraft & NSF
Overdraft Fee (per debit) (audience not stated, treated as personal)	$30	per item	None
Non-Sufficient Funds (NSF) per check (audience not stated, treated as personal)	$30	per item	None
ATM & Card
ATM Card Replacement	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer Fees: Out	$25	Not stated	None
International Wire Fee: Out (audience not stated, treated as personal)	$45	Not stated	None
Check Services
Teller Check	$5	Not stated	None
Stop Payment Order (per request) (audience not stated, treated as personal)	$30	per item	None
Check Image Copy (audience not stated, treated as personal)	$1	Not stated	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Notary Fee	$5	Not stated	None
Drilling of Safety Deposit Box	$200Not compared: Box drilling or key fee	Not stated	None
Lost Key (one key lost)	$50Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box 3×10 Annual Fee	$35	per year	None
Safety Deposit Box 5×10 Annual Fee	$50	per year	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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