Woodsfield Savings Bank

Headquarters: Woodsfield, Ohio
Charter: Bank
Assets: $123.3M
Fed district: Cleveland

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Woodsfield Savings Bank: $30
Woodsfield Savings Bank: $30
U.S. median: no median
NSF / Returned Item
Woodsfield Savings Bank: $30
Woodsfield Savings Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Woodsfield Savings Bank: $25
Woodsfield Savings Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Woodsfield Savings Bank · $123M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 13 states.

Banks only
$117M to $128M in assets
Headquartered in 13 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Woodsfield Savings Bank(this institution)	Woodsfield, OH	$123M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of New Madrid	New Madrid, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bison State Bank	Bison, KS	$126M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Chester National Bank	Chester, IL	$126M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Citizens Bank of Rogersville	Rogersville, MO	$125M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Community Bank	Bristow, OK	$119M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Savings Bank	Bethel, OH	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Connect Bank	Star City, AR	$124M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Conservation First Bank	Benton, WI	$127M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Countryside Bank	Unadilla, NE	$119M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dalhart Federal Savings & Loan Association, SSB	Dalhart, TX	$126M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Farmers & Merchants Bank of North Dakota	Tolna, ND	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank of Bigfork	Bigfork, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Flora Bank & Trust	Flora, IL	$126M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
FNB Coweta	Coweta, OK	$128M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Headwaters State Bank	Land O' Lakes, WI	$122M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Henderson Federal Savings Bank	Henderson, TX	$118M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Logan County Bank	Scranton, AR	$121M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metz Banking Company	Nevada, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mid-Central National Bank	Wadena, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Progressive National Bank	Mansfield, LA	$123M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Granville National Bank	Granville, IL	$118M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Hamilton Bank	Hamilton, MO	$120M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Stockgrowers State Bank	Maple Hill, KS	$128M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Twin Cedars Bank	Bussey, IA	$118M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Bank & Trust Co.	Marshalltown, IA	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Woodsfield Savings Bank does not publish a monthly maintenance fee in the index.

The peer median is $6.50 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Woodsfield Savings Bank does not publish a monthly maintenance fee, so it is not on this chart.

Woodsfield Savings BankPeer (equal prices stack)Peer medianInclude $15 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Woodsfield Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Periodic statement minimum balance fee if daily balance drops below $1000.00 any day of the statement period (audience not stated, treated as personal)$10
Account Research Fee (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Reconciliation Assistance/Research (per hour charge) (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (audience not stated, treated as personal)$2

Overdraft & NSF

Overdraft Fee (per debit) (audience not stated, treated as personal)$30
per item
Non-Sufficient Funds (NSF) per check (audience not stated, treated as personal)$30
per item

ATM & Card

ATM Card Replacement$10

Wire Transfers

Domestic Wire Transfer Fees: Out$25
International Wire Fee: Out (audience not stated, treated as personal)$45

Check Services

Teller Check$5
Stop Payment Order (per request) (audience not stated, treated as personal)$30
per item
Check Image Copy (audience not stated, treated as personal)$1

Cash & Deposit

Coin Counting (audience not stated, treated as personal)10%

Account Services

Notary Fee$5
Drilling of Safety Deposit Box$200
Not compared: Box drilling or key fee
Lost Key (one key lost)$50
Not compared: Box drilling or key fee
Safety Deposit Box 3×10 Annual Fee$35
per year
Safety Deposit Box 5×10 Annual Fee$50
per year

Fee	Amount	Basis	Note
Account Maintenance
Periodic statement minimum balance fee if daily balance drops below $1000.00 any day of the statement period (audience not stated, treated as personal)	$10	Not stated	None
Account Research Fee (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Reconciliation Assistance/Research (per hour charge) (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (audience not stated, treated as personal)	$2	Not stated	None
Overdraft & NSF
Overdraft Fee (per debit) (audience not stated, treated as personal)	$30	per item	None
Non-Sufficient Funds (NSF) per check (audience not stated, treated as personal)	$30	per item	None
ATM & Card
ATM Card Replacement	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer Fees: Out	$25	Not stated	None
International Wire Fee: Out (audience not stated, treated as personal)	$45	Not stated	None
Check Services
Teller Check	$5	Not stated	None
Stop Payment Order (per request) (audience not stated, treated as personal)	$30	per item	None
Check Image Copy (audience not stated, treated as personal)	$1	Not stated	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Notary Fee	$5	Not stated	None
Drilling of Safety Deposit Box	$200Not compared: Box drilling or key fee	Not stated	None
Lost Key (one key lost)	$50Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box 3×10 Annual Fee	$35	per year	None
Safety Deposit Box 5×10 Annual Fee	$50	per year	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Woodsfield Savings Bank's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Woodsfield Savings Bank: $30
Woodsfield Savings Bank: $30
U.S. median: no median
NSF / Returned Item
Woodsfield Savings Bank: $30
Woodsfield Savings Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Woodsfield Savings Bank: $25
Woodsfield Savings Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Woodsfield Savings Bank · $123M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 13 states.

Banks only
$117M to $128M in assets
Headquartered in 13 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Woodsfield Savings Bank(this institution)	Woodsfield, OH	$123M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of New Madrid	New Madrid, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bison State Bank	Bison, KS	$126M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Chester National Bank	Chester, IL	$126M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Citizens Bank of Rogersville	Rogersville, MO	$125M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Community Bank	Bristow, OK	$119M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Savings Bank	Bethel, OH	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Connect Bank	Star City, AR	$124M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Conservation First Bank	Benton, WI	$127M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Countryside Bank	Unadilla, NE	$119M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dalhart Federal Savings & Loan Association, SSB	Dalhart, TX	$126M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Farmers & Merchants Bank of North Dakota	Tolna, ND	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank of Bigfork	Bigfork, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Flora Bank & Trust	Flora, IL	$126M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
FNB Coweta	Coweta, OK	$128M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Headwaters State Bank	Land O' Lakes, WI	$122M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Henderson Federal Savings Bank	Henderson, TX	$118M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Logan County Bank	Scranton, AR	$121M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metz Banking Company	Nevada, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mid-Central National Bank	Wadena, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Progressive National Bank	Mansfield, LA	$123M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Granville National Bank	Granville, IL	$118M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Hamilton Bank	Hamilton, MO	$120M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Stockgrowers State Bank	Maple Hill, KS	$128M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Twin Cedars Bank	Bussey, IA	$118M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Bank & Trust Co.	Marshalltown, IA	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Woodsfield Savings Bank does not publish a monthly maintenance fee in the index.

The peer median is $6.50 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Woodsfield Savings Bank does not publish a monthly maintenance fee, so it is not on this chart.

Woodsfield Savings BankPeer (equal prices stack)Peer medianInclude $15 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Woodsfield Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Periodic statement minimum balance fee if daily balance drops below $1000.00 any day of the statement period (audience not stated, treated as personal)$10
Account Research Fee (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Reconciliation Assistance/Research (per hour charge) (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (audience not stated, treated as personal)$2

Overdraft & NSF

Overdraft Fee (per debit) (audience not stated, treated as personal)$30
per item
Non-Sufficient Funds (NSF) per check (audience not stated, treated as personal)$30
per item

ATM & Card

ATM Card Replacement$10

Wire Transfers

Domestic Wire Transfer Fees: Out$25
International Wire Fee: Out (audience not stated, treated as personal)$45

Check Services

Teller Check$5
Stop Payment Order (per request) (audience not stated, treated as personal)$30
per item
Check Image Copy (audience not stated, treated as personal)$1

Cash & Deposit

Coin Counting (audience not stated, treated as personal)10%

Account Services

Notary Fee$5
Drilling of Safety Deposit Box$200
Not compared: Box drilling or key fee
Lost Key (one key lost)$50
Not compared: Box drilling or key fee
Safety Deposit Box 3×10 Annual Fee$35
per year
Safety Deposit Box 5×10 Annual Fee$50
per year

Fee	Amount	Basis	Note
Account Maintenance
Periodic statement minimum balance fee if daily balance drops below $1000.00 any day of the statement period (audience not stated, treated as personal)	$10	Not stated	None
Account Research Fee (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Reconciliation Assistance/Research (per hour charge) (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (audience not stated, treated as personal)	$2	Not stated	None
Overdraft & NSF
Overdraft Fee (per debit) (audience not stated, treated as personal)	$30	per item	None
Non-Sufficient Funds (NSF) per check (audience not stated, treated as personal)	$30	per item	None
ATM & Card
ATM Card Replacement	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer Fees: Out	$25	Not stated	None
International Wire Fee: Out (audience not stated, treated as personal)	$45	Not stated	None
Check Services
Teller Check	$5	Not stated	None
Stop Payment Order (per request) (audience not stated, treated as personal)	$30	per item	None
Check Image Copy (audience not stated, treated as personal)	$1	Not stated	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Notary Fee	$5	Not stated	None
Drilling of Safety Deposit Box	$200Not compared: Box drilling or key fee	Not stated	None
Lost Key (one key lost)	$50Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box 3×10 Annual Fee	$35	per year	None
Safety Deposit Box 5×10 Annual Fee	$50	per year	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.