Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Woodsfield Savings Bank

Woodsfield, OhioBankCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statement Fee$2Within the typical range ($2–$5 nationally)

Periodic statement minimum balance fee if daily balance drops below $1000.00 any day of the statement period$10

$5 above the national median

per day · Source

Reconciliation Assistance/Research (per hour charge)$20

$5 below the national median

Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) per check$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source
Overdraft Fee (per debit)$30Within the typical range ($25–$32 nationally)
At the national median
Source

Check ServicesVerified

Stop Payment Order (per request)$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source
Teller Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source

Account ServicesVerified

Drilling of Safety Deposit Box$200Above the typical range ($25–$80 nationally)
$155 above the national median
Source
Lost Key (one key lost)$50Within the typical range ($25–$80 nationally)
$5 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Paper Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Periodic statement minimum balance fee if daily balance drops below $1000.00 any day of the statement period	$10Within the typical range ($3–$10 nationally)	$5 above the national median	per day	—	Source
Reconciliation Assistance/Research (per hour charge)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) per check	$30Within the typical range ($25–$31 nationally)	At the national median	per item	—	Source
Overdraft Fee (per debit)	$30
Check ServicesVerified
Stop Payment Order (per request)	$30Within the typical range ($20–$30 nationally)	$4 above the national median	—	—	Source
Teller Check	$5
Account ServicesVerified
Drilling of Safety Deposit Box	$200Above the typical range ($25–$80 nationally)	$155 above the national median	—	—	Source
Lost Key (one key lost)	$50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$123.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$123.3M

Total deposits

$112.7M

Service charge income

$31K

Fee income ratio

2.0%

Return on assets

1.14%

Branches

Service charge income by quarter

Q2 2026$31K

Q1 2026$36K

Q4 2025$34K

Q3 2025$32K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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