The Commercial Bank Of Ozark

Headquarters: Ozark, Alabama
Charter: Bank
Assets: $115.2M
Fed district: Atlanta

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4, the middle of its prices
The Commercial Bank Of Ozark: $2 to $7
The Commercial Bank Of Ozark: $2 to $7
U.S. median: no median
NSF / Returned Item
The Commercial Bank Of Ozark: $32.50
The Commercial Bank Of Ozark: $32.50
U.S. median: no median
Stop Payment
The Commercial Bank Of Ozark: $32.50
The Commercial Bank Of Ozark: $32.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Among its peers

The Commercial Bank Of Ozark · $115M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$110M to $120M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Commercial Bank Of Ozark(this institution)	Ozark, AL	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Bank of New Madrid	New Madrid, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Bank	Bristow, OK	$119M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Savings Bank	Bethel, OH	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Countryside Bank	Unadilla, NE	$119M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers & Merchants Bank of North Dakota	Tolna, ND	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Mechanics Federal Savings Bank	Bloomfield, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank	Heavener, OK	$113M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First State Bank of Bigfork	Bigfork, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank of Le Center	Le Center, MN	$110M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Henderson Federal Savings Bank	Henderson, TX	$118M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Metz Banking Company	Nevada, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mid-Central National Bank	Wadena, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Monroe Savings Bank	Williamstown, NJ	$114M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Peoples Bank of Greensboro	Greensboro, AL	$116M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Portage Bank	Bellevue, WA	$116M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Richland County Bank	Richland Center, WI	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rushford State Bank (Incorporated)	Rushford, MN	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Farmers State Bank of Brush	Brush, CO	$117M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Granville National Bank	Granville, IL	$118M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Hamilton Bank	Hamilton, MO	$120M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Lytle State Bank of Lytle, Texas	Lytle, TX	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples Bank	Sardis, TN	$113M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Savings and Loan Company	West Liberty, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Twin Cedars Bank	Bussey, IA	$118M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Bank & Trust Co.	Marshalltown, IA	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.25 (45%) below the median of similar-sized banks.

Compared at $4, the middle of its three prices, against a peer median of $7.25 among 12 publishing peers.

Its three checking prices are $2, $4 and $7.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Commercial Bank Of Oz…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from The Commercial Bank Of Ozark’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$2
per month
Regular Checking Service charge$7
per month
Service Charge$4
Account Research (Per hour-1/2 hr. min)$32.50
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (Per hour-1/2 hr. min) | $32.50
Debit Card Chargeback$32.50

Overdraft & NSF

Nonsufficient Funds (NSF) item$32.50
per item
Nonsufficient Funds ACH (Preauthorized Withdrawal)$32.50
Nonsufficient Funds ATM Withdrawal$32.50

ATM & Card

Replacement Card$10

Wire Transfers

International Wires-Outgoing$65

Check Services

Official Checks: Customer$5
Official Checks: Non-Customer$10
Travelers Express Money Orders: Customer$2.50
Travelers Express Money Orders: Non-Customer$5
Stop Payment (All Items)$32.50
Collection Items$25

Cash & Deposit

Deposited check returned unpaid$4.50

Account Services

Notary Service- Non Customer$10
Safe Deposit Box Rent (Annually)$35
per year
Garnishment or Levy$50

Other Fees

Photocopies (per page)$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies (per page) | $1.00

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$2	per month	None
Regular Checking Service charge	$7	per month	None
Service Charge	$4	Not stated	None
Account Research (Per hour-1/2 hr. min)	$32.50Not compared: Charged per hour; comparison unavailable	per hour	Account Research (Per hour-1/2 hr. min) \| $32.50
Debit Card Chargeback	$32.50	Not stated	None
Overdraft & NSF
Nonsufficient Funds (NSF) item	$32.50	per item	None
Nonsufficient Funds ACH (Preauthorized Withdrawal)	$32.50	Not stated	None
Nonsufficient Funds ATM Withdrawal	$32.50	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Wire Transfers
International Wires-Outgoing	$65	Not stated	None
Check Services
Official Checks: Customer	$5	Not stated	None
Official Checks: Non-Customer	$10	Not stated	None
Travelers Express Money Orders: Customer	$2.50	Not stated	None
Travelers Express Money Orders: Non-Customer	$5	Not stated	None
Stop Payment (All Items)	$32.50	Not stated	None
Collection Items	$25	Not stated	None
Cash & Deposit
Deposited check returned unpaid	$4.50	Not stated	None
Account Services
Notary Service- Non Customer	$10	Not stated	None
Safe Deposit Box Rent (Annually)	$35	per year	None
Garnishment or Levy	$50	Not stated	None
Other Fees
Photocopies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies (per page) \| $1.00

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The Commercial Bank Of Ozark's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4, the middle of its prices
The Commercial Bank Of Ozark: $2 to $7
The Commercial Bank Of Ozark: $2 to $7
U.S. median: no median
NSF / Returned Item
The Commercial Bank Of Ozark: $32.50
The Commercial Bank Of Ozark: $32.50
U.S. median: no median
Stop Payment
The Commercial Bank Of Ozark: $32.50
The Commercial Bank Of Ozark: $32.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

The Commercial Bank Of Ozark · $115M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$110M to $120M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Commercial Bank Of Ozark(this institution)	Ozark, AL	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Bank of New Madrid	New Madrid, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Bank	Bristow, OK	$119M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Savings Bank	Bethel, OH	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Countryside Bank	Unadilla, NE	$119M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers & Merchants Bank of North Dakota	Tolna, ND	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Mechanics Federal Savings Bank	Bloomfield, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank	Heavener, OK	$113M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First State Bank of Bigfork	Bigfork, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank of Le Center	Le Center, MN	$110M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Henderson Federal Savings Bank	Henderson, TX	$118M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Metz Banking Company	Nevada, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mid-Central National Bank	Wadena, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Monroe Savings Bank	Williamstown, NJ	$114M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Peoples Bank of Greensboro	Greensboro, AL	$116M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Portage Bank	Bellevue, WA	$116M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Richland County Bank	Richland Center, WI	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rushford State Bank (Incorporated)	Rushford, MN	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Farmers State Bank of Brush	Brush, CO	$117M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Granville National Bank	Granville, IL	$118M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Hamilton Bank	Hamilton, MO	$120M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Lytle State Bank of Lytle, Texas	Lytle, TX	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples Bank	Sardis, TN	$113M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Savings and Loan Company	West Liberty, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Twin Cedars Bank	Bussey, IA	$118M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Bank & Trust Co.	Marshalltown, IA	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.25 (45%) below the median of similar-sized banks.

Compared at $4, the middle of its three prices, against a peer median of $7.25 among 12 publishing peers.

Its three checking prices are $2, $4 and $7.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from The Commercial Bank Of Ozark’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$2
per month
Regular Checking Service charge$7
per month
Service Charge$4
Account Research (Per hour-1/2 hr. min)$32.50
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (Per hour-1/2 hr. min) | $32.50
Debit Card Chargeback$32.50

Overdraft & NSF

Nonsufficient Funds (NSF) item$32.50
per item
Nonsufficient Funds ACH (Preauthorized Withdrawal)$32.50
Nonsufficient Funds ATM Withdrawal$32.50

ATM & Card

Replacement Card$10

Wire Transfers

International Wires-Outgoing$65

Check Services

Official Checks: Customer$5
Official Checks: Non-Customer$10
Travelers Express Money Orders: Customer$2.50
Travelers Express Money Orders: Non-Customer$5
Stop Payment (All Items)$32.50
Collection Items$25

Cash & Deposit

Deposited check returned unpaid$4.50

Account Services

Notary Service- Non Customer$10
Safe Deposit Box Rent (Annually)$35
per year
Garnishment or Levy$50

Other Fees

Photocopies (per page)$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies (per page) | $1.00

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$2	per month	None
Regular Checking Service charge	$7	per month	None
Service Charge	$4	Not stated	None
Account Research (Per hour-1/2 hr. min)	$32.50Not compared: Charged per hour; comparison unavailable	per hour	Account Research (Per hour-1/2 hr. min) \| $32.50
Debit Card Chargeback	$32.50	Not stated	None
Overdraft & NSF
Nonsufficient Funds (NSF) item	$32.50	per item	None
Nonsufficient Funds ACH (Preauthorized Withdrawal)	$32.50	Not stated	None
Nonsufficient Funds ATM Withdrawal	$32.50	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Wire Transfers
International Wires-Outgoing	$65	Not stated	None
Check Services
Official Checks: Customer	$5	Not stated	None
Official Checks: Non-Customer	$10	Not stated	None
Travelers Express Money Orders: Customer	$2.50	Not stated	None
Travelers Express Money Orders: Non-Customer	$5	Not stated	None
Stop Payment (All Items)	$32.50	Not stated	None
Collection Items	$25	Not stated	None
Cash & Deposit
Deposited check returned unpaid	$4.50	Not stated	None
Account Services
Notary Service- Non Customer	$10	Not stated	None
Safe Deposit Box Rent (Annually)	$35	per year	None
Garnishment or Levy	$50	Not stated	None
Other Fees
Photocopies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies (per page) \| $1.00

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.