Frandsen Bank & Trust

Headquarters: Lonsdale, Minnesota
Charter: Bank
Assets: $3.7B
Fed district: Minneapolis

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Real Results Checking
Can be waived with a balance of $200 or more.
Frandsen Bank & Trust: $8
Frandsen Bank & Trust: $8
U.S. median: no median
Non-Network ATM
Frandsen Bank & Trust: $2
Frandsen Bank & Trust: $2
U.S. median: no median
Paper Statement
Frandsen Bank & Trust: $3
Frandsen Bank & Trust: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Frandsen Bank & Trust’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee$8
per month
Paper Statement Fee$3
Withdrawal Limit Fee charged for each withdrawal, transfer, and payment that exceeds 6 per monthly statement cycle$3
per item
Withdrawal Limit Fee charged for each withdrawal, transfer, or payment that exceeds 12 per calendar month$1
per item

ATM & Card

Non-MoneyPass ATM withdrawal fee$2
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	$8	per month	None
Paper Statement Fee	$3	Not stated	None
Withdrawal Limit Fee charged for each withdrawal, transfer, and payment that exceeds 6 per monthly statement cycle	$3	per item	None
Withdrawal Limit Fee charged for each withdrawal, transfer, or payment that exceeds 12 per calendar month	$1	per item	None
ATM & Card
Non-MoneyPass ATM withdrawal fee	$2	per transaction	None
Digital & Electronic
Online Bill Payment Fee	$5.95	Not stated	None

Showing 5 of 6 fees.

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when a fee at Frandsen Bank & Trust changes in our data