Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

The Granville National Bank

Granville, IllinoisBankChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account balancing assistance (per hour)$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=account_research; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Account balancing assistance (per hour) | $25.00" · Source

Account closure (if closed within 90 days)$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=early_closure; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Account closure (if closed within 90 days) | $25.00" · Source

Dormant account fee (monthly) (2yr no activity)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=dormant_account; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Dormant account fee (monthly) (2yr no activity) | $5.00" · Source

Undeliverable mail$5

$20 below the national median

Overdraft & NSFVerified

Non-sufficient funds (NSF) overdraft - each item$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=overdraft; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Non-sufficient funds (NSF) overdraft - each item | $30.00" · Source

ATM & CardVerified

Replace Lost ATM/Debit Card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=card_replacement; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Replace Lost ATM/Debit Card | $15.00" · Source

Wire TransfersVerified

Wire transfer: Domestic Incoming$30Above the typical range ($5–$15 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=wire_domestic_incoming; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Wire transfer: Domestic Incoming | $30.00" · Source
Wire transfer: Domestic Outgoing$30Above the typical range ($20–$25 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=wire_domestic_outgoing; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Wire transfer: Domestic Outgoing | $30.00" · Source
Wire transfer: Foreign Incoming$50Above the typical range ($10–$25 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=wire_intl_incoming; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Wire transfer: Foreign Incoming | $50.00" · Source
Wire transfer: Foreign Outgoing$75Above the typical range ($40–$50 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=wire_intl_outgoing; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Wire transfer: Foreign Outgoing | $75.00" · Source

Check ServicesVerified

Cashier's Checks ea.$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=cashiers_check; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Cashier's Checks ea. | $5.00" · Source
Money Orders ea.$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=money_order; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Money Orders ea. | $3.00" · Source
Stop payment (check & ach)$30Within the typical range ($20–$30 nationally)
$4.50 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=stop_payment; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Stop payment (check & ach) | $30.00" · Source

Cash & DepositVerified

Deposit item return$5.50Below the typical range ($10–$25 nationally)
$9.50 below the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=deposited_item_return; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Deposit item return | $5.50" · Source

Account ServicesVerified

Account levy/garnishment$75Within the typical range ($30–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=garnishment_levy; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Account levy/garnishment | $75.00" · Source

Retirement & IRAVerified

IRA transfer/rollover - out$30Within the typical range ($25–$35 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=ira_termination; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="IRA transfer/rollover - out | $30.00" · Source

Other FeesVerified

Photocopies (per sheet)$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=document_reproduction; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Photocopies (per sheet) | $0.25" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account balancing assistance (per hour)	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=account_research; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Account balancing assistance (per hour) \| $25.00"	Source
Account closure (if closed within 90 days)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=early_closure; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Account closure (if closed within 90 days) \| $25.00"	Source
Dormant account fee (monthly) (2yr no activity)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=dormant_account; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Dormant account fee (monthly) (2yr no activity) \| $5.00"	Source
Undeliverable mail	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=account_research; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Undeliverable mail \| $5.00"	Source
Overdraft & NSFVerified
Non-sufficient funds (NSF) overdraft - each item	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=overdraft; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Non-sufficient funds (NSF) overdraft - each item \| $30.00"	Source
ATM & CardVerified
Replace Lost ATM/Debit Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=card_replacement; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Replace Lost ATM/Debit Card \| $15.00"	Source
Wire TransfersVerified
Wire transfer: Domestic Incoming	$30Above the typical range ($5–$15 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=wire_domestic_incoming; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Wire transfer: Domestic Incoming \| $30.00"	Source
Wire transfer: Domestic Outgoing
Check ServicesVerified
Cashier's Checks ea.	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=cashiers_check; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Cashier's Checks ea. \| $5.00"	Source
Money Orders ea.	$3
Cash & DepositVerified
Deposit item return	$5.50Below the typical range ($10–$25 nationally)	$9.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=deposited_item_return; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Deposit item return \| $5.50"	Source
Account ServicesVerified
Account levy/garnishment	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=garnishment_levy; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Account levy/garnishment \| $75.00"	Source
Retirement & IRAVerified
IRA transfer/rollover - out	$30Within the typical range ($25–$35 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=ira_termination; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="IRA transfer/rollover - out \| $30.00"	Source
Other FeesVerified
Photocopies (per sheet)	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #6915. canonical_hint=document_reproduction; text_hash=2403349aa039ddfa30ed0880486eb247d6602227d325e289b2392fc2d1347e86; excerpt="Photocopies (per sheet) \| $0.25"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 17 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$118.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$118.4M

Total deposits

$105.1M

Service charge income

$19K

Fee income ratio

1.8%

Return on assets

1.33%

Branches

Service charge income by quarter

Q2 2026$19K

Q1 2026$18K

Q4 2025$20K

Q3 2025$21K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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