21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 30, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $6.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Bank of New Madrid’s own schedules, with a source for each figure.
per month
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per month
per month
per month
per month
per item
per month
per month
per hour
per item
per year
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $8 | per month | None |
| Monthly service charge | $7 | per month | None |
| Monthly service charge | $6 | per month | None |
| Monthly service charge | $3 | per month | None |
| Monthly service charge (daily balance falls below $200.00) | $3 | per month | None |
| Monthly service charge (daily balance falls below $2000.00) | $9 | per month | None |
| Service charge (daily balance falls below $2500) | $9 | per month | None |
| Early Account Closure | $25 | Not stated | None |
| Dormant Account | $6 | per item | None |
| Dormant Account | $5 | Not stated | None |
| Dormant service charge | $6 | per month | None |
| Inactivity fee | $5 | per month | None |
| Account Balancing (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft | $28 | Not stated | None |
| Overdraft fee | $28 | per item | None |
| Insufficient funds (NSF) fee | $28 | per item | None |
| NSF (insufficient funds) | $28 | Not stated | None |
| Sweep Transfer with mailed notice | $2 | Not stated | None |
Wire Transfers | |||
| Domestic Outgoing Wire Transfer Fee | $20 | Not stated | None |
| Wire Transfer (Domestic Out) | $20 | per item | None |
| Domestic Incoming Wire Transfer Fee | $17 | Not stated | None |
| Foreign Outgoing Wire Transfer Fee | $100 | Not stated | None |
| Wire Transfer (Int'l Out) | $65 | per item | None |
Check Services | |||
| Cashier’s Check Purchase Fee | $5 | Not stated | None |
| Money Order | $2.50 | per item | None |
| Money Order | $5 | per item | None |
| Money Order Purchase Fee | $2.50 | Not stated | None |
| Stop Payment | $30 | per item | None |
| Non-Customer Check Cashing Fee | $10 | Not stated | None |
Digital & Electronic | |||
| ACH Origination Fee | $3 | Not stated | None |
| Inactivity fee | $5 | Not stated | None |
| Rush Delivery Bill Pay - Next day | $19.95 | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Items | $5 | Not stated | None |
Account Services | |||
| Notary Service.(per signature) | $5 | per item | None |
| 10 x 10 Safe Deposit Box | $70 | per year | None |
| 3 x 10 Safe Deposit Box | $25 | per year | None |
| 3 x 5 Safe Deposit Box | $15 | per year | None |
| 5 x 10 Safe Deposit Box | $35 | per year | None |
| 5 x 5 Safe Deposit Box | $20 | per year | None |
| Replacement of Safe Deposit Lock or Key | $85Not compared: Box drilling or key fee | Not stated | None |
| Several sizes available, come in and see us about renting a box for your valuables and important papers. | $15 | per year | None |
| Fee for garnishment or levies | $100 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $3.95 | Not stated | None |
Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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