Compared with Missouri
9 of 21
compared fees are above the median.
9 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
78th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the Missouri median
of 21 compared; 9 below, 3 about the same
See the feesFee schedule read Oct 30, 2026
Call-report figures are for Bank of New Madrid at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,681 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Missouri median | Published fees above the Missouri median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Bank of New Madrid's published fee schedule; Bank Fee Index medians | Current schedule | Oct 30, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 3.7% of revenue, above the 2.1% median of 1,681 banks with under $300M in assets (78th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $50K in Q2 2026, 3.8% below the same quarter a year earlier ($52K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
9 of 21 compared published fees sit above the Missouri median; 9 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Missouri medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $6.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 3.8% from Q3 2025 to Q2 2026, to $50K. Its share of revenue, 3.7%, is above the 2.1% median for banks with under $300M in assets.
$50K
Bank of New MadridMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 1,681 banks with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $3 to $8; we compare the midpoint.
Bank of New Madrid · $117M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Bank of New Madrid(this institution) | New Madrid, MO | $117M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Bank | Bristow, OK | $119M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Savings Bank | Bethel, OH | $120M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Countryside Bank | Unadilla, NE | $119M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Farmers & Merchants Bank of North Dakota | Tolna, ND | $120M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Farmers and Mechanics Federal Savings Bank | Bloomfield, IN | $114M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank | Heavener, OK | $113M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank of Bigfork | Bigfork, MN | $117M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Headwaters State Bank | Land O' Lakes, WI | $122M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Henderson Federal Savings Bank | Henderson, TX | $118M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Logan County Bank | Scranton, AR | $121M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Metz Banking Company | Nevada, MO | $117M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mid-Central National Bank | Wadena, MN | $117M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Monroe Savings Bank | Williamstown, NJ | $114M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Peoples Bank of Greensboro | Greensboro, AL | $116M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Portage Bank | Bellevue, WA | $116M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Richland County Bank | Richland Center, WI | $114M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Rushford State Bank (Incorporated) | Rushford, MN | $115M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Commercial Bank Of Ozark | Ozark, AL | $115M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| The Farmers State Bank of Brush | Brush, CO | $117M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Granville National Bank | Granville, IL | $118M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Hamilton Bank | Hamilton, MO | $120M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Lytle State Bank of Lytle, Texas | Lytle, TX | $115M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Peoples Bank | Sardis, TN | $113M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Twin Cedars Bank | Bussey, IA | $118M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| United Bank & Trust Co. | Marshalltown, IA | $120M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $6.50, the middle of its four prices, against a peer median of $7.50 among 11 publishing peers.
Its four checking prices are $3, $6, $7 and $8.
$6.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Bank of New Madrid (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $50K | +$2K | +4.2% |
| Q1 2026 | $48K | −$3K | −5.9% |
| Q4 2025 | $51K | −$1K | −1.9% |
| Q3 2025 | $52K | $0 | 0.0% |
| Q2 2025 | $52K | −$3K | −5.5% |
| Q1 2025 | $55K | −$3K | −5.2% |
| Q4 2024 | $58K | +$5K | +9.4% |
| Q3 2024 | $53K | +$3K | +6.0% |
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,681 reported a share above 0% and are counted, Bank of New Madrid left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Bank of New Madrid by share.
Amounts from Bank of New Madrid’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per month
per month
per item
per month
per month
per hour
per item
per item
per item
per item
per item
per item
per item
per item
per year
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $8Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge | $3Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge (daily balance falls below $200.00) | $3Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service charge (daily balance falls below $2000.00) | $9Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Service charge (daily balance falls below $2500) | $9Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Early Account Closure | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant Account | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Dormant Account | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Dormant service charge | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Inactivity fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Balancing (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft | $28Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft fee | $28Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Insufficient funds (NSF) fee | $28Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| NSF (insufficient funds) | $28Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Sweep Transfer with mailed notice | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Wire Transfers | |||
| Domestic Outgoing Wire Transfer Fee | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfer (Domestic Out) | $20Inside the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Domestic Incoming Wire Transfer Fee | $17Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Foreign Outgoing Wire Transfer Fee | $100Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfer (Int'l Out) | $65Above the U.S. middle 50% ($40 to $50 nationally) | per item | None |
Check Services | |||
| Cashier’s Check Purchase Fee | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order | $2.50Inside the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Money Order | $5Above the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Money Order Purchase Fee | $2.50Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Non-Customer Check Cashing Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Digital & Electronic | |||
| ACH Origination Fee | $3Below the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Inactivity fee | $5Inside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Rush Delivery Bill Pay - Next day | $19.95Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Items | $5Below the U.S. middle 50% ($8.88 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Service.(per signature) | $5Inside the U.S. middle 50% ($0 to $5 nationally) | per item | None |
| 10 x 10 Safe Deposit Box | $70Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3 x 10 Safe Deposit Box | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3 x 5 Safe Deposit Box | $15Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5 x 10 Safe Deposit Box | $35Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5 x 5 Safe Deposit Box | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Replacement of Safe Deposit Lock or Key | $85Not compared: Box drilling or key fee | Not stated | None |
| Several sizes available, come in and see us about renting a box for your valuables and important papers. | $15Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Fee for garnishment or levies | $100Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card | $3.95Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Bank of New Madrid operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state, $98.9M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 2 | $98.9M |
Largest competitors nearby
Local market: New Madrid county, MO, where it holds the most deposits.
| 9 in its local market | Deposit share |
|---|---|
| Southern Bank | 26.2% |
| Focus Bank | 25.8% |
| First State Bank and Trust Company, Inc. | 14.9% |
| First State Community Bank | 6.3% |
| Alliance Bank | 4.1% |
This bank holds 22.7% of the deposits there.
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.