Bank of the Sierra

Headquarters: Porterville, California
Charter: Bank
Assets: $3.7B
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
Bank of the Sierra: $3 to $10
Bank of the Sierra: $3 to $10
U.S. median: no median
Non-Network ATM
Bank of the Sierra: $2.50
Bank of the Sierra: $2.50
U.S. median: no median
Wire Transfer (Domestic Out)
Bank of the Sierra: $20 to $27.50
Bank of the Sierra: $20 to $27.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of the Sierra’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$3
per month
Monthly Maintenance Service Charge$10
per month
Early Account Closure within 6 Months - DDAEarly Account Closure within 6 Months - DDA$25
Early Account Closure within 6 Months - SAVEarly Account Closure within 6 Months - SAV$5
Excess Transaction - All Personal/Business SAVExcess Transaction - Sierra Personal MMA$12
Excess Transaction - All Personal SAVExcess Transaction - All Personal SAV$2

ATM & Card

Non-Bank of the Sierra ATM - CustomerNon-Bank of the Sierra ATM - Customer$2.50
Sierra Debit Card Replacement - per cardSierra Debit Card Replacement - per card$5
per item
Expedited Card FeeExpedited Card Fee$45

Wire Transfers

Online Outgoing Wire Domestic - per wireOnline Outgoing Wire Domestic - per wire$20
per item
Outgoing Wire Domestic - per wireOutgoing Wire Domestic - per wire$27.50
per item
Incoming Wire Fee - per wireIncoming Wire Fee - per wire$15
per item
Online Outgoing Wire Foreign (USD) - per wireOnline Outgoing Wire Foreign (USD) - per wire$40
per item
Outgoing Wire Foreign (USD) - per wireOutgoing Wire Foreign (USD) - per wire$50
per item

Check Services

Cashier’s Check - per checkCashier’s Check - per check$6
per item
Cashier’s Check Non-Customer - per checkCashier’s Check Non-Customer - per check$12
per item
Stop Payment In Branch - per itemStop Payment In Branch - per item$30
per item
Stop Payment Online - per itemStop Payment Online - per item$15
per item
Counter Check Fee - per sheetCounter Check Fee - per sheet$2
per item
Photocopies$0.50
per item · Per page
Photocopy of Paid Check - per itemPhotocopy of Paid Check - per item$1
per item

Account Services

2 X 5 Safe Deposit Box - Annual Fee2 X 5 Safe Deposit Box - Annual Fee$30
per year
7 X 10 Safe Deposit Box - Annual Fee7 X 10 Safe Deposit Box - Annual Fee$100
per year
9 X 10 Safe Deposit Box - Annua$150
per year
Collections - ForeignCollections - Foreign | At CostAt Cost | 6 X 10 Safe Deposit Box - Annual Fee6 X 10 Safe Deposit Box$90
per year
Missing Key (audience not stated, treated as personal)$25
Not compared: Box drilling or key fee
per item

Other Fees

Fax Services Additional Page - per pageFax Services Additional Page - per page$1
per item
Fax Services First Page (audience not stated, treated as personal)$3
per item
Fax Services First PageFax Services First Page$3
Photocopies - per pagePhotocopies - per page$0.50
per item
Special Statement Request/Copy - per statementSpecial Statement Request/Copy - per statement$6
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$3	per month	None
Monthly Maintenance Service Charge	$10	per month	None
Early Account Closure within 6 Months - DDAEarly Account Closure within 6 Months - DDA	$25	Not stated	None
Early Account Closure within 6 Months - SAVEarly Account Closure within 6 Months - SAV	$5	Not stated	None
Excess Transaction - All Personal/Business SAVExcess Transaction - Sierra Personal MMA	$12	Not stated	None
Excess Transaction - All Personal SAVExcess Transaction - All Personal SAV	$2	Not stated	None
ATM & Card
Non-Bank of the Sierra ATM - CustomerNon-Bank of the Sierra ATM - Customer	$2.50	Not stated	None
Sierra Debit Card Replacement - per cardSierra Debit Card Replacement - per card	$5	per item	None
Expedited Card FeeExpedited Card Fee	$45	Not stated	None
Wire Transfers
Online Outgoing Wire Domestic - per wireOnline Outgoing Wire Domestic - per wire	$20	per item	None
Outgoing Wire Domestic - per wireOutgoing Wire Domestic - per wire	$27.50	per item	None
Incoming Wire Fee - per wireIncoming Wire Fee - per wire	$15	per item	None
Online Outgoing Wire Foreign (USD) - per wireOnline Outgoing Wire Foreign (USD) - per wire	$40	per item	None
Outgoing Wire Foreign (USD) - per wireOutgoing Wire Foreign (USD) - per wire	$50	per item	None
Check Services
Cashier’s Check - per checkCashier’s Check - per check	$6	per item	None
Cashier’s Check Non-Customer - per checkCashier’s Check Non-Customer - per check	$12	per item	None
Stop Payment In Branch - per itemStop Payment In Branch - per item	$30	per item	None
Stop Payment Online - per itemStop Payment Online - per item	$15	per item	None
Counter Check Fee - per sheetCounter Check Fee - per sheet	$2	per item	None
Photocopies	$0.50	per item	Per page
Photocopy of Paid Check - per itemPhotocopy of Paid Check - per item	$1	per item	None
Account Services
2 X 5 Safe Deposit Box - Annual Fee2 X 5 Safe Deposit Box - Annual Fee	$30	per year	None
7 X 10 Safe Deposit Box - Annual Fee7 X 10 Safe Deposit Box - Annual Fee	$100	per year	None
9 X 10 Safe Deposit Box - Annua	$150	per year	None
Collections - ForeignCollections - Foreign \| At CostAt Cost \| 6 X 10 Safe Deposit Box - Annual Fee6 X 10 Safe Deposit Box	$90	per year	None
Missing Key (audience not stated, treated as personal)	$25Not compared: Box drilling or key fee	per item	None
Other Fees
Fax Services Additional Page - per pageFax Services Additional Page - per page	$1	per item	None
Fax Services First Page (audience not stated, treated as personal)	$3	per item	None
Fax Services First PageFax Services First Page	$3	Not stated	None
Photocopies - per pagePhotocopies - per page	$0.50	per item	None
Special Statement Request/Copy - per statementSpecial Statement Request/Copy - per statement	$6	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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