13 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from FNB Coweta’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Reconciliation (minimum 1 hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research (minimum 1 hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Temporary Statements | $3 | per item | None |
Overdraft & NSF | |||
| Overdrafts | $25 | Not stated | None |
| NSF Return Item Fee | $25 | Not stated | None |
ATM & Card | |||
| ATM Fee, Per Transaction | $1.50 | per item | None |
| ATM/Debit Card Replacement Fee | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer: Domestic Incoming | $10 | Not stated | None |
Check Services | |||
| Cashier’s Checks | $5 | Not stated | None |
| Money Orders (customers) | $5 | Not stated | None |
| Stop Payment | $25 | Not stated | None |
| Collection Fees | $20 | Not stated | None |
Cash & Deposit | |||
| Return Deposit Items | $7 | Not stated | None |
Account Services | |||
| Drilling Box | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 X 10 X 24 | $70 | per year | None |
| Safe Deposit Box 3 X 10 X 24 | $30 | per year | None |
| Safe Deposit Box 3 X 3 X 24 | $20 | per year | None |
| Safe Deposit Box 9 X 9 X 24 | $50 | per year | None |
Other Fees | |||
| Fax | $3 | Not stated | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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