Fees from its schedule are under review and appear here once review is done.
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Total assets
Q1 2026, quarter end
FDIC call report data · Mar 31, 2026
Revenue
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge income
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge share of revenue
10th percentile; peer median 2.1%
FDIC call report data · Mar 31, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Not on file
Call-report figures are for Community Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,708 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q1 2026 Quarter ended Mar 31, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Community Bank's published fee schedule; Bank Fee Index medians | Current schedule | Not recorded |
Service-charge income by quarter
Q4 2023 to Q1 2026, standalone quarters
Service charges were 0.6% of revenue, below the 2.1% median of 1,708 banks with under $300M in assets (10th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $8K in Q1 2026, 67% below the same quarter a year earlier ($24K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Community Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q2 2024 to Q1 2026, standalone quarters · 65 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q1 2026 | $8K | +$78K | |
| Q4 2025 | -$70K | −$108K | |
| Q3 2025 | $38K | +$11K | +40.7% |
| Q2 2025 | $27K | +$3K | +12.5% |
| Q1 2025 | $24K | −$6K | −20.0% |
| Q4 2024 | $30K | −$5K | −14.3% |
| Q3 2024 | $35K | −$4K | −10.3% |
| Q2 2024 | $39K | +$6K | +18.2% |
Financial cohort: 1,782 banks with under $300M in assets filing for Q1 2026; 1,708 reported a share above 0% and are counted, Community Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Community Bank by share.
They stay out of every comparison until review is done.
per item
per item · per item
per item
per item · per page, non-customer
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per item · 10%
per item · per page, non-customers
per item
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| ATM/Debit Card Hot Card Fee (audience not stated, treated as personal) | $7 | per item | None |
| Collection Items (audience not stated, treated as personal) | $15 | per item | per item |
| Domestic Outgoing/Incoming Wire Fee (audience not stated, treated as personal) | $15 | per item | None |
| Fax Services (audience not stated, treated as personal) | $1 | per item | per page, non-customer |
| Foreign Wire Fee (audience not stated, treated as personal) | $50 | per item | None |
| Non-Customer Coin Fee (audience not stated, treated as personal) | Not stated | per item | 10% |
| Photocopies (audience not stated, treated as personal) | $0.25 | per item | per page, non-customers |
| Repetitive Outgoing Wire (audience not stated, treated as personal) | $10 | per item | None |
| Safe Deposit Box Annual Rental - 10" x 10" (audience not stated, treated as personal) | $60 | per year | None |
| Safe Deposit Box Annual Rental - 3" x 10" (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box Annual Rental - 5" x 10" (audience not stated, treated as personal) | $35 | per year | None |
| Undeliverable Statement Mail Fee (audience not stated, treated as personal) | $10 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Community Bank operates, and what regulators and customers have on file.
Branch footprint
1 offices in 1 state, $113.2M in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 1 | $113.2M |
Largest competitors nearby
Local market: Woods county, OK, around its headquarters.
| 5 in its local market | Deposit share |
|---|---|
| Alva State Bank & Trust Company | 50.1% |
| High Plains Bank | 29.9% |
| Dream First Bank, National Association | 11.7% |
| COREBANK | 4.4% |
| The Hopeton State Bank | 3.9% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows