1st Equity Bank

Headquarters: Skokie, Illinois
Charter: Bank
Assets: $130.0M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
1st Equity Bank: $10
1st Equity Bank: $10
U.S. median: no median
Overdraft (OD)
1st Equity Bank: $20
1st Equity Bank: $20
U.S. median: no median
Wire Transfer (Domestic Out)
1st Equity Bank: $30
1st Equity Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 1st Equity Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance (audience not stated, treated as personal)$10
Account closed within 30 days of opening$20
Dormant account fee$5
per month
Account research & balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive withdrawal fee (audience not stated, treated as personal)$10
per item

Overdraft & NSF

Paid NSF Item Charge$20
per item
Overdraft protection from line of credit$25
Not compared: Annual charge, not per item
per year
Overdraft protection from savings$1
per item
Returned item fee daily maximum (audience not stated, treated as personal)$100
per day

Wire Transfers

Wire Transfer Fees: Domestic - Outgoing (audience not stated, treated as personal)$30
Wire Transfer Fees: Incoming (audience not stated, treated as personal)$25
Wire Transfer Fees: Foreign - Outgoing (audience not stated, treated as personal)$65

Check Services

Cashier’s checks: Customer (audience not stated, treated as personal)$3
Cashier’s checks: Non-customer (audience not stated, treated as personal)$10
Stop payment$20
per item
Stop payments (all items)$20
Check cashing (non-customer)$20

Cash & Deposit

Returned item fee$20
per item

Account Services

Garnishments, levies & attachments$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance (audience not stated, treated as personal)	$10	Not stated	None
Account closed within 30 days of opening	$20	Not stated	None
Dormant account fee	$5	per month	None
Account research & balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive withdrawal fee (audience not stated, treated as personal)	$10	per item	None
Overdraft & NSF
Paid NSF Item Charge	$20	per item	None
Overdraft protection from line of credit	$25Not compared: Annual charge, not per item	per year	None
Overdraft protection from savings	$1	per item	None
Returned item fee daily maximum (audience not stated, treated as personal)	$100	per day	None
Wire Transfers
Wire Transfer Fees: Domestic - Outgoing (audience not stated, treated as personal)	$30	Not stated	None
Wire Transfer Fees: Incoming (audience not stated, treated as personal)	$25	Not stated	None
Wire Transfer Fees: Foreign - Outgoing (audience not stated, treated as personal)	$65	Not stated	None
Check Services
Cashier’s checks: Customer (audience not stated, treated as personal)	$3	Not stated	None
Cashier’s checks: Non-customer (audience not stated, treated as personal)	$10	Not stated	None
Stop payment	$20	per item	None
Stop payments (all items)	$20	Not stated	None
Check cashing (non-customer)	$20	Not stated	None
Cash & Deposit
Returned item fee	$20	per item	None
Account Services
Garnishments, levies & attachments	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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