vs. U.S. typical range:LowerTypicalHigher
$6.95 above the national median
per day · Source
per year · Source
$5.05 below the national median
per year · Source
$44.95 above the national median
per month · Source
per year · Source
per month · Source
$5.50 above the national median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Balancing Assistance - per hour | $24.95Within the typical range ($20–$25 nationally) | $0.05 below the national median | — | — | Source |
| Account Research | $49.95Above the typical range ($20–$25 nationally) | $24.95 above the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| Business Continuous Overdraft Daily Fee | $11.95Within the typical range ($5–$18.50 nationally) | $6.95 above the national median | per day | — | Source |
| Overdraft / Nonsufficient Funds | $29.95 | ||||
ATM & CardVerified | |||||
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Check | $12Above the typical range ($3–$5.50 nationally) | $7 above the national median | — | — | Source |
| Check Cashing - Non client | $25 | ||||
Digital & ElectronicVerified | |||||
| Personal ACH Origination | $4.95Below the typical range ($5–$20 nationally) | $5.05 below the national median | per year | — | Source |
Account ServicesVerified | |||||
| Garnishment / Levy | $94.95Above the typical range ($30–$75 nationally) | $44.95 above the national median | per month | — | Source |
| Lost Key Replacement | $40 | ||||
Lending FeesVerified | |||||
| Late Payment Per Month - after 30 days | $5Below the typical range ($12.75–$25 nationally) | $16 below the national median | per month | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card | $9Above the typical range ($3–$4.50 nationally) | $5.50 above the national median | per month | — | Source |
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Headline fees vs. national median
Overdraft
$29.95
Headline fees published
4 of 15
Published fees
14
Under review
0
Assets
$136.5M
Work at Union State Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$136.5M
Total deposits
$125.3M
Service charge income
$49K
Fee income ratio
3.4%
Return on assets
1.18%
Branches
3
Service charge income by quarter
Financial profile · Pro
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| $0.05 below the national median |
| — |
| — |
| Source |
| $20 above the national median |
| — |
| — |
| Source |
| Money Order | $5Above the typical range ($1.75–$3 nationally) | $3 above the national median | per year | — | Source |
| Stop Payment | $29.95Within the typical range ($20–$30 nationally) | $3.95 above the national median | — | — | Source |
| $5 below the national median |
| per year |
| — |
| Source |