First Guaranty Bank

Headquarters: Hammond, Louisiana
Charter: Bank
Assets: $3.9B
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account DetailsFGB Debit Cards $6 to $15
Compared at $10.50, the middle of its prices
First Guaranty Bank: $6 to $15
First Guaranty Bank: $6 to $15
U.S. median: no median
Overdraft (OD)
First Guaranty Bank: $38
First Guaranty Bank: $38
U.S. median: no median
NSF / Returned Item
First Guaranty Bank: $38
First Guaranty Bank: $38
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Guaranty Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$6
per month
Monthly service charge$15
per month
Early Account Closing (within 90 days)$25
Dormant Account Fee (per month)$5
per month
Research/Assistance (per hour; $5.00 min)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD)$38
per item
Overdraft (OD) Paid Item/NSF Return Item Charge$38
NSF Return Item Charge$38
per item

ATM & Card

ATM INQ Fee$2.50
ATM WD Fee$2.50
Replacement Card Fee$5
Cross-Border Transaction fee0.9%of the transaction
per transaction
Currency Conversion fee0.2%of the transaction
per transaction

Check Services

Official Checks$5
Stop Payment (request or renewal)$38
Check Collection Items: Domestic$25
Check Collection Items: International$50

Digital & Electronic

Bill Pay (Unlimited Transactions; 3rd party interest charged may apply)No charge

Cash & Deposit

Charge Back Fee (returned deposited checks)$5
Night Depository Service Fee (per year)$20
Not compared: Annual charge, not per item
per year

Account Services

Replacement of Lost Key$35
Not compared: Box drilling or key fee
Levies/Garnishment (per occurrence)$50
per item
Verification of Deposit/Mortgage$25

Other Fees

Copies (per page)$3
Not compared: Charged per page; comparison unavailable
per page
Statement Printout (per statement)$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$6	per month	None
Monthly service charge	$15	per month	None
Early Account Closing (within 90 days)	$25	Not stated	None
Dormant Account Fee (per month)	$5	per month	None
Research/Assistance (per hour; $5.00 min)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD)	$38	per item	None
Overdraft (OD) Paid Item/NSF Return Item Charge	$38	Not stated	None
NSF Return Item Charge	$38	per item	None
ATM & Card
ATM INQ Fee	$2.50	Not stated	None
ATM WD Fee	$2.50	Not stated	None
Replacement Card Fee	$5	Not stated	None
Cross-Border Transaction fee	0.9%of the transaction	per transaction	None
Currency Conversion fee	0.2%of the transaction	per transaction	None
Check Services
Official Checks	$5	Not stated	None
Stop Payment (request or renewal)	$38	Not stated	None
Check Collection Items: Domestic	$25	Not stated	None
Check Collection Items: International	$50	Not stated	None
Digital & Electronic
Bill Pay (Unlimited Transactions; 3rd party interest charged may apply)	No charge	Not stated	None
Cash & Deposit
Charge Back Fee (returned deposited checks)	$5	Not stated	None
Night Depository Service Fee (per year)	$20Not compared: Annual charge, not per item	per year	None
Account Services
Replacement of Lost Key	$35Not compared: Box drilling or key fee	Not stated	None
Levies/Garnishment (per occurrence)	$50	per item	None
Verification of Deposit/Mortgage	$25	Not stated	None
Other Fees
Copies (per page)	$3Not compared: Charged per page; comparison unavailable	per page	None
Statement Printout (per statement)	$5	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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