West Plains Bank

Headquarters: Ainsworth, Nebraska
Charter: Bank
Assets: $139.3M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
West Plains Bank: $30
West Plains Bank: $30
U.S. median: no median
NSF / Returned Item
West Plains Bank: $30
West Plains Bank: $30
U.S. median: no median
Non-Network ATM
West Plains Bank: $2
West Plains Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from West Plains Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Research- per hour (min. $30.00)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft – per item$30
per item
Returned Item Fee – per item returned$30
per item
+Continuous Overdraft (every 7 business days)$30
Overdraft Protection Transfer – per transfer$2
per item

ATM & Card

ATM Transaction-Non-Money Pass Terminal$2
ATM / Visa Debit Card – Replacement$10
Lost Debit Card within 30 days$25

Wire Transfers

International Wire Transfer$60

Check Services

Cashier’s Check & Money Order$3
Stop Payment Charge – per item$30
per item
Check Cashing up to - non-customer$5
Collection Item – customer$10
Collection Item – non-customers$25
With Check Images$5

Digital & Electronic

ACH Origination Initial Setup (One time)$5
one time
ACH Origination Recurring Monthly$2
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Charge Back (Merchant Returned Check) per item$10
per item
Night Deposit Duplicate Keys$10

Account Services

Notary Fee – customerNo charge
Notary Fee – non-customer$2
Garnishment or Levy$30

Other Fees

Fax per page$2
per item
Photocopies per page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research- per hour (min. $30.00)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft – per item	$30	per item	None
Returned Item Fee – per item returned	$30	per item	None
+Continuous Overdraft (every 7 business days)	$30	Not stated	None
Overdraft Protection Transfer – per transfer	$2	per item	None
ATM & Card
ATM Transaction-Non-Money Pass Terminal	$2	Not stated	None
ATM / Visa Debit Card – Replacement	$10	Not stated	None
Lost Debit Card within 30 days	$25	Not stated	None
Wire Transfers
International Wire Transfer	$60	Not stated	None
Check Services
Cashier’s Check & Money Order	$3	Not stated	None
Stop Payment Charge – per item	$30	per item	None
Check Cashing up to - non-customer	$5	Not stated	None
Collection Item – customer	$10	Not stated	None
Collection Item – non-customers	$25	Not stated	None
With Check Images	$5	Not stated	None
Digital & Electronic
ACH Origination Initial Setup (One time)	$5	one time	None
ACH Origination Recurring Monthly	$2Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Charge Back (Merchant Returned Check) per item	$10	per item	None
Night Deposit Duplicate Keys	$10	Not stated	None
Account Services
Notary Fee – customer	No charge	Not stated	None
Notary Fee – non-customer	$2	Not stated	None
Garnishment or Levy	$30	Not stated	None
Other Fees
Fax per page	$2	per item	None
Photocopies per page	$0.25	per item	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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