West Plains Bank

Headquarters: Ainsworth, Nebraska
Charter: Bank
Assets: $139.3M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
West Plains Bank: $30
West Plains Bank: $30
U.S. median: no median
NSF / Returned Item
West Plains Bank: $30
West Plains Bank: $30
U.S. median: no median
Non-Network ATM
West Plains Bank: $2
West Plains Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

West Plains Bank · $139M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$133M to $147M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
West Plains Bank(this institution)	Ainsworth, NE	$139M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bank of Halls	Halls, TN	$135M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank Plus	Estherville, IA	$145M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bridge Community Bank	Mount Vernon, IA	$141M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Clay County Bank, Inc.	Clay, WV	$136M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Bank of Pleasant Hill	Pleasant Hill, MO	$133M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Federated Bank	Onarga, IL	$140M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First State Bank	Belmond, IA	$142M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jonesburg State Bank	Jonesburg, MO	$146M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Marion State Bank	Marion, TX	$142M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Millbury National Bank	Millbury, MA	$147M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
River Falls State Bank	River Falls, WI	$143M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Security First National Bank of Hugo	Hugo, OK	$138M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Security State Bank	Iron River, WI	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Stoughton Co-operative Bank	Stoughton, MA	$135M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank in Cimarron	Cimarron, KS	$143M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Aspermont	Aspermont, TX	$134M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The First National Bank of Ely	Ely, NV	$133M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The First National Bank of Moose Lake	Moose Lake, MN	$134M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First State Bank of Rosemount	Rosemount, MN	$146M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Miners State Bank	Iron River, MI	$135M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Bank	Taylorsville, KY	$145M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Twin Valley Bank	West Alexandria, OH	$138M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union Federal Savings and Loan Association	Kewanee, IL	$146M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Union State Bank	Winterset, IA	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Vermilion Bank & Trust Company	Kaplan, LA	$145M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

West Plains Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

West Plains Bank does not publish a monthly maintenance fee, so it is not on this chart.

West Plains BankPeer (equal prices stack)Peer medianInclude $20 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from West Plains Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Research- per hour (min. $30.00)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft – per item$30
per item
Returned Item Fee – per item returned$30
per item
+Continuous Overdraft (every 7 business days)$30
Overdraft Protection Transfer – per transfer$2
per item

ATM & Card

ATM Transaction-Non-Money Pass Terminal$2
ATM / Visa Debit Card – Replacement$10
Lost Debit Card within 30 days$25

Wire Transfers

International Wire Transfer$60

Check Services

Cashier’s Check & Money Order$3
Stop Payment Charge – per item$30
per item
Check Cashing up to - non-customer$5
Collection Item – customer$10
Collection Item – non-customers$25
With Check Images$5

Digital & Electronic

ACH Origination Initial Setup (One time)$5
one time
ACH Origination Recurring Monthly$2
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Charge Back (Merchant Returned Check) per item$10
per item
Night Deposit Duplicate Keys$10

Account Services

Notary Fee – customerNo charge
Notary Fee – non-customer$2
Garnishment or Levy$30

Other Fees

Fax per page$2
per item
Photocopies per page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research- per hour (min. $30.00)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft – per item	$30	per item	None
Returned Item Fee – per item returned	$30	per item	None
+Continuous Overdraft (every 7 business days)	$30	Not stated	None
Overdraft Protection Transfer – per transfer	$2	per item	None
ATM & Card
ATM Transaction-Non-Money Pass Terminal	$2	Not stated	None
ATM / Visa Debit Card – Replacement	$10	Not stated	None
Lost Debit Card within 30 days	$25	Not stated	None
Wire Transfers
International Wire Transfer	$60	Not stated	None
Check Services
Cashier’s Check & Money Order	$3	Not stated	None
Stop Payment Charge – per item	$30	per item	None
Check Cashing up to - non-customer	$5	Not stated	None
Collection Item – customer	$10	Not stated	None
Collection Item – non-customers	$25	Not stated	None
With Check Images	$5	Not stated	None
Digital & Electronic
ACH Origination Initial Setup (One time)	$5	one time	None
ACH Origination Recurring Monthly	$2Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Charge Back (Merchant Returned Check) per item	$10	per item	None
Night Deposit Duplicate Keys	$10	Not stated	None
Account Services
Notary Fee – customer	No charge	Not stated	None
Notary Fee – non-customer	$2	Not stated	None
Garnishment or Levy	$30	Not stated	None
Other Fees
Fax per page	$2	per item	None
Photocopies per page	$0.25	per item	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when West Plains Bank's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
West Plains Bank: $30
West Plains Bank: $30
U.S. median: no median
NSF / Returned Item
West Plains Bank: $30
West Plains Bank: $30
U.S. median: no median
Non-Network ATM
West Plains Bank: $2
West Plains Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

West Plains Bank · $139M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$133M to $147M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
West Plains Bank(this institution)	Ainsworth, NE	$139M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bank of Halls	Halls, TN	$135M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank Plus	Estherville, IA	$145M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bridge Community Bank	Mount Vernon, IA	$141M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Clay County Bank, Inc.	Clay, WV	$136M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Bank of Pleasant Hill	Pleasant Hill, MO	$133M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Federated Bank	Onarga, IL	$140M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First State Bank	Belmond, IA	$142M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jonesburg State Bank	Jonesburg, MO	$146M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Marion State Bank	Marion, TX	$142M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Millbury National Bank	Millbury, MA	$147M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
River Falls State Bank	River Falls, WI	$143M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Security First National Bank of Hugo	Hugo, OK	$138M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Security State Bank	Iron River, WI	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Stoughton Co-operative Bank	Stoughton, MA	$135M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank in Cimarron	Cimarron, KS	$143M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Aspermont	Aspermont, TX	$134M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The First National Bank of Ely	Ely, NV	$133M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The First National Bank of Moose Lake	Moose Lake, MN	$134M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First State Bank of Rosemount	Rosemount, MN	$146M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Miners State Bank	Iron River, MI	$135M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Bank	Taylorsville, KY	$145M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Twin Valley Bank	West Alexandria, OH	$138M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union Federal Savings and Loan Association	Kewanee, IL	$146M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Union State Bank	Winterset, IA	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Vermilion Bank & Trust Company	Kaplan, LA	$145M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

West Plains Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

West Plains Bank does not publish a monthly maintenance fee, so it is not on this chart.

West Plains BankPeer (equal prices stack)Peer medianInclude $20 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from West Plains Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Research- per hour (min. $30.00)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft – per item$30
per item
Returned Item Fee – per item returned$30
per item
+Continuous Overdraft (every 7 business days)$30
Overdraft Protection Transfer – per transfer$2
per item

ATM & Card

ATM Transaction-Non-Money Pass Terminal$2
ATM / Visa Debit Card – Replacement$10
Lost Debit Card within 30 days$25

Wire Transfers

International Wire Transfer$60

Check Services

Cashier’s Check & Money Order$3
Stop Payment Charge – per item$30
per item
Check Cashing up to - non-customer$5
Collection Item – customer$10
Collection Item – non-customers$25
With Check Images$5

Digital & Electronic

ACH Origination Initial Setup (One time)$5
one time
ACH Origination Recurring Monthly$2
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Charge Back (Merchant Returned Check) per item$10
per item
Night Deposit Duplicate Keys$10

Account Services

Notary Fee – customerNo charge
Notary Fee – non-customer$2
Garnishment or Levy$30

Other Fees

Fax per page$2
per item
Photocopies per page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research- per hour (min. $30.00)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft – per item	$30	per item	None
Returned Item Fee – per item returned	$30	per item	None
+Continuous Overdraft (every 7 business days)	$30	Not stated	None
Overdraft Protection Transfer – per transfer	$2	per item	None
ATM & Card
ATM Transaction-Non-Money Pass Terminal	$2	Not stated	None
ATM / Visa Debit Card – Replacement	$10	Not stated	None
Lost Debit Card within 30 days	$25	Not stated	None
Wire Transfers
International Wire Transfer	$60	Not stated	None
Check Services
Cashier’s Check & Money Order	$3	Not stated	None
Stop Payment Charge – per item	$30	per item	None
Check Cashing up to - non-customer	$5	Not stated	None
Collection Item – customer	$10	Not stated	None
Collection Item – non-customers	$25	Not stated	None
With Check Images	$5	Not stated	None
Digital & Electronic
ACH Origination Initial Setup (One time)	$5	one time	None
ACH Origination Recurring Monthly	$2Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Charge Back (Merchant Returned Check) per item	$10	per item	None
Night Deposit Duplicate Keys	$10	Not stated	None
Account Services
Notary Fee – customer	No charge	Not stated	None
Notary Fee – non-customer	$2	Not stated	None
Garnishment or Levy	$30	Not stated	None
Other Fees
Fax per page	$2	per item	None
Photocopies per page	$0.25	per item	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.