The Peoples Bank

Headquarters: Taylorsville, Kentucky
Charter: Bank
Assets: $145.0M
Fed district: St. Louis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
The Peoples Bank: $10
The Peoples Bank: $10
U.S. median: no median
Overdraft (OD)
The Peoples Bank: $30
The Peoples Bank: $30
U.S. median: no median
NSF / Returned Item
The Peoples Bank: $30
The Peoples Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Peoples Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge$10
per month
Minimum balance fee$2
per month
Service Dormant Account Fee: Fees$5
per month
Service Account Research: Fees$40
Not compared: Charged per hour; comparison unavailable
per hour
Service Statement Reconciling Assistance: Fees$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Service Overdraft Fee: Fees$30
per item
Service Return Item Fee: Fees$30
per item

ATM & Card

Service Foreign ATM Transactions: Fees$1.50
Service Replacement Debit Card: Fees$12

Wire Transfers

Service Outgoing Domestic Wire Transfers: Fees$20
Service Incoming Domestic Wire Transfers: Fees$15
Service Outgoing International Wire Transfers: Fees$55
Service Incoming International Wire Transfers: Fees$50

Check Services

Service Official Check (Customer): Fees$5
Service Stop Payment: Fees$30
Service Check Cashing (Customer): FeesNo charge
Service Collection Items: Fees$10

Cash & Deposit

Service Returned Deposited Items/Chargeback Fee: Fees$5

Account Services

Service Notary Fee: FeesNo charge
Service Safe Deposit Box - Annual Rent - 10x10: Fees$50
per year
Service Safe Deposit Box - Annual Rent - 3x10: Fees$25
per year
Service Safe Deposit Box - Annual Rent - 3x5: Fees$15
per year
Service Safe Deposit Box - Annual Rent - 5x10: Fees$30
per year
Service Safe Deposit Box - Annual Rent - 5x5: Fees$20
per year
Service Safe Deposit Box - Drilling Box: Fees$130
Not compared: Box drilling or key fee
Service Safe Deposit Box - Replacing Lost Key: Fees$25
Not compared: Box drilling or key fee
Service Attachments/Levys/Garnishments: Fees$75
per item

Other Fees

Service Fax: Fees$3

Fee	Amount	Basis	Note
Account Maintenance
Service charge	$10	per month	None
Minimum balance fee	$2	per month	None
Service Dormant Account Fee: Fees	$5	per month	None
Service Account Research: Fees	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Service Statement Reconciling Assistance: Fees	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Service Overdraft Fee: Fees	$30	per item	None
Service Return Item Fee: Fees	$30	per item	None
ATM & Card
Service Foreign ATM Transactions: Fees	$1.50	Not stated	None
Service Replacement Debit Card: Fees	$12	Not stated	None
Wire Transfers
Service Outgoing Domestic Wire Transfers: Fees	$20	Not stated	None
Service Incoming Domestic Wire Transfers: Fees	$15	Not stated	None
Service Outgoing International Wire Transfers: Fees	$55	Not stated	None
Service Incoming International Wire Transfers: Fees	$50	Not stated	None
Check Services
Service Official Check (Customer): Fees	$5	Not stated	None
Service Stop Payment: Fees	$30	Not stated	None
Service Check Cashing (Customer): Fees	No charge	Not stated	None
Service Collection Items: Fees	$10	Not stated	None
Cash & Deposit
Service Returned Deposited Items/Chargeback Fee: Fees	$5	Not stated	None
Account Services
Service Notary Fee: Fees	No charge	Not stated	None
Service Safe Deposit Box - Annual Rent - 10x10: Fees	$50	per year	None
Service Safe Deposit Box - Annual Rent - 3x10: Fees	$25	per year	None
Service Safe Deposit Box - Annual Rent - 3x5: Fees	$15	per year	None
Service Safe Deposit Box - Annual Rent - 5x10: Fees	$30	per year	None
Service Safe Deposit Box - Annual Rent - 5x5: Fees	$20	per year	None
Service Safe Deposit Box - Drilling Box: Fees	$130Not compared: Box drilling or key fee	Not stated	None
Service Safe Deposit Box - Replacing Lost Key: Fees	$25Not compared: Box drilling or key fee	Not stated	None
Service Attachments/Levys/Garnishments: Fees	$75	per item	None
Other Fees
Service Fax: Fees	$3	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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