14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Miami Savings Bank’s own schedules, with a source for each figure.
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed within 90 Days fee | $10 | Not stated | None |
| Dormancy Fee | $5 | Not stated | None |
| Escheat Fee | $50 | Not stated | None |
| Research Fee - per hour | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Insufficient Funds Fee | $35 | Not stated | None |
| Return Insufficient Funds Fee - per check and ACH | $35 | per item | None |
ATM & Card | |||
| Foreign ATM Transfer Fee | $2 | Not stated | None |
| Foreign ATM Withdrawal Fee | $2 | Not stated | None |
| Card Reissue Fee - per card | $5 | per item | None |
| Bill Payment Rush Delivery Fee | $30 | per item | per item |
Wire Transfers | |||
| Wire Transfers - Outgoing Wire Fee | $20 | Not stated | None |
| Wire Transfers - Incoming Wire Fee | $10 | Not stated | None |
| Wire Transfers - Foreign Outgoing Wire Fee | $55 | Not stated | None |
| Wire Transfers - Foreign Incoming Wire Fee | $10 | Not stated | None |
Check Services | |||
| Bank Check Fee - per item | $10 | per item | None |
| Certified Check Fee - per check | $5 | per item | None |
| Money Order Fee - per item | $3 | per item | None |
| Internet Stop Payment Fee | $30 | Not stated | None |
| Stop Payment Fee - Check or ACH - per item | $30 | per item | None |
Digital & Electronic | |||
| Bill Payment Rush Delivery Fee - per item | $30Not compared: Per-item charge, not monthly | per item | None |
Account Services | |||
| Safe Deposit Box - 10x10 | $80.85 | Not stated | None |
| Safe Deposit Box - 2x5 | $16.17 | Not stated | None |
| Safe Deposit Box - 3x10 | $37.73 | Not stated | None |
| Safe Deposit Box - 3x5 | $19.40 | Not stated | None |
| Safe Deposit Box - 5x10 | $48.51 | Not stated | None |
| Safe Deposit Box Drilling Fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Lost Key Fee | $15Not compared: Box drilling or key fee | Not stated | None |
| IRA Levy or Garnishment Fee - per item | $50Not compared: CD/IRA fee | per item | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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