Security First National Bank of Hugo

Headquarters: Hugo, Oklahoma
Charter: Bank
Assets: $137.7M
Fed district: Kansas City
Regulator: OCC
Holding company: Sooner Sw Bankshares Inc.

Three fees from its schedule are published so far: monthly maintenance $7.50, stop payment $10 and 1 more.

Source: its fee schedule, read Oct 12, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 12, 2026

How these figures are measured

Call-report figures are for Security First National Bank of Hugo at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Security First National Bank of Hugo's published fee schedule; Bank Fee Index medians	Current schedule	Oct 12, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: Security First National Bank of Hugo (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $63K in Q2 2026, 16% below the same quarter a year earlier ($75K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Security First National Bank of Hugo: $7.50
Security First National Bank of Hugo: $7.50
U.S. median: no median
Stop Payment
Security First National Bank of Hugo: $10
Security First National Bank of Hugo: $10
U.S. median: no median
Non-Network ATM
Security First National Bank of Hugo: Not identified
Security First National Bank of Hugo: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Financial performance

Call reports for Security First National Bank of Hugo (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $63K
vs prior quarter: $00.0%; from Q1 2026
vs a year earlier: −$12K−16.0%; from Q2 2025
vs start of range: −$18K−22.2%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: Security First National Bank of Hugo (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$63K	$0	0.0%
Q1 2026	$63K	−$7K	−10.0%
Q4 2025	$70K	−$3K	−4.1%
Q3 2025	$73K	−$2K	−2.7%
Q2 2025	$75K	+$2K	+2.7%
Q1 2025	$73K	$0	0.0%
Q4 2024	$73K	−$8K	−9.9%
Q3 2024	$81K	−$6K	−6.9%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Security First National Bank of Hugo’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge fee$7.50
per month

Check Services

Safe Deposit Late Fee Stop Payment Zipper Bag$10
per item
Check images included in monthly statement$7.50
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge fee	$7.50	per month	None
Check Services
Safe Deposit Late Fee Stop Payment Zipper Bag	$10	per item	None
Check images included in monthly statement	$7.50Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Security First National Bank of Hugo operates, and what regulators and customers have on file.

Branch footprint

2 offices in 1 state, $121.9M in branch deposits (June 2026)

Each dot is one office.

This bankOther banks and credit unions

Largest markets by deposits

Outside a metro area

$121.9M

Largest competitors nearby

Local market: Choctaw county, OK, where it holds the most deposits.

4 in its local market	Deposit share
First United Bank and Trust Company	40.5%
FirstBank	12.6%
Ameristate Bank	12.3%
First Texoma National Bank	5%

This bank holds 29.5% of the deposits there.

Branch count by year

Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.

Enforcement actions

None on file with the OCC and Federal Reserve

The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

Get an email when Security First National Bank of Hugo publishes more fees

Once when its schedule is verified, then when a verified fee changes.