Commercial Bank of California

Headquarters: Irvine, California
Charter: Bank
Assets: $4.0B
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Commercial Bank of California: $5 to $50
Commercial Bank of California: $5 to $50
U.S. median: no median
Wire Transfer (Domestic Out)
Commercial Bank of California: $35
Commercial Bank of California: $35
U.S. median: no median
Stop Payment
Compared at $25, the middle of its prices
Commercial Bank of California: $20 to $35
Commercial Bank of California: $20 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Commercial Bank of California · $4B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Banks only
$3.6B to $4.3B in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Commercial Bank of California(this institution)	Irvine, CA	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of the Sierra	Porterville, CA	$3.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Utah	Ogden, UT	$3.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Capital Bank, National Association	Rockville, MD	$3.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Central Bank & Trust Co.	Lexington, KY	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Civista Bank	Sandusky, OH	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Cornerstone Capital Bank, SSB	Houston, TX	$3.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Bank	Hamilton, NJ	$4.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Community Bank	Batesville, AR	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Guaranty Bank	Hammond, LA	$3.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First PREMIER Bank	Sioux Falls, SD	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Frandsen Bank & Trust	Lonsdale, MN	$3.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Gate City Bank	Fargo, ND	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gulf Coast Bank and Trust Company	New Orleans, LA	$3.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Independence Bank of Kentucky	Owensboro, KY	$3.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
NATIONAL COOPERATIVE BANK, N.A.	Hillsboro, OH	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Pinnacle Bank	Elberton, GA	$4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Primis Bank	Tappahannock, VA	$4.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
RCB Bank	Claremore, OK	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
River Bank & Trust	Prattville, AL	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Security Bank of Kansas City	Kansas City, KS	$3.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Spencer Savings Bank, SLA	Elmwood Park, NJ	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
State Bank of India	Chicago, IL	$4.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Union Savings Bank	Cincinnati, OH	$4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
West Bank	West Des Moines, IA	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Woori America Bank	New York, NY	$4.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (25%) above the median of similar-sized banks.

Compared at $10, the middle of its three prices, against a peer median of $8 among 15 publishing peers.

Its three checking prices are $5, $10 and $50.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Commercial Bank of Califo…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Commercial Bank of California’s own schedules, with a source for each figure.

Account Maintenance

CBCa$hflow Monthly Fee (Transaction Fees May Apply) (audience not stated, treated as personal)$10
per month
Monthly Maintenance$50
per month
Token Monthly Fee (Per Token)$5
per month
Early Close Fee (If Within 90 days of Opening)$50
Dormant Account$10
Account Research ($60.00 Minimum) – Per Hour (audience not stated, treated as personal)$60
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Automatic Transfer for Overdraft$10
Automatic Transfer for Overdraft$15

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wire Transfer: Domestic, Outgoing$35
Wire Transfer: International, Outgoing$50

Check Services

Cashier’s Check$15
Stop Payment$35
Stop Payment (Through Online Banking)$20
Stop Payment Renewal$25
Counter Check$3
Check Cashing Fee (Non-Client)$15
Check Copy$5

Digital & Electronic

ACH Origination (audience not stated, treated as personal)$2
per item
ACH Return (audience not stated, treated as personal)$15

Account Services

Legal Process (Garnishments, Levies, Subpoenas, etc.) (audience not stated, treated as personal)$150
Legal Processes (Garnishments, Levies, Subpoenas, etc.)$150

Other Fees

Statement Copy$10

Fee	Amount	Basis	Note
Account Maintenance
CBCa$hflow Monthly Fee (Transaction Fees May Apply) (audience not stated, treated as personal)	$10	per month	None
Monthly Maintenance	$50	per month	None
Token Monthly Fee (Per Token)	$5	per month	None
Early Close Fee (If Within 90 days of Opening)	$50	Not stated	None
Dormant Account	$10	Not stated	None
Account Research ($60.00 Minimum) – Per Hour (audience not stated, treated as personal)	$60Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Automatic Transfer for Overdraft	$10	Not stated	None
Automatic Transfer for Overdraft	$15	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer: Domestic, Outgoing	$35	Not stated	None
Wire Transfer: International, Outgoing	$50	Not stated	None
Check Services
Cashier’s Check	$15	Not stated	None
Stop Payment	$35	Not stated	None
Stop Payment (Through Online Banking)	$20	Not stated	None
Stop Payment Renewal	$25	Not stated	None
Counter Check	$3	Not stated	None
Check Cashing Fee (Non-Client)	$15	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
ACH Origination (audience not stated, treated as personal)	$2	per item	None
ACH Return (audience not stated, treated as personal)	$15	Not stated	None
Account Services
Legal Process (Garnishments, Levies, Subpoenas, etc.) (audience not stated, treated as personal)	$150	Not stated	None
Legal Processes (Garnishments, Levies, Subpoenas, etc.)	$150	Not stated	None
Other Fees
Statement Copy	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Commercial Bank of California's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Commercial Bank of California: $5 to $50
Commercial Bank of California: $5 to $50
U.S. median: no median
Wire Transfer (Domestic Out)
Commercial Bank of California: $35
Commercial Bank of California: $35
U.S. median: no median
Stop Payment
Compared at $25, the middle of its prices
Commercial Bank of California: $20 to $35
Commercial Bank of California: $20 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Commercial Bank of California · $4B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Banks only
$3.6B to $4.3B in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Commercial Bank of California(this institution)	Irvine, CA	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of the Sierra	Porterville, CA	$3.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Utah	Ogden, UT	$3.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Capital Bank, National Association	Rockville, MD	$3.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Central Bank & Trust Co.	Lexington, KY	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Civista Bank	Sandusky, OH	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Cornerstone Capital Bank, SSB	Houston, TX	$3.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Bank	Hamilton, NJ	$4.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Community Bank	Batesville, AR	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Guaranty Bank	Hammond, LA	$3.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First PREMIER Bank	Sioux Falls, SD	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Frandsen Bank & Trust	Lonsdale, MN	$3.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Gate City Bank	Fargo, ND	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gulf Coast Bank and Trust Company	New Orleans, LA	$3.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Independence Bank of Kentucky	Owensboro, KY	$3.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
NATIONAL COOPERATIVE BANK, N.A.	Hillsboro, OH	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Pinnacle Bank	Elberton, GA	$4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Primis Bank	Tappahannock, VA	$4.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
RCB Bank	Claremore, OK	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
River Bank & Trust	Prattville, AL	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Security Bank of Kansas City	Kansas City, KS	$3.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Spencer Savings Bank, SLA	Elmwood Park, NJ	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
State Bank of India	Chicago, IL	$4.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Union Savings Bank	Cincinnati, OH	$4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
West Bank	West Des Moines, IA	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Woori America Bank	New York, NY	$4.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (25%) above the median of similar-sized banks.

Compared at $10, the middle of its three prices, against a peer median of $8 among 15 publishing peers.

Its three checking prices are $5, $10 and $50.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Commercial Bank of Califo…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Commercial Bank of California’s own schedules, with a source for each figure.

Account Maintenance

CBCa$hflow Monthly Fee (Transaction Fees May Apply) (audience not stated, treated as personal)$10
per month
Monthly Maintenance$50
per month
Token Monthly Fee (Per Token)$5
per month
Early Close Fee (If Within 90 days of Opening)$50
Dormant Account$10
Account Research ($60.00 Minimum) – Per Hour (audience not stated, treated as personal)$60
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Automatic Transfer for Overdraft$10
Automatic Transfer for Overdraft$15

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wire Transfer: Domestic, Outgoing$35
Wire Transfer: International, Outgoing$50

Check Services

Cashier’s Check$15
Stop Payment$35
Stop Payment (Through Online Banking)$20
Stop Payment Renewal$25
Counter Check$3
Check Cashing Fee (Non-Client)$15
Check Copy$5

Digital & Electronic

ACH Origination (audience not stated, treated as personal)$2
per item
ACH Return (audience not stated, treated as personal)$15

Account Services

Legal Process (Garnishments, Levies, Subpoenas, etc.) (audience not stated, treated as personal)$150
Legal Processes (Garnishments, Levies, Subpoenas, etc.)$150

Other Fees

Statement Copy$10

Fee	Amount	Basis	Note
Account Maintenance
CBCa$hflow Monthly Fee (Transaction Fees May Apply) (audience not stated, treated as personal)	$10	per month	None
Monthly Maintenance	$50	per month	None
Token Monthly Fee (Per Token)	$5	per month	None
Early Close Fee (If Within 90 days of Opening)	$50	Not stated	None
Dormant Account	$10	Not stated	None
Account Research ($60.00 Minimum) – Per Hour (audience not stated, treated as personal)	$60Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Automatic Transfer for Overdraft	$10	Not stated	None
Automatic Transfer for Overdraft	$15	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer: Domestic, Outgoing	$35	Not stated	None
Wire Transfer: International, Outgoing	$50	Not stated	None
Check Services
Cashier’s Check	$15	Not stated	None
Stop Payment	$35	Not stated	None
Stop Payment (Through Online Banking)	$20	Not stated	None
Stop Payment Renewal	$25	Not stated	None
Counter Check	$3	Not stated	None
Check Cashing Fee (Non-Client)	$15	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
ACH Origination (audience not stated, treated as personal)	$2	per item	None
ACH Return (audience not stated, treated as personal)	$15	Not stated	None
Account Services
Legal Process (Garnishments, Levies, Subpoenas, etc.) (audience not stated, treated as personal)	$150	Not stated	None
Legal Processes (Garnishments, Levies, Subpoenas, etc.)	$150	Not stated	None
Other Fees
Statement Copy	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.