Commercial Bank of California

Headquarters: Irvine, California
Charter: Bank
Assets: $4.0B
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Commercial Bank of California: $5 to $50
Commercial Bank of California: $5 to $50
U.S. median: no median
Wire Transfer (Domestic Out)
Commercial Bank of California: $35
Commercial Bank of California: $35
U.S. median: no median
Stop Payment
Compared at $25, the middle of its prices
Commercial Bank of California: $20 to $35
Commercial Bank of California: $20 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Commercial Bank of California’s own schedules, with a source for each figure.

Account Maintenance

CBCa$hflow Monthly Fee (Transaction Fees May Apply) (audience not stated, treated as personal)$10
per month
Monthly Maintenance$50
per month
Token Monthly Fee (Per Token)$5
per month
Early Close Fee (If Within 90 days of Opening)$50
Dormant Account$10
Account Research ($60.00 Minimum) – Per Hour (audience not stated, treated as personal)$60
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Automatic Transfer for Overdraft$10
Automatic Transfer for Overdraft$15

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wire Transfer: Domestic, Outgoing$35
Wire Transfer: International, Outgoing$50

Check Services

Cashier’s Check$15
Stop Payment$35
Stop Payment (Through Online Banking)$20
Stop Payment Renewal$25
Counter Check$3
Check Cashing Fee (Non-Client)$15
Check Copy$5

Digital & Electronic

ACH Origination (audience not stated, treated as personal)$2
per item
ACH Return (audience not stated, treated as personal)$15

Account Services

Legal Process (Garnishments, Levies, Subpoenas, etc.) (audience not stated, treated as personal)$150
Legal Processes (Garnishments, Levies, Subpoenas, etc.)$150

Other Fees

Statement Copy$10

Fee	Amount	Basis	Note
Account Maintenance
CBCa$hflow Monthly Fee (Transaction Fees May Apply) (audience not stated, treated as personal)	$10	per month	None
Monthly Maintenance	$50	per month	None
Token Monthly Fee (Per Token)	$5	per month	None
Early Close Fee (If Within 90 days of Opening)	$50	Not stated	None
Dormant Account	$10	Not stated	None
Account Research ($60.00 Minimum) – Per Hour (audience not stated, treated as personal)	$60Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Automatic Transfer for Overdraft	$10	Not stated	None
Automatic Transfer for Overdraft	$15	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer: Domestic, Outgoing	$35	Not stated	None
Wire Transfer: International, Outgoing	$50	Not stated	None
Check Services
Cashier’s Check	$15	Not stated	None
Stop Payment	$35	Not stated	None
Stop Payment (Through Online Banking)	$20	Not stated	None
Stop Payment Renewal	$25	Not stated	None
Counter Check	$3	Not stated	None
Check Cashing Fee (Non-Client)	$15	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
ACH Origination (audience not stated, treated as personal)	$2	per item	None
ACH Return (audience not stated, treated as personal)	$15	Not stated	None
Account Services
Legal Process (Garnishments, Levies, Subpoenas, etc.) (audience not stated, treated as personal)	$150	Not stated	None
Legal Processes (Garnishments, Levies, Subpoenas, etc.)	$150	Not stated	None
Other Fees
Statement Copy	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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