RCB Bank

Headquarters: Claremore, Oklahoma
Charter: Bank
Assets: $4.0B
Fed district: Kansas City

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4, the middle of its prices
RCB Bank: $4 to $5
RCB Bank: $4 to $5
U.S. median: no median
Overdraft (OD)
Compared at $32, its standard fee, the highest of its prices
RCB Bank: $20 to $32
RCB Bank: $20 to $32
U.S. median: no median
NSF / Returned Item
RCB Bank: $32
RCB Bank: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from RCB Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (audience not stated, treated as personal)$4
per month
Monthly service charge$4
per month
Monthly service fee$5
per month
Minimum balance fee$5
Not compared: Quarterly charge, not monthly
per quarter
Dormant Account Fee- Checking assessed monthly$10
per month
Dormant Account Fee- Savings assessed quarterly$10
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation and Research (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation and Research (per hour) | $20.00

Overdraft & NSF

Bounce Paid Item Fee (per item)- fee applies to all products except my Value Checking and my Advantage Checking$32
per item · fee applies to all products except my Value Checking and my Advantage Checking
Bounce Paid Item Fee (per item)- fee applies to my Value Checking and my Advantage Checking only$20
per item · fee applies to my Value Checking and my Advantage Checking only
Overdraft Paid Item Fee (per item) – fee applies to all products except my Value Checking$32
per item
Overdraft Paid Item Fee (per item) – fee applies to my Value Checking only$20
per item
Insufficient (NSF) Return Item Fee (per item)$32
per item
Overdraft Protection Sweep (per daily transfer)$5
Not compared: Daily charge, not per item
per day

ATM & Card

Debit Card Replacement Fee$7.50
Currency conversion1%of the transaction
Currency conversion (audience not stated, treated as personal)1%of the transaction
International Service Assessment2%of the transaction
International Service Assessment (audience not stated, treated as personal)2%of the transaction

Wire Transfers

Wire Transfer Fee- Domestic Outgoing$15
Wire Transfer Fee- Domestic Incoming$10
Wire Transfer Fee- International Incoming$10

Check Services

Cashier’s Check- Customer$5
Stop Payment Fee (per item)$32
per item
Temporary Checks (set of 12)$5
Collection Item (incoming/outgoing)$20

Digital & Electronic

ACH Origination Transfer Fee (per item)$2
per item
Bill Payment Return – ACH Payment$10
Bill Payment Return – Check Payment$5

Cash & Deposit

Coin Counting (non-customer)10%($5 minimum)
Coin Counting (non-customer) (audience not stated, treated as personal)10%($5 minimum)
Deposit Item Returned or Reprocessed$4

Account Services

Notary Service (per item)$5
per item
Safe Deposit Box- Drill Fee$175
Not compared: Box drilling or key fee
Safe Deposit Box- Lost Key Charge$20
Not compared: Box drilling or key fee
Safe Deposit Box- Past Due Rental Fee (assessed 30 days after due date)$5
Not compared: Box drilling or key fee
Garnishment/Levy Processing Fee$15
Deposit Verification$10

Other Fees

Fax or Copy Service (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Research Copies (per page)$2
Not compared: Charged per page; comparison unavailable
per page · Research Copies (per page) | $2.00
Statement Fees- Temporary/Duplicate Statements (per occurrence)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (audience not stated, treated as personal)	$4	per month	None
Monthly service charge	$4	per month	None
Monthly service fee	$5	per month	None
Minimum balance fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Dormant Account Fee- Checking assessed monthly	$10	per month	None
Dormant Account Fee- Savings assessed quarterly	$10Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation and Research (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation and Research (per hour) \| $20.00
Overdraft & NSF
Bounce Paid Item Fee (per item)- fee applies to all products except my Value Checking and my Advantage Checking	$32	per item	fee applies to all products except my Value Checking and my Advantage Checking
Bounce Paid Item Fee (per item)- fee applies to my Value Checking and my Advantage Checking only	$20	per item	fee applies to my Value Checking and my Advantage Checking only
Overdraft Paid Item Fee (per item) – fee applies to all products except my Value Checking	$32	per item	None
Overdraft Paid Item Fee (per item) – fee applies to my Value Checking only	$20	per item	None
Insufficient (NSF) Return Item Fee (per item)	$32	per item	None
Overdraft Protection Sweep (per daily transfer)	$5Not compared: Daily charge, not per item	per day	None
ATM & Card
Debit Card Replacement Fee	$7.50	Not stated	None
Currency conversion	1%of the transaction	Not stated	None
Currency conversion (audience not stated, treated as personal)	1%of the transaction	Not stated	None
International Service Assessment	2%of the transaction	Not stated	None
International Service Assessment (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Wire Transfers
Wire Transfer Fee- Domestic Outgoing	$15	Not stated	None
Wire Transfer Fee- Domestic Incoming	$10	Not stated	None
Wire Transfer Fee- International Incoming	$10	Not stated	None
Check Services
Cashier’s Check- Customer	$5	Not stated	None
Stop Payment Fee (per item)	$32	per item	None
Temporary Checks (set of 12)	$5	Not stated	None
Collection Item (incoming/outgoing)	$20	Not stated	None
Digital & Electronic
ACH Origination Transfer Fee (per item)	$2	per item	None
Bill Payment Return – ACH Payment	$10	Not stated	None
Bill Payment Return – Check Payment	$5	Not stated	None
Cash & Deposit
Coin Counting (non-customer)	10%($5 minimum)	Not stated	None
Coin Counting (non-customer) (audience not stated, treated as personal)	10%($5 minimum)	Not stated	None
Deposit Item Returned or Reprocessed	$4	Not stated	None
Account Services
Notary Service (per item)	$5	per item	None
Safe Deposit Box- Drill Fee	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box- Lost Key Charge	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box- Past Due Rental Fee (assessed 30 days after due date)	$5Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Processing Fee	$15	Not stated	None
Deposit Verification	$10	Not stated	None
Other Fees
Fax or Copy Service (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Research Copies (per page)	$2Not compared: Charged per page; comparison unavailable	per page	Research Copies (per page) \| $2.00
Statement Fees- Temporary/Duplicate Statements (per occurrence)	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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