NATIONAL COOPERATIVE BANK, N.A.

Headquarters: Hillsboro, Ohio
Charter: Bank
Assets: $4.3B
Fed district: Cleveland

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
NATIONAL COOPERATIVE BANK, N.A.: $2 to $25
NATIONAL COOPERATIVE BANK, N.A.: $2 to $25
U.S. median: no median
NSF / Returned Item
NATIONAL COOPERATIVE BANK, N.A.: $35
NATIONAL COOPERATIVE BANK, N.A.: $35
U.S. median: no median
Non-Network ATM
NATIONAL COOPERATIVE BANK, N.A.: $3
NATIONAL COOPERATIVE BANK, N.A.: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from NATIONAL COOPERATIVE BANK, N.A.’s own schedules, with a source for each figure.

Account Maintenance

Maintenance service charge fee$15
per month
Maintenance service charge fee$5
per month · avoid imposition of fees - A maintenance service charge fee of $5 will be charged monthly if the balance in the account falls below $2,500 any day of the month
Maintenance service charge fee$2
per month · avoid imposition of fees - A maintenance service charge fee of $2 will be charged monthly if the balance in the account falls below $100 any day of the month
Maintenance service charge fee$25
per month · avoid imposition of fees - A maintenance service charge fee of $25 will be charged monthly if the average monthly balance falls below $5,000
Monthly Maintenance$2.50
per month
Early Account Closing Fee(within 3 months)$25
Dormant Account$5
per month
Dormant Account: Dormant account fee$5
Escheatment$50
Account Balancing Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Processing$5

Overdraft & NSF

Non-Sufficient Funds Fee$35
Overdraft Protection Transfer from Account$3

ATM & Card

Foreign ATM Surcharge$3
Replacement ATM/Debit Card$10

Wire Transfers

Domestic Wire Transfers (outgoing)$25
Domestic Wire Transfers (incoming)$10
International Wire Transfer(outgoing)$35
International Wire Transfer (incoming)$10
Wire Transfer: Incoming domestic and foreign$10

Check Services

Official Check Fee$7
Stop payment fee$35
Stop Payment(check/check series)$35
per item
Counter check printing$1
per item
Non-Customer Check Cashing Fee$10
Check copy$2
per item

Cash & Deposit

Returned Deposit Item$15

Account Services

Box drilling$125
Not compared: Box drilling or key fee
Lost key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$60
per year
Safe Deposit Box 3 x 10$25
per year
Safe Deposit Box 3 x 5$15
per year
Safe Deposit Box 5 x 10$35
per year
Safe Deposit Box 5 x 5$30
per year
Garnishment Fee$100
Verification of Deposit$10

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Maintenance service charge fee	$15	per month	None
Maintenance service charge fee	$5	per month	avoid imposition of fees - A maintenance service charge fee of $5 will be charged monthly if the balance in the account falls below $2,500 any day of the month
Maintenance service charge fee	$2	per month	avoid imposition of fees - A maintenance service charge fee of $2 will be charged monthly if the balance in the account falls below $100 any day of the month
Maintenance service charge fee	$25	per month	avoid imposition of fees - A maintenance service charge fee of $25 will be charged monthly if the average monthly balance falls below $5,000
Monthly Maintenance	$2.50	per month	None
Early Account Closing Fee(within 3 months)	$25	Not stated	None
Dormant Account	$5	per month	None
Dormant Account: Dormant account fee	$5	Not stated	None
Escheatment	$50	Not stated	None
Account Balancing Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Processing	$5	Not stated	None
Overdraft & NSF
Non-Sufficient Funds Fee	$35	Not stated	None
Overdraft Protection Transfer from Account	$3	Not stated	None
ATM & Card
Foreign ATM Surcharge	$3	Not stated	None
Replacement ATM/Debit Card	$10	Not stated	None
Wire Transfers
Domestic Wire Transfers (outgoing)	$25	Not stated	None
Domestic Wire Transfers (incoming)	$10	Not stated	None
International Wire Transfer(outgoing)	$35	Not stated	None
International Wire Transfer (incoming)	$10	Not stated	None
Wire Transfer: Incoming domestic and foreign	$10	Not stated	None
Check Services
Official Check Fee	$7	Not stated	None
Stop payment fee	$35	Not stated	None
Stop Payment(check/check series)	$35	per item	None
Counter check printing	$1	per item	None
Non-Customer Check Cashing Fee	$10	Not stated	None
Check copy	$2	per item	None
Cash & Deposit
Returned Deposit Item	$15	Not stated	None
Account Services
Box drilling	$125Not compared: Box drilling or key fee	Not stated	None
Lost key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$60	per year	None
Safe Deposit Box 3 x 10	$25	per year	None
Safe Deposit Box 3 x 5	$15	per year	None
Safe Deposit Box 5 x 10	$35	per year	None
Safe Deposit Box 5 x 5	$30	per year	None
Garnishment Fee	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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