21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026
Call-report figures are for Bank of Salem at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Bank of Salem's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $45K in Q2 2026, 4.7% above the same quarter a year earlier ($43K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 2.3% from Q3 2025 to Q2 2026, to $45K.
$45K
Bank of SalemMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Bank of Salem · $147M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Bank of Salem(this institution) | Salem, MO | $147M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Pensacola | Pensacola, FL | $147M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank Plus | Estherville, IA | $145M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Carmine State Bank | Carmine, TX | $149M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens Savings Bank | Spillville, IA | $151M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Farmers State Bank | Algona, IA | $150M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers Trust & Savings Bank | Earling, IA | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Bank and Trust of Memphis | Memphis, TX | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Grand Missouri Bank | Bolivar, MO | $151M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| GSL Savings Bank | Guttenberg, NJ | $151M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hyden Citizens Bank | Hyden, KY | $149M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Jonesburg State Bank | Jonesburg, MO | $146M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Miami Savings Bank | Miamitown, OH | $148M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Millbury National Bank | Millbury, MA | $147M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples Bank of Wyaconda, Missouri | Kahoka, MO | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| River Falls State Bank | River Falls, WI | $143M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Schuyler Savings Bank | Kearny, NJ | $151M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Security Bank of Southwest Missouri | Cassville, MO | $147M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sweet Water State Bank | Sweet Water, AL | $150M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| The First National Bank in Cimarron | Cimarron, KS | $143M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The First State Bank of Rosemount | Rosemount, MN | $146M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Peoples Bank | Taylorsville, KY | $145M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Sacramento Deposit Bank | Sacramento, KY | $150M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Twin City Bank | Longview, WA | $151M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union Federal Savings and Loan Association | Kewanee, IL | $146M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Vermilion Bank & Trust Company | Kaplan, LA | $145M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7 among 11 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Bank of Salem does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Bank of Salem (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $45K | +$5K | +12.5% |
| Q1 2026 | $40K | −$5K | −11.1% |
| Q4 2025 | $45K | +$1K | +2.3% |
| Q3 2025 | $44K | +$1K | +2.3% |
| Q2 2025 | $43K | −$3K | −6.5% |
| Q1 2025 | $46K | +$8K | +21.1% |
| Q4 2024 | $38K | −$17K | −30.9% |
| Q3 2024 | $55K | +$10K | +22.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Bank of Salem’s own schedules, with a source for each figure.
per month
per month
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Premature account closing (within 90 days) (audience not stated, treated as personal) | $25 | Not stated | None |
| Dormant checking account (12 months no activity, per month) | $6 | per month | None |
| Inactive checking account fee (six months no activity, per month) | $4 | per month | None |
| Records research (per hour) (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee (Basic Checking and Interest Checking accounts only) (audience not stated, treated as personal) | $3 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (per item presented and paid) (audience not stated, treated as personal) | $29 | per item | None |
| Insufficient Funds / NSF Fee | $29 | Not stated | None |
| Continuous overdraft fee (per day on fourth business day) | $6 | per day | None |
ATM & Card | |||
| Non-proprietary ATM use (per transaction) | $2 | per item | None |
| Debit/ATM card replacement (per card) | $10 | per item | None |
Wire Transfers | |||
| Outgoing wire (audience not stated, treated as personal) | $25 | Not stated | None |
| Incoming wire (audience not stated, treated as personal) | $12.50 | Not stated | None |
| International outgoing wire (audience not stated, treated as personal) | $50 | Not stated | None |
| International incoming wire (audience not stated, treated as personal) | $25 | Not stated | None |
Check Services | |||
| Cashier’s checks (any amount) | $6 | Not stated | None |
| Stop payments (per item) (audience not stated, treated as personal) | $25 | per item | None |
Digital & Electronic | |||
| Unauthorized ACH return (per item) (audience not stated, treated as personal) | $15 | per item | None |
| Online Bill Pay (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Charge back deposited return item (per item) | $5 | per item | None |
Account Services | |||
| Notary fee (non-customer) | $2 | Not stated | None |
| Replace safe deposit box key (audience not stated, treated as personal) | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box late payment >30 days (audience not stated, treated as personal) | $10Not compared: Box drilling or key fee | Not stated | None |
| Tax levy/garnishment (audience not stated, treated as personal) | $25 | Not stated | None |
Retirement & IRA | |||
| IRA close and transfer (for external transfer) | $50 | Not stated | None |
Other Fees | |||
| Fax services (per fax sent or received) | $5 | Not stated | None |
| Photocopies (per page) (audience not stated, treated as personal) | $1 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant checking account (12 months no activity, per month) | $6 | per month | None |
| Inactive checking account fee (six months no activity, per month) | $4 | per month | None |
Overdraft & NSF | |||
| Insufficient Funds / NSF Fee | $29 | Not stated | None |
| Continuous overdraft fee (per day on fourth business day) | $6 | per day | None |
ATM & Card | |||
| Non-proprietary ATM use (per transaction) | $2 | per item | None |
| Debit/ATM card replacement (per card) | $10 | per item | None |
Check Services | |||
| Cashier’s checks (any amount) | $6 | Not stated | None |
| Online business banking stop payments (per item) | $15 | per item | None |
Digital & Electronic | |||
| Online business banking ACH origination (per file) | $5 | per item | None |
Cash & Deposit | |||
| Charge back deposited return item (per item) | $5 | per item | None |
Account Services | |||
| Notary fee (non-customer) | $2 | Not stated | None |
Retirement & IRA | |||
| IRA close and transfer (for external transfer) | $50 | Not stated | None |
Other Fees | |||
| Fax services (per fax sent or received) | $5 | Not stated | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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