Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

Bank of Salem

Salem, MissouriBankSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive checking account fee (six months no activity, per month)$4Below the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=dormant_account; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Inactive checking account fee (six months no activity, per month): $4.00" · Source

Paper Statement Fee (Basic Checking and Interest Checking accounts only)$3

At the national median

Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=paper_statement; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Paper Statement Fee (Basic Checking and Interest Checking accounts only): $3.00" · Source

Overdraft & NSFVerified

Continuous overdraft fee (per day on fourth business day)$6Within the typical range ($5–$25 nationally)
At the national median
per day · Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=continuous_od; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Continuous overdraft fee (per day on fourth business day): $6.00" · Source
Insufficient Funds / NSF Fee$29Within the typical range ($25–$32 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=nsf; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Insufficient Funds / NSF Fee: $29.00" · Source
Overdraft Fee (per item presented and paid)$29Within the typical range ($20–$30 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=overdraft; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Overdraft Fee (per item presented and paid): $29.00" · Source

ATM & CardVerified

Non-proprietary ATM use (per transaction)$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=atm_non_network; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Non-proprietary ATM use (per transaction): $2.00" · Source

Wire TransfersVerified

Incoming wire$12.50Within the typical range ($7.75–$15 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=wire_domestic_incoming; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Incoming wire: $12.50" · Source
International incoming wire$25Within the typical range ($10–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=wire_intl_incoming; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="International incoming wire: $25.00" · Source
International outgoing wire$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=wire_intl_outgoing; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="International outgoing wire: $50.00" · Source
Outgoing wire$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=wire_domestic_outgoing; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Outgoing wire: $25.00" · Source

Digital & ElectronicVerified

Online business banking ACH origination (per file)$5Within the typical range ($5–$20 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=ach_origination; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Online business banking ACH origination (per file): $5.00" · Source
Unauthorized ACH return (per item)$15Within the typical range ($15–$30 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=ach_return; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Unauthorized ACH return (per item): $15.00" · Source

Account ServicesVerified

Notary fee (non-customer)$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=notary_fee; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Notary fee (non-customer): $2.00" · Source
Safe deposit box late payment >30 days$10Below the typical range ($25–$80 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=safe_deposit_box; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Safe deposit box late payment >30 days: $10.00" · Source
Tax levy/garnishment$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=garnishment_levy; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Tax levy/garnishment: $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive checking account fee (six months no activity, per month)	$4Below the typical range ($5–$10 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=dormant_account; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Inactive checking account fee (six months no activity, per month): $4.00"	Source
Paper Statement Fee (Basic Checking and Interest Checking accounts only)	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=paper_statement; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Paper Statement Fee (Basic Checking and Interest Checking accounts only): $3.00"	Source
Overdraft & NSFVerified
Continuous overdraft fee (per day on fourth business day)	$6Within the typical range ($5–$25 nationally)	At the national median	per day	Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=continuous_od; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Continuous overdraft fee (per day on fourth business day): $6.00"	Source
Insufficient Funds / NSF Fee
ATM & CardVerified
Non-proprietary ATM use (per transaction)	$2Within the typical range ($1–$3 nationally)	$0.50 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=atm_non_network; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Non-proprietary ATM use (per transaction): $2.00"	Source
Wire TransfersVerified
Incoming wire	$12.50Within the typical range ($7.75–$15 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=wire_domestic_incoming; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Incoming wire: $12.50"	Source
International incoming wire
Digital & ElectronicVerified
Online business banking ACH origination (per file)	$5Within the typical range ($5–$20 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=ach_origination; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Online business banking ACH origination (per file): $5.00"	Source
Unauthorized ACH return (per item)
Account ServicesVerified
Notary fee (non-customer)	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3792. canonical_hint=notary_fee; text_hash=0a23512471210da366939c19ea00d16d06173d41f481485a87e52837c744c2fa; excerpt="Notary fee (non-customer): $2.00"	Source
Safe deposit box late payment >30 days	$10

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Verified fees

Under review

Assets

$147.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$147.0M

Total deposits

$132.9M

Service charge income

$45K

Fee income ratio

3.3%

Return on assets

1.33%

Branches

Service charge income by quarter

Q2 2026$45K

Q1 2026$40K

Q4 2025$45K

Q3 2025$44K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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