River Falls State Bank

Headquarters: River Falls, Wisconsin
Charter: Bank
Assets: $143.2M
Fed district: Minneapolis

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
River Falls State Bank: $5
River Falls State Bank: $5
U.S. median: no median
Overdraft (OD)
River Falls State Bank: $26
River Falls State Bank: $26
U.S. median: no median
NSF / Returned Item
River Falls State Bank: $26
River Falls State Bank: $26
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from River Falls State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$5
per month
Early Account Closing$10

Overdraft & NSF

Overdraft and NSF Charges$26
per item
Overdraft and NSF Charges$26
per item
Overdraft Protection Transfer$2.50
per item
Overdraft and NSF Daily Maximum Cap$104
per day

Check Services

Stop Payment Fee$25
Foreign Check Collection$30
Monthly Check Image Charge (if requested)$2
Not compared: Monthly charge, not per item
per month

Account Services

Lost keys/drill open box$75
Not compared: Box drilling or key fee
Safe Deposit Box 10X10$55
Safe Deposit Box 10X15$70
Safe Deposit Box 21X13$85
Safe Deposit Box 3X10$29
Safe Deposit Box 3X5$20
Safe Deposit Box 5X10$37
Safe Deposit Box 5X5$23
Safe Deposit Box replacement key$20
Not compared: Box drilling or key fee
Garnishment or Tax Levy$35

Retirement & IRA

IRA Closing & Transfers$25

Gift & Prepaid Cards

Gift Cards$4

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$5	per month	None
Early Account Closing	$10	Not stated	None
Overdraft & NSF
Overdraft and NSF Charges	$26	per item	None
Overdraft and NSF Charges	$26	per item	None
Overdraft Protection Transfer	$2.50	per item	None
Overdraft and NSF Daily Maximum Cap	$104	per day	None
Check Services
Stop Payment Fee	$25	Not stated	None
Foreign Check Collection	$30	Not stated	None
Monthly Check Image Charge (if requested)	$2Not compared: Monthly charge, not per item	per month	None
Account Services
Lost keys/drill open box	$75Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10X10	$55	Not stated	None
Safe Deposit Box 10X15	$70	Not stated	None
Safe Deposit Box 21X13	$85	Not stated	None
Safe Deposit Box 3X10	$29	Not stated	None
Safe Deposit Box 3X5	$20	Not stated	None
Safe Deposit Box 5X10	$37	Not stated	None
Safe Deposit Box 5X5	$23	Not stated	None
Safe Deposit Box replacement key	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment or Tax Levy	$35	Not stated	None
Retirement & IRA
IRA Closing & Transfers	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$4	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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