Compared with Missouri
7 of 25
compared fees are above the median.
13 below, 5 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
64th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the Missouri median
of 25 compared; 13 below, 5 about the same
See the feesFee schedule read Oct 18, 2026
Call-report figures are for Security Bank of Southwest Missouri at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,681 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Missouri median | Published fees above the Missouri median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Security Bank of Southwest Missouri's published fee schedule; Bank Fee Index medians | Current schedule | Oct 18, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 2.7% of revenue, above the 2.1% median of 1,681 banks with under $300M in assets (64th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $57K in Q2 2026, 9.6% above the same quarter a year earlier ($52K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
7 of 25 compared published fees sit above the Missouri median; 13 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Missouri medians for fees published by banks and credit unions.
Overdraft (OD)
Compared at $15, its standard fee, the highest of its prices
Monthly Maintenance
Regular Checking
Can be waived with a balance of $500 or more.
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 5.6% from Q3 2025 to Q2 2026, to $57K. Its share of revenue, 2.7%, is above the 2.1% median for banks with under $300M in assets.
$57K
Security Bank of Southwest MissouriMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 1,681 banks with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $10 to $15; we compare the highest. Non-network ATM: Listed at $0.50 to $1; we compare the midpoint.
Security Bank of Southwest Missouri · $147M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Security Bank of Southwest Missouri(this institution) | Cassville, MO | $147M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Pensacola | Pensacola, FL | $147M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of Salem | Salem, MO | $147M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank Plus | Estherville, IA | $145M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Carmine State Bank | Carmine, TX | $149M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens Savings Bank | Spillville, IA | $151M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Farmers State Bank | Algona, IA | $150M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers Trust & Savings Bank | Earling, IA | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Bank and Trust of Memphis | Memphis, TX | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Grand Missouri Bank | Bolivar, MO | $151M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| GSL Savings Bank | Guttenberg, NJ | $151M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hyden Citizens Bank | Hyden, KY | $149M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Jonesburg State Bank | Jonesburg, MO | $146M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Miami Savings Bank | Miamitown, OH | $148M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Millbury National Bank | Millbury, MA | $147M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples Bank of Wyaconda, Missouri | Kahoka, MO | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| River Falls State Bank | River Falls, WI | $143M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Schuyler Savings Bank | Kearny, NJ | $151M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sweet Water State Bank | Sweet Water, AL | $150M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| The First National Bank in Cimarron | Cimarron, KS | $143M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The First State Bank of Rosemount | Rosemount, MN | $146M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Peoples Bank | Taylorsville, KY | $145M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Sacramento Deposit Bank | Sacramento, KY | $150M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Twin City Bank | Longview, WA | $151M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union Federal Savings and Loan Association | Kewanee, IL | $146M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Vermilion Bank & Trust Company | Kaplan, LA | $145M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $7, against a peer median of $6 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Security Bank of Southwest Missouri (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $57K | −$1K | −1.7% |
| Q1 2026 | $58K | +$3K | +5.5% |
| Q4 2025 | $55K | +$1K | +1.9% |
| Q3 2025 | $54K | +$2K | +3.8% |
| Q2 2025 | $52K | −$1K | −1.9% |
| Q1 2025 | $53K | −$2K | −3.6% |
| Q4 2024 | $55K | −$3K | −5.2% |
| Q3 2024 | $58K | $0 | 0.0% |
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,681 reported a share above 0% and are counted, Security Bank of Southwest Missouri left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Security Bank of Southwest Missouri by share.
Amounts from Security Bank of Southwest Missouri’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per quarter
per month
per month
per month
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Service charge fee (Regular Checking, balance below $300.00) | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Service charge (balance falls below $100.00) | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Service charge fee (balance falls below $300.00) | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Account Statement (Monthly Maintenance Charge) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Research & Checkbook Reconciliation--- min | $25Inside the U.S. middle 50% ($6.63 to $25 nationally) | Not stated | None |
| Paper statement monthly fee (The Ultimate Account) | $4Inside the U.S. middle 50% ($2 to $4.98 nationally) | per month | None |
Overdraft & NSF | |||
| Overdraft Charge | $15Below the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Fee | $10Below the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Return Check Charge | $15Below the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| ATM Transfer of Funds at Non-Proprietary Terminal | $0.50Below the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Withdrawal at Non-Proprietary Terminal | $1Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM/Debit Cards - Replacement Card | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers (Outgoing) | $15Below the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers (Incoming) | $7.50Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfers (International) | $60Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier's Check | $15Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Personal Money Orders | $1Below the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment | $10Below the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary Checks (24 Checks & 4 Deposit Slips) | $2Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing (up to $1000.00) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Collection Fee (Non Cash Items) | $10Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Collection Fee (Safekeeping Note Payments) | $125Not compared: Annual charge, not per item | per year | None |
Digital & Electronic | |||
| ACH Return Fee | $10Below the U.S. middle 50% ($19.75 to $30 nationally) | Not stated | None |
Cash & Deposit | |||
| Coin Counting (Non-Customer)-Mixed Coins | $0.50Inside the U.S. middle 50% ($0 to $2 nationally) | Not stated | None |
| Coin Counting (Non-Customer)-Single Coins | $0.10Inside the U.S. middle 50% ($0 to $2 nationally) | Not stated | None |
| Bank Generated Debits (Deposit Return Item Charge) | $2Below the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Service | $2Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Safe Deposit Box (3 X 10) | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box (3 X 5) | $15Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box (5 X 10) | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box (Late Payment) | $5Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box (Lost Keys) | $10Not compared: Box drilling or key fee | Not stated | None |
| Bank Generated Debits (Tax Levies) | $20Below the U.S. middle 50% ($30 to $87.50 nationally) | Not stated | None |
Other Fees | |||
| Collection Fee (Photocopies) | $0.25Below the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Fax Service (Receive) | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Fax Service (Transmit) | $2.50Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Security Bank of Southwest Missouri operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state, $127.7M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 3 | $127.7M |
Largest competitors nearby
Local market: Barry county, MO, where it holds the most deposits.
| 8 in its local market | Deposit share |
|---|---|
| Freedom Bank of Southern Missouri | 51.2% |
| Arvest Bank | 10.4% |
| First State Bank of Purdy | 6.6% |
| UMB Bank, National Association | 6.2% |
| U.S. Bank National Association | 5.4% |
This bank holds 11% of the deposits there.
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
Fee change alerts
We check once a day and send one email covering every change.