25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 18, 2026
Call-report figures are for Security Bank of Southwest Missouri at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Security Bank of Southwest Missouri's published fee schedule; Bank Fee Index medians | Current schedule | Oct 18, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $57K in Q2 2026, 9.6% above the same quarter a year earlier ($52K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Regular Checking
Can be waived with a balance of $500 or more.
Overdraft (OD)
Compared at $15, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 5.6% from Q3 2025 to Q2 2026, to $57K.
$57K
Security Bank of Southwest MissouriMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Security Bank of Southwest Missouri · $147M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Security Bank of Southwest Missouri(this institution) | Cassville, MO | $147M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Pensacola | Pensacola, FL | $147M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of Salem | Salem, MO | $147M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank Plus | Estherville, IA | $145M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Carmine State Bank | Carmine, TX | $149M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens Savings Bank | Spillville, IA | $151M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Farmers State Bank | Algona, IA | $150M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers Trust & Savings Bank | Earling, IA | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Bank and Trust of Memphis | Memphis, TX | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Grand Missouri Bank | Bolivar, MO | $151M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| GSL Savings Bank | Guttenberg, NJ | $151M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Hyden Citizens Bank | Hyden, KY | $149M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Jonesburg State Bank | Jonesburg, MO | $146M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Miami Savings Bank | Miamitown, OH | $148M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Millbury National Bank | Millbury, MA | $147M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples Bank of Wyaconda, Missouri | Kahoka, MO | $148M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| River Falls State Bank | River Falls, WI | $143M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Schuyler Savings Bank | Kearny, NJ | $151M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sweet Water State Bank | Sweet Water, AL | $150M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| The First National Bank in Cimarron | Cimarron, KS | $143M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The First State Bank of Rosemount | Rosemount, MN | $146M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Peoples Bank | Taylorsville, KY | $145M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Sacramento Deposit Bank | Sacramento, KY | $150M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Twin City Bank | Longview, WA | $151M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union Federal Savings and Loan Association | Kewanee, IL | $146M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Vermilion Bank & Trust Company | Kaplan, LA | $145M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $7, against a peer median of $6 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Security Bank of Southwest Missouri (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $57K | −$1K | −1.7% |
| Q1 2026 | $58K | +$3K | +5.5% |
| Q4 2025 | $55K | +$1K | +1.9% |
| Q3 2025 | $54K | +$2K | +3.8% |
| Q2 2025 | $52K | −$1K | −1.9% |
| Q1 2025 | $53K | −$2K | −3.6% |
| Q4 2024 | $55K | −$3K | −5.2% |
| Q3 2024 | $58K | $0 | 0.0% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Security Bank of Southwest Missouri’s own schedules, with a source for each figure.
per month
per quarter
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Service charge fee (Regular Checking, balance below $300.00) | $7 | per month | None |
| Service charge (balance falls below $100.00) | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Service charge fee (balance falls below $300.00) | $7 | per month | None |
| Dormant Account Statement (Monthly Maintenance Charge) | $10 | per month | None |
| Account Research & Checkbook Reconciliation--- min | $25 | Not stated | None |
| Paper statement monthly fee (The Ultimate Account) | $4 | per month | None |
Overdraft & NSF | |||
| Overdraft Charge | $15 | Not stated | None |
| Overdraft Fee | $10 | Not stated | None |
| Return Check Charge | $15 | Not stated | None |
ATM & Card | |||
| ATM Transfer of Funds at Non-Proprietary Terminal | $0.50 | Not stated | None |
| ATM Withdrawal at Non-Proprietary Terminal | $1 | Not stated | None |
| ATM/Debit Cards - Replacement Card | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfers (Outgoing) | $15 | Not stated | None |
| Wire Transfers (Incoming) | $7.50 | Not stated | None |
| Wire Transfers (International) | $60 | Not stated | None |
Check Services | |||
| Cashier's Check | $15 | Not stated | None |
| Personal Money Orders | $1 | Not stated | None |
| Stop Payment | $10 | Not stated | None |
| Temporary Checks (24 Checks & 4 Deposit Slips) | $2 | Not stated | None |
| Check Cashing (up to $1000.00) | $5 | Not stated | None |
| Collection Fee (Non Cash Items) | $10 | Not stated | None |
| Collection Fee (Safekeeping Note Payments) | $125Not compared: Annual charge, not per item | per year | None |
Digital & Electronic | |||
| ACH Return Fee | $10 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (Non-Customer)-Mixed Coins | $0.50 | Not stated | None |
| Coin Counting (Non-Customer)-Single Coins | $0.10 | Not stated | None |
| Bank Generated Debits (Deposit Return Item Charge) | $2 | Not stated | None |
Account Services | |||
| Notary Service | $2 | Not stated | None |
| Safe Deposit Box (3 X 10) | $25 | per year | None |
| Safe Deposit Box (3 X 5) | $15 | per year | None |
| Safe Deposit Box (5 X 10) | $40 | per year | None |
| Safe Deposit Box (Late Payment) | $5Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box (Lost Keys) | $10Not compared: Box drilling or key fee | Not stated | None |
| Bank Generated Debits (Tax Levies) | $20 | Not stated | None |
Other Fees | |||
| Collection Fee (Photocopies) | $0.25 | Not stated | None |
| Fax Service (Receive) | $1 | per item | None |
| Fax Service (Transmit) | $2.50 | Not stated | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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